Peoples Bancorp of North Carolina, Inc. (PEBK)
NASDAQ: PEBK · Real-Time Price · USD
39.74
+0.41 (1.04%)
At close: Apr 28, 2026, 4:00 PM EDT
39.74
0.00 (0.00%)
After-hours: Apr 28, 2026, 4:10 PM EDT
PEBK Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 68.71 | 67.25 | 62.92 | 55.51 | 43.08 | 41.19 | Upgrade
|
| Interest Income on Investments | 15.82 | 16.37 | 17.81 | 16.36 | 11.35 | 5.99 | Upgrade
|
| Total Interest Income | 84.52 | 83.62 | 80.73 | 71.86 | 54.43 | 47.18 | Upgrade
|
| Interest Paid on Deposits | 23.41 | 23.64 | 24.55 | 14.65 | 2.58 | 2.78 | Upgrade
|
| Interest Paid on Borrowings | 0.94 | 0.96 | 2.1 | 2.5 | 0.74 | 0.42 | Upgrade
|
| Total Interest Expense | 24.35 | 24.6 | 26.65 | 17.14 | 3.32 | 3.21 | Upgrade
|
| Net Interest Income | 60.18 | 59.02 | 54.08 | 54.72 | 51.11 | 43.97 | Upgrade
|
| Net Interest Income Growth (YoY) | 9.97% | 9.13% | -1.17% | 7.07% | 16.22% | -0.34% | Upgrade
|
| Mortgage Banking Activities | 0.44 | 0.33 | 0.36 | 0.3 | 0.39 | 2.51 | Upgrade
|
| Gain (Loss) on Sale of Assets | 3.01 | 3.01 | - | 0.18 | -0.09 | 0.11 | Upgrade
|
| Gain (Loss) on Sale of Investments | -0.07 | -0.08 | 0.01 | -2.49 | - | - | Upgrade
|
| Other Non-Interest Income | 27.55 | 27.72 | 27.35 | 24.92 | 26.38 | 22.29 | Upgrade
|
| Total Non-Interest Income | 30.92 | 30.98 | 27.72 | 22.91 | 26.69 | 24.92 | Upgrade
|
| Non-Interest Income Growth (YoY) | 9.63% | 11.78% | 20.95% | -14.14% | 7.10% | 8.75% | Upgrade
|
| Revenues Before Loan Losses | 91.1 | 90 | 81.79 | 77.63 | 77.8 | 68.89 | Upgrade
|
| Provision for Loan Losses | 1.23 | 0.94 | -0.29 | 1.57 | 1.47 | -1.16 | Upgrade
|
| Revenue | 89.87 | 89.06 | 82.08 | 76.07 | 76.33 | 70.06 | Upgrade
|
| Revenue Growth (YoY) | 8.23% | 8.50% | 7.90% | -0.34% | 8.95% | 11.59% | Upgrade
|
| Salaries and Employee Benefits | 28.51 | 28.06 | 28 | 26.45 | 25.88 | 24.33 | Upgrade
|
| Federal Deposit Insurance | 0.78 | 0.78 | 0.76 | 0.75 | 0.46 | 0.42 | Upgrade
|
| Selling, General & Administrative | 13.13 | 12.85 | 12.01 | 10.62 | 10.91 | 10.4 | Upgrade
|
| Other Non-Interest Expense | 21.58 | 21.53 | 20.38 | 18.33 | 18.78 | 15.99 | Upgrade
|
| Total Non-Interest Expense | 64 | 63.21 | 61.15 | 56.14 | 56.03 | 51.13 | Upgrade
|
| EBT Excluding Unusual Items | 25.87 | 25.85 | 20.93 | 19.92 | 20.3 | 18.93 | Upgrade
|
| Pretax Income | 25.87 | 25.85 | 20.93 | 19.92 | 20.3 | 18.93 | Upgrade
|
| Income Tax Expense | 5.98 | 6.02 | 4.58 | 4.38 | 4.17 | 3.8 | Upgrade
|
| Net Income | 19.88 | 19.83 | 16.35 | 15.55 | 16.12 | 15.13 | Upgrade
|
| Net Income to Common | 19.88 | 19.83 | 16.35 | 15.55 | 16.12 | 15.13 | Upgrade
|
| Net Income Growth | 18.70% | 21.26% | 5.19% | -3.58% | 6.54% | 33.25% | Upgrade
|
| Basic Shares Outstanding | 5 | 5 | 5 | 5 | 5 | 6 | Upgrade
|
| Diluted Shares Outstanding | 5 | 5 | 5 | 6 | 6 | 6 | Upgrade
|
| Shares Change (YoY) | -0.08% | -0.21% | -2.27% | -0.90% | -1.52% | -1.25% | Upgrade
|
| EPS (Basic) | 3.75 | 3.74 | 3.08 | 2.87 | 2.94 | 2.71 | Upgrade
|
| EPS (Diluted) | 3.63 | 3.62 | 2.98 | 2.77 | 2.85 | 2.63 | Upgrade
|
| EPS Growth | 19.02% | 21.48% | 7.58% | -2.81% | 8.37% | 34.87% | Upgrade
|
| Dividend Per Share | 0.810 | 0.800 | 0.760 | 0.760 | 0.720 | 0.660 | Upgrade
|
| Dividend Growth | 5.20% | 5.26% | - | 5.56% | 9.09% | 10.00% | Upgrade
|
| Effective Tax Rate | 23.13% | 23.29% | 21.86% | 21.97% | 20.56% | 20.05% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.