Old Second Bancorp, Inc. (OSBC)
NASDAQ: OSBC · Real-Time Price · USD
19.62
+0.07 (0.36%)
At close: Mar 9, 2026, 4:00 PM EDT
19.62
0.00 (0.00%)
After-hours: Mar 9, 2026, 4:03 PM EDT
Old Second Bancorp Ratios and Metrics
Market cap in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
| Mar '26 Mar 9, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| Market Capitalization | 1,034 | 1,027 | 797 | 690 | 715 | 361 | |
| Market Cap Growth | 22.92% | 28.78% | 15.56% | -3.47% | 97.82% | 21.91% | |
| Last Close Price | 19.55 | 19.43 | 17.47 | 14.97 | 15.33 | 11.86 | |
| PE Ratio | 12.11 | 12.79 | 9.35 | 7.52 | 10.61 | 18.03 | |
| PS Ratio | 3.28 | 3.30 | 2.93 | 2.56 | 2.95 | 2.75 | |
| PB Ratio | 1.15 | 1.15 | 1.19 | 1.20 | 1.55 | 0.72 | |
| P/FCF Ratio | 8.68 | 8.72 | 6.61 | 6.63 | 7.69 | 12.46 | |
| P/OCF Ratio | 8.36 | 8.40 | 6.06 | 5.93 | 7.35 | 11.64 | |
| Debt / Equity Ratio | 0.38 | 0.38 | 0.22 | 0.91 | 0.59 | 0.41 | |
| Debt / FCF Ratio | 2.89 | 2.89 | 1.20 | 5.05 | 2.94 | 7.09 | |
| Net Debt / Equity Ratio | 0.24 | 0.24 | 0.06 | 0.73 | 0.33 | -1.10 | |
| Net Debt / FCF Ratio | 1.80 | 1.80 | 0.33 | 4.03 | 1.63 | -18.97 | |
| Return on Equity (ROE) | 10.24% | 10.24% | 13.66% | 17.67% | 14.00% | 4.96% | |
| Return on Assets (ROA) | 1.28% | 1.28% | 1.50% | 1.58% | 1.11% | 0.43% | |
| Earnings Yield | 7.86% | 7.82% | 10.69% | 13.29% | 9.43% | 5.55% | |
| FCF Yield | 11.53% | 11.47% | 15.14% | 15.07% | 13.01% | 8.03% | |
| Dividend Yield | 1.43% | 1.29% | 1.20% | 1.34% | 1.31% | 1.35% | |
| Payout Ratio | 16.05% | 15.24% | 11.04% | 9.75% | 13.17% | 23.01% | |
| Buyback Yield / Dilution | -8.83% | -8.83% | -0.54% | -0.40% | -47.09% | -1.87% | |
| Total Shareholder Return | -7.40% | -7.54% | 0.66% | 0.93% | -45.79% | -0.52% | |
Source: S&P Capital IQ. Banks template.
Financial Sources.