Chicago Atlantic Real Estate Finance, Inc. (REFI)

NASDAQ: REFI · Real-Time Price · USD

12.16

-0.08 (-0.65%)

At close: Apr 28, 2026, 4:00 PM EDT

12.24

+0.08 (0.66%)

After-hours: Apr 28, 2026, 5:16 PM EDT

REFI Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	36.01	37.05	38.71	32.29	12.66
Other Amortization	0.41	0.26	0.55	0.56	0.1
Loss (Gain) From Sale of Investments	-0.17	0.17	-0.18	-	-
Provision for Credit Losses	0.73	-0.58	0.94	3.89	0.2
Stock-Based Compensation	3.37	3.06	1.48	0.44	0.04
Change in Accounts Payable	-0.32	0.51	0.17	0.76	0.27
Change in Other Net Operating Assets	1.03	-6	-1.01	-10.14	-2.25
Other Operating Activities	-9.72	-10.84	-12.44	-9.8	-1.86
Operating Cash Flow	28.79	23.16	28.42	17.01	8.89
Operating Cash Flow Growth	24.32%	-18.50%	67.11%	91.23%	-
Net Decrease (Increase) in Loans Originated / Sold - Investing	8.74	-39.3	-1.93	-125.24	-193.63
Investing Cash Flow	8.74	-39.3	-1.93	-125.24	-193.63
Short-Term Debt Issued	-	50	-	-	-
Long-Term Debt Issued	142.1	159	82	58	-
Total Debt Issued	142.1	209	82	58	-
Long-Term Debt Repaid	-148	-170	-74	-	-
Net Debt Issued (Repaid)	-5.9	39	8	58	-
Issuance of Common Stock	1.03	39.59	7.22	4.51	301.38
Common Dividends Paid	-43.84	-41.63	-39.13	-28.17	-6.85
Other Financing Activities	-0.27	-2.32	-0.4	-0.63	-2.79
Financing Cash Flow	-48.98	34.64	-24.31	33.71	291.73
Net Cash Flow	-11.45	18.5	2.18	-74.53	107
Cash Interest Paid	6.94	6.21	5.03	1.66	-

Source: S&P Capital IQ. Financial Services template. Financial Sources.