Old Second Bancorp, Inc. (OSBC)
NASDAQ: OSBC · Real-Time Price · USD
19.55
-0.17 (-0.86%)
Mar 6, 2026, 4:00 PM EST - Market closed
Old Second Bancorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 305.9 | 253.41 | 244.28 | 176.51 | 90.78 | Upgrade
|
| Interest Income on Investments | 49.28 | 44.49 | 47.69 | 39.96 | 14.39 | Upgrade
|
| Total Interest Income | 355.18 | 297.9 | 291.97 | 216.47 | 105.17 | Upgrade
|
| Interest Paid on Deposits | 56.37 | 38.01 | 15.4 | 3.35 | 2.47 | Upgrade
|
| Interest Paid on Borrowings | 5.85 | 18.26 | 24.64 | 6.97 | 5.98 | Upgrade
|
| Total Interest Expense | 62.22 | 56.27 | 40.04 | 10.32 | 8.45 | Upgrade
|
| Net Interest Income | 292.96 | 241.64 | 251.93 | 206.16 | 96.72 | Upgrade
|
| Net Interest Income Growth (YoY) | 21.24% | -4.09% | 22.20% | 113.16% | 5.41% | Upgrade
|
| Trust Income | 13.24 | 11.43 | 9.8 | 9.89 | 9.41 | Upgrade
|
| Mortgage Banking Activities | 0.37 | 0.29 | 0.26 | 0.33 | 1.04 | Upgrade
|
| Gain (Loss) on Sale of Investments | 0.01 | - | -4.15 | -0.94 | 0.23 | Upgrade
|
| Other Non-Interest Income | 18.74 | 19.17 | 16.97 | 22.26 | 13.87 | Upgrade
|
| Total Non-Interest Income | 45.93 | 42.91 | 34.18 | 43.12 | 39.26 | Upgrade
|
| Non-Interest Income Growth (YoY) | 7.03% | 25.56% | -20.73% | 9.82% | 4.89% | Upgrade
|
| Revenues Before Loan Losses | 338.9 | 284.55 | 286.11 | 249.27 | 135.98 | Upgrade
|
| Provision for Loan Losses | 27.55 | 12.75 | 16.5 | 6.55 | 4.33 | Upgrade
|
| Revenue | 311.34 | 271.8 | 269.61 | 242.72 | 131.65 | Upgrade
|
| Revenue Growth (YoY) | 14.55% | 0.81% | 11.08% | 84.37% | 10.85% | Upgrade
|
| Salaries and Employee Benefits | 119.11 | 94.11 | 84.96 | 83.61 | 56.26 | Upgrade
|
| Occupancy Expenses | 14.25 | 12.56 | 11.49 | 12.7 | 8.18 | Upgrade
|
| Federal Deposit Insurance | 2.84 | 2.54 | 2.71 | 2.4 | 0.98 | Upgrade
|
| Amortization of Goodwill & Intangibles | 4.55 | 2.44 | 2.46 | 2.63 | 0.64 | Upgrade
|
| Selling, General & Administrative | 31.19 | 22.05 | 17.89 | 24.94 | 17.38 | Upgrade
|
| Other Non-Interest Expense | 29.96 | 23.82 | 25.29 | 24.77 | 16.39 | Upgrade
|
| Total Non-Interest Expense | 204.02 | 159.75 | 145.2 | 151.17 | 99.97 | Upgrade
|
| EBT Excluding Unusual Items | 107.32 | 112.05 | 124.41 | 91.55 | 31.68 | Upgrade
|
| Pretax Income | 107.75 | 112.96 | 124.41 | 91.55 | 27.87 | Upgrade
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| Income Tax Expense | 27.44 | 27.69 | 32.68 | 24.14 | 7.82 | Upgrade
|
| Net Income | 80.31 | 85.26 | 91.73 | 67.41 | 20.04 | Upgrade
|
| Net Income to Common | 80.31 | 85.26 | 91.73 | 67.41 | 20.04 | Upgrade
|
| Net Income Growth | -5.81% | -7.05% | 36.09% | 236.28% | -27.96% | Upgrade
|
| Basic Shares Outstanding | 49 | 45 | 45 | 45 | 30 | Upgrade
|
| Diluted Shares Outstanding | 50 | 46 | 45 | 45 | 31 | Upgrade
|
| Shares Change (YoY) | 8.83% | 0.54% | 0.40% | 47.09% | 1.87% | Upgrade
|
| EPS (Basic) | 1.64 | 1.90 | 2.05 | 1.51 | 0.66 | Upgrade
|
| EPS (Diluted) | 1.62 | 1.87 | 2.02 | 1.49 | 0.65 | Upgrade
|
| EPS Growth | -13.37% | -7.43% | 35.57% | 129.23% | -29.35% | Upgrade
|
| Dividend Per Share | 0.250 | 0.210 | 0.200 | 0.200 | 0.160 | Upgrade
|
| Dividend Growth | 19.05% | 5.00% | - | 25.00% | 300.00% | Upgrade
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| Effective Tax Rate | 25.47% | 24.52% | 26.27% | 26.37% | 28.07% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.