PEBK Statistics
Total Valuation
PEBK has a market cap or net worth of $178.70 million. The enterprise value is $80.95 million.
Important Dates
The last earnings date was Monday, October 20, 2025, before market open.
| Earnings Date | Oct 20, 2025 |
| Ex-Dividend Date | Dec 3, 2025 |
Share Statistics
PEBK has 5.31 million shares outstanding. The number of shares has decreased by -0.35% in one year.
| Current Share Class | 5.31M |
| Shares Outstanding | 5.31M |
| Shares Change (YoY) | -0.35% |
| Shares Change (QoQ) | +0.03% |
| Owned by Insiders (%) | 15.00% |
| Owned by Institutions (%) | 43.09% |
| Float | 4.29M |
Valuation Ratios
The trailing PE ratio is 11.00.
| PE Ratio | 11.00 |
| Forward PE | n/a |
| PS Ratio | 2.09 |
| Forward PS | n/a |
| PB Ratio | 1.20 |
| P/TBV Ratio | 1.20 |
| P/FCF Ratio | 8.90 |
| P/OCF Ratio | 8.34 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 4.83 |
| EV / Sales | 0.95 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 4.03 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.96 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.73%.
| Return on Equity (ROE) | 11.73% |
| Return on Assets (ROA) | 0.99% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $290,816 |
| Profits Per Employee | $56,993 |
| Employee Count | 294 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PEBK has paid $4.92 million in taxes.
| Income Tax | 4.92M |
| Effective Tax Rate | 22.70% |
Stock Price Statistics
The stock price has increased by +6.08% in the last 52 weeks. The beta is 0.37, so PEBK's price volatility has been lower than the market average.
| Beta (5Y) | 0.37 |
| 52-Week Price Change | +6.08% |
| 50-Day Moving Average | 30.61 |
| 200-Day Moving Average | 29.11 |
| Relative Strength Index (RSI) | 66.21 |
| Average Volume (20 Days) | 9,869 |
Short Selling Information
The latest short interest is 44,771, so 0.84% of the outstanding shares have been sold short.
| Short Interest | 44,771 |
| Short Previous Month | 42,236 |
| Short % of Shares Out | 0.84% |
| Short % of Float | 1.04% |
| Short Ratio (days to cover) | 7.13 |
Income Statement
In the last 12 months, PEBK had revenue of $85.50 million and earned $16.76 million in profits. Earnings per share was $3.06.
| Revenue | 85.50M |
| Gross Profit | 85.50M |
| Operating Income | 22.16M |
| Pretax Income | 21.68M |
| Net Income | 16.76M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.06 |
Full Income StatementBalance Sheet
The company has $117.02 million in cash and $19.26 million in debt, giving a net cash position of $97.76 million or $18.41 per share.
| Cash & Cash Equivalents | 117.02M |
| Total Debt | 19.26M |
| Net Cash | 97.76M |
| Net Cash Per Share | $18.41 |
| Equity (Book Value) | 149.47M |
| Book Value Per Share | 28.15 |
| Working Capital | -1.42B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $21.42 million and capital expenditures -$1.34 million, giving a free cash flow of $20.08 million.
| Operating Cash Flow | 21.42M |
| Capital Expenditures | -1.34M |
| Free Cash Flow | 20.08M |
| FCF Per Share | $3.78 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 25.91% |
| Pretax Margin | 25.35% |
| Profit Margin | 19.60% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 23.48% |