Chicago Atlantic Real Estate Finance, Inc. (REFI)

NASDAQ: REFI · Real-Time Price · USD

12.75

+0.04 (0.31%)

At close: Dec 5, 2025, 4:00 PM EST

12.53

-0.22 (-1.73%)

After-hours: Dec 5, 2025, 6:53 PM EST

REFI Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	35.77	37.05	38.71	32.29	12.66
Other Amortization	0.32	0.26	0.55	0.56	0.1
Loss (Gain) From Sale of Investments	-	0.17	-0.18	-	-
Provision for Credit Losses	0.93	-0.58	0.94	3.89	0.2
Stock-Based Compensation	3.3	3.06	1.48	0.44	0.04
Change in Accounts Payable	-0.33	1.11	0.17	0.76	0.27
Change in Other Net Operating Assets	-3.96	-6.6	-1.01	-10.14	-2.25
Other Operating Activities	-7.93	-10.84	-12.44	-9.8	-1.86
Operating Cash Flow	24.1	23.16	28.42	17.01	8.89
Operating Cash Flow Growth	-34.57%	-18.50%	67.11%	91.23%	-
Net Decrease (Increase) in Loans Originated / Sold - Investing	-25.25	-39.3	-1.93	-125.24	-193.63
Investing Cash Flow	-25.25	-39.3	-1.93	-125.24	-193.63
Short-Term Debt Issued	-	50	-	-	-
Long-Term Debt Issued	-	159	82	58	-
Total Debt Issued	241.6	209	82	58	-
Long-Term Debt Repaid	-	-170	-74	-	-
Net Debt Issued (Repaid)	48.4	39	8	58	-
Issuance of Common Stock	19.83	39.59	7.22	4.51	301.38
Common Dividends Paid	-43.21	-41.63	-39.13	-28.17	-6.85
Other Financing Activities	-1.71	-2.32	-0.4	-0.63	-2.79
Financing Cash Flow	23.31	34.64	-24.31	33.71	291.73
Net Cash Flow	22.16	18.5	2.18	-74.53	107
Cash Interest Paid	7.32	6.21	5.03	1.66	-

Source: S&P Capital IQ. Financial Services template. Financial Sources.