Southern First Bancshares, Inc. (SFST)
NASDAQ: SFST · Real-Time Price · USD
57.73
+1.41 (2.50%)
Apr 28, 2026, 4:00 PM EDT - Market closed
Southern First Bancshares Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 202.32 | 198.15 | 186.86 | 166.14 | 114.23 | 91.6 | Upgrade
|
| Interest Income on Investments | 14.13 | 13.34 | 14.35 | 11.46 | 3.43 | 1.57 | Upgrade
|
| Total Interest Income | 216.45 | 211.48 | 201.21 | 177.6 | 117.66 | 93.17 | Upgrade
|
| Interest Paid on Deposits | 93.75 | 95.62 | 108.77 | 91.37 | 18.1 | 3.91 | Upgrade
|
| Interest Paid on Borrowings | 10.87 | 10.91 | 11.22 | 8.57 | 1.94 | 1.53 | Upgrade
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| Total Interest Expense | 104.62 | 106.53 | 119.99 | 99.94 | 20.04 | 5.44 | Upgrade
|
| Net Interest Income | 111.83 | 104.95 | 81.22 | 77.65 | 97.62 | 87.73 | Upgrade
|
| Net Interest Income Growth (YoY) | 30.09% | 29.22% | 4.59% | -20.45% | 11.27% | 9.93% | Upgrade
|
| Mortgage Banking Activities | 6.35 | 6.28 | 5.56 | 4.04 | 4.2 | 11.38 | Upgrade
|
| Gain (Loss) on Sale of Assets | - | - | - | - | -0.39 | 0.01 | Upgrade
|
| Gain (Loss) on Sale of Investments | -0.52 | -0.52 | - | - | - | -0 | Upgrade
|
| Other Non-Interest Income | 5.15 | 5.01 | 4.82 | 4.44 | 4.51 | 4.54 | Upgrade
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| Total Non-Interest Income | 13.56 | 13.14 | 12.14 | 9.86 | 9.58 | 17.1 | Upgrade
|
| Non-Interest Income Growth (YoY) | 7.73% | 8.21% | 23.13% | 2.92% | -43.98% | -37.48% | Upgrade
|
| Revenues Before Loan Losses | 125.39 | 118.09 | 93.36 | 87.51 | 107.2 | 104.83 | Upgrade
|
| Provision for Loan Losses | 3.5 | 2.95 | 0.13 | 1.26 | 6.16 | -12.4 | Upgrade
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| Revenue | 121.89 | 115.14 | 93.24 | 86.25 | 101.05 | 117.23 | Upgrade
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| Revenue Growth (YoY) | 25.01% | 23.49% | 8.10% | -14.64% | -13.81% | 51.15% | Upgrade
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| Salaries and Employee Benefits | 43.21 | 42.53 | 41.26 | 38.33 | 36.76 | 34.46 | Upgrade
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| Occupancy Expenses | 7.48 | 7.48 | 7.89 | 10.26 | 9.11 | 6.96 | Upgrade
|
| Federal Deposit Insurance | 3.76 | 3.88 | 4.02 | 3.77 | 1.69 | 1.15 | Upgrade
|
| Selling, General & Administrative | 17.65 | 17.28 | 16.24 | 12.87 | 11.99 | 10.61 | Upgrade
|
| Other Non-Interest Expense | 4.62 | 4.36 | 3.91 | 3.6 | 3.39 | 2.88 | Upgrade
|
| Total Non-Interest Expense | 76.71 | 75.53 | 73.33 | 68.83 | 62.93 | 56.43 | Upgrade
|
| EBT Excluding Unusual Items | 45.18 | 39.61 | 19.91 | 17.43 | 38.11 | 60.8 | Upgrade
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| Pretax Income | 45.18 | 39.61 | 19.91 | 17.43 | 38.11 | 60.8 | Upgrade
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| Income Tax Expense | 10.19 | 9.24 | 4.38 | 4 | 9 | 14.09 | Upgrade
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| Net Income | 34.99 | 30.37 | 15.53 | 13.43 | 29.12 | 46.71 | Upgrade
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| Net Income to Common | 34.99 | 30.37 | 15.53 | 13.43 | 29.12 | 46.71 | Upgrade
|
| Net Income Growth | 91.46% | 95.53% | 15.67% | -53.89% | -37.67% | 154.86% | Upgrade
|
| Basic Shares Outstanding | 8 | 8 | 8 | 8 | 8 | 8 | Upgrade
|
| Diluted Shares Outstanding | 8 | 8 | 8 | 8 | 8 | 8 | Upgrade
|
| Shares Change (YoY) | 1.19% | 0.53% | 0.48% | 0.08% | 1.03% | 2.11% | Upgrade
|
| EPS (Basic) | 4.31 | 3.75 | 1.92 | 1.67 | 3.66 | 5.96 | Upgrade
|
| EPS (Diluted) | 4.26 | 3.72 | 1.91 | 1.66 | 3.61 | 5.85 | Upgrade
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| EPS Growth | 89.25% | 94.76% | 15.06% | -54.02% | -38.29% | 150.00% | Upgrade
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| Effective Tax Rate | 22.56% | 23.33% | 22.01% | 22.96% | 23.61% | 23.18% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.