Old Second Bancorp, Inc. (OSBC)
NASDAQ: OSBC · Real-Time Price · USD
20.85
-0.06 (-0.29%)
Apr 29, 2026, 10:16 AM EDT - Market open
Old Second Bancorp Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Cash & Equivalents | 115.73 | 124.03 | 99.33 | 100.15 | 115.18 | 752.11 | Upgrade
|
| Investment Securities | 1,115 | 642.44 | 692.81 | 693.92 | 880.6 | 848.36 | Upgrade
|
| Trading Asset Securities | - | 4.35 | 5.58 | 5.38 | 6.59 | 4 | Upgrade
|
| Mortgage-Backed Securities | - | 448.09 | 468.89 | 498.91 | 658.76 | 845.27 | Upgrade
|
| Total Investments | 1,115 | 1,095 | 1,167 | 1,198 | 1,546 | 1,698 | Upgrade
|
| Gross Loans | 5,185 | 5,252 | 3,981 | 4,043 | 3,870 | 3,421 | Upgrade
|
| Allowance for Loan Losses | -72.13 | -72.3 | -43.62 | -44.26 | -49.48 | -44.28 | Upgrade
|
| Net Loans | 5,113 | 5,180 | 3,938 | 3,999 | 3,820 | 3,377 | Upgrade
|
| Property, Plant & Equipment | 85.63 | 86.65 | 87.31 | 79.31 | 72.36 | 88.01 | Upgrade
|
| Goodwill | 129.2 | 129.2 | 93.26 | 86.48 | 86.48 | 86.33 | Upgrade
|
| Other Intangible Assets | 22.52 | 23.69 | 22.03 | 11.22 | 13.68 | 16.3 | Upgrade
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| Loans Held for Sale | 4.34 | 3.65 | 1.56 | 1.32 | 0.49 | 4.74 | Upgrade
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| Accrued Interest Receivable | - | 30.4 | 24.6 | 27.1 | 22.7 | 13.5 | Upgrade
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| Other Current Assets | - | 0.37 | 1.4 | 1 | 4.6 | - | Upgrade
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| Long-Term Deferred Tax Assets | 31.32 | 31.28 | 26.62 | 31.08 | 44.75 | 6.1 | Upgrade
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| Other Real Estate Owned & Foreclosed | 0.63 | 1.43 | 21.62 | 5.12 | 1.56 | 2.36 | Upgrade
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| Other Long-Term Assets | 199.95 | 185.97 | 162.11 | 164.67 | 154.82 | 161.53 | Upgrade
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| Total Assets | 6,849 | 6,903 | 5,649 | 5,723 | 5,888 | 6,212 | Upgrade
|
| Interest Bearing Deposits | 3,809 | 3,235 | 2,668 | 2,474 | 2,861 | 3,171 | Upgrade
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| Institutional Deposits | - | 621.53 | 396.15 | 261.87 | 197.9 | 207.51 | Upgrade
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| Non-Interest Bearing Deposits | 1,756 | 1,739 | 1,705 | 1,835 | 2,052 | 2,088 | Upgrade
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| Total Deposits | 5,565 | 5,596 | 4,769 | 4,571 | 5,111 | 5,466 | Upgrade
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| Short-Term Borrowings | 223.13 | 239.93 | 59.85 | 439.79 | 134.42 | 57.15 | Upgrade
|
| Current Portion of Long-Term Debt | - | - | - | - | 9 | 8 | Upgrade
|
| Current Portion of Leases | - | 3.65 | - | - | - | - | Upgrade
|
| Long-Term Debt | 59.57 | 59.55 | 59.47 | 59.38 | 103.88 | 114.77 | Upgrade
|
| Federal Home Loan Bank Debt, Long-Term | 14.84 | 14.83 | - | - | - | - | Upgrade
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| Long-Term Leases | - | 9.05 | 12.47 | 11.58 | - | - | Upgrade
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| Trust Preferred Securities | 25.77 | 25.77 | 25.77 | 25.77 | 25.77 | 25.77 | Upgrade
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| Other Long-Term Liabilities | 67.61 | 57.06 | 52.06 | 38.25 | 43.38 | 38.25 | Upgrade
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| Total Liabilities | 5,956 | 6,006 | 4,978 | 5,146 | 5,427 | 5,710 | Upgrade
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| Common Stock | 53.02 | 53.02 | 44.91 | 44.71 | 44.71 | 44.71 | Upgrade
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| Additional Paid-In Capital | 338.42 | 341.45 | 205.28 | 202.22 | 202.28 | 202.44 | Upgrade
|
| Retained Earnings | 559.13 | 537.23 | 469.17 | 393.31 | 310.51 | 252.01 | Upgrade
|
| Treasury Stock | -26.17 | -6.19 | -0.58 | -0.18 | -3.23 | -5.9 | Upgrade
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| Comprehensive Income & Other | -31.1 | -28.74 | -47.75 | -62.78 | -93.12 | 8.77 | Upgrade
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| Shareholders' Equity | 893.3 | 896.77 | 671.03 | 577.28 | 461.14 | 502.03 | Upgrade
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| Total Liabilities & Equity | 6,849 | 6,903 | 5,649 | 5,723 | 5,888 | 6,212 | Upgrade
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| Total Debt | 323.32 | 352.77 | 157.55 | 536.53 | 273.08 | 205.69 | Upgrade
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| Net Cash (Debt) | -207.59 | -224.4 | -52.64 | -431 | -151.31 | 550.42 | Upgrade
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| Net Cash Growth | - | - | - | - | - | 230.68% | Upgrade
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| Net Cash Per Share | -4.03 | -4.52 | -1.15 | -9.49 | -3.35 | 17.91 | Upgrade
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| Filing Date Shares Outstanding | 52.21 | 52.69 | 45.05 | 44.8 | 44.67 | 44.46 | Upgrade
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| Total Common Shares Outstanding | 52.21 | 52.67 | 44.87 | 44.7 | 44.58 | 44.46 | Upgrade
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| Book Value Per Share | 17.11 | 17.03 | 14.95 | 12.92 | 10.34 | 11.29 | Upgrade
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| Tangible Book Value | 741.59 | 743.88 | 555.74 | 479.59 | 360.99 | 399.39 | Upgrade
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| Tangible Book Value Per Share | 14.20 | 14.12 | 12.38 | 10.73 | 8.10 | 8.98 | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.