Peoples Bancorp of North Carolina, Inc. (PEBK)
NASDAQ: PEBK · Real-Time Price · USD
39.74
+0.41 (1.04%)
At close: Apr 28, 2026, 4:00 PM EDT
39.74
0.00 (0.00%)
After-hours: Apr 28, 2026, 4:10 PM EDT

PEBK Statistics

Total Valuation

PEBK has a market cap or net worth of $211.01 million. The enterprise value is $165.32 million.

Market Cap 211.01M
Enterprise Value 165.32M

Important Dates

The last earnings date was Monday, April 20, 2026, before market open.

Earnings Date Apr 20, 2026
Ex-Dividend Date Mar 4, 2026

Share Statistics

PEBK has 5.31 million shares outstanding. The number of shares has decreased by -0.08% in one year.

Current Share Class 5.31M
Shares Outstanding 5.31M
Shares Change (YoY) -0.08%
Shares Change (QoQ) +0.29%
Owned by Insiders (%) 11.23%
Owned by Institutions (%) 45.33%
Float 4.52M

Valuation Ratios

The trailing PE ratio is 10.83.

PE Ratio 10.83
Forward PE n/a
PS Ratio 2.35
Forward PS n/a
PB Ratio 1.32
P/TBV Ratio 1.34
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 8.31
EV / Sales 1.84
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 13.41%.

Return on Equity (ROE) 13.41%
Return on Assets (ROA) 1.16%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 5.56%
Revenue Per Employee $325,605
Profits Per Employee $72,040
Employee Count 276
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, PEBK has paid $5.98 million in taxes.

Income Tax 5.98M
Effective Tax Rate 23.13%

Stock Price Statistics

The stock price has increased by +49.96% in the last 52 weeks. The beta is 0.31, so PEBK's price volatility has been lower than the market average.

Beta (5Y) 0.31
52-Week Price Change +49.96%
50-Day Moving Average 39.24
200-Day Moving Average 34.11
Relative Strength Index (RSI) 47.92
Average Volume (20 Days) 39,590

Short Selling Information

The latest short interest is 49,839, so 0.94% of the outstanding shares have been sold short.

Short Interest 49,839
Short Previous Month 59,096
Short % of Shares Out 0.94%
Short % of Float 1.10%
Short Ratio (days to cover) 1.47

Income Statement

In the last 12 months, PEBK had revenue of $89.87 million and earned $19.88 million in profits. Earnings per share was $3.63.

Revenue 89.87M
Gross Profit 89.87M
Operating Income 26.64M
Pretax Income 25.87M
Net Income 19.88M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $3.63
Full Income Statement

Balance Sheet

The company has $61.26 million in cash and $15.46 million in debt, giving a net cash position of $45.79 million or $8.62 per share.

Cash & Cash Equivalents 61.26M
Total Debt 15.46M
Net Cash 45.79M
Net Cash Per Share $8.62
Equity (Book Value) 158.12M
Book Value Per Share 29.78
Working Capital -1.46B
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Depreciation & Amortization n/a
Net Borrowing n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 29.65%
Pretax Margin 28.78%
Profit Margin 22.12%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of $1.01, which amounts to a dividend yield of 2.54%.

Dividend Per Share $1.01
Dividend Yield 2.54%
Dividend Growth (YoY) 5.38%
Years of Dividend Growth 4
Payout Ratio 27.00%
Buyback Yield 0.08%
Shareholder Yield 2.62%
Earnings Yield 9.42%
FCF Yield n/a
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a

Stock Splits

The last stock split was on December 1, 2017. It was a forward split with a ratio of 1.1:1.

Last Split Date Dec 1, 2017
Split Type Forward
Split Ratio 1.1:1

Scores

Altman Z-Score n/a
Piotroski F-Score 2