Southern First Bancshares Statistics

Total Valuation

SFST has a market cap or net worth of $536.75 million. The enterprise value is $455.35 million.

Market Cap	536.75M
Enterprise Value	455.35M

Important Dates

The last earnings date was Tuesday, April 21, 2026, before market open.

Earnings Date	Apr 21, 2026
Ex-Dividend Date	n/a

Share Statistics

SFST has 9.30 million shares outstanding. The number of shares has increased by 1.19% in one year.

Current Share Class	9.30M
Shares Outstanding	9.30M
Shares Change (YoY)	+1.19%
Shares Change (QoQ)	+2.09%
Owned by Insiders (%)	5.46%
Owned by Institutions (%)	57.53%
Float	7.40M

Valuation Ratios

The trailing PE ratio is 13.55 and the forward PE ratio is 10.65.

PE Ratio	13.55
Forward PE	10.65
PS Ratio	4.37
Forward PS	4.06
PB Ratio	1.22
P/TBV Ratio	1.41
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	13.01
EV / Sales	3.74
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.76%.

Return on Equity (ROE)	9.76%
Return on Assets (ROA)	0.79%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	5.56%
Revenue Per Employee	$386,956
Profits Per Employee	$111,070
Employee Count	315
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, SFST has paid $10.19 million in taxes.

Income Tax	10.19M
Effective Tax Rate	22.56%

Stock Price Statistics

The stock price has increased by +72.43% in the last 52 weeks. The beta is 0.74, so SFST's price volatility has been lower than the market average.

Beta (5Y)	0.74
52-Week Price Change	+72.43%
50-Day Moving Average	55.76
200-Day Moving Average	49.71
Relative Strength Index (RSI)	56.52
Average Volume (20 Days)	174,114

Short Selling Information

The latest short interest is 116,045, so 1.25% of the outstanding shares have been sold short.

Short Interest	116,045
Short Previous Month	114,505
Short % of Shares Out	1.25%
Short % of Float	1.57%
Short Ratio (days to cover)	1.03

Income Statement

In the last 12 months, SFST had revenue of $121.89 million and earned $34.99 million in profits. Earnings per share was $4.26.

Revenue	121.89M
Gross Profit	121.89M
Operating Income	48.94M
Pretax Income	45.18M
Net Income	34.99M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$4.26

Full Income Statement

Balance Sheet

The company has $342.78 million in cash and $264.90 million in debt, giving a net cash position of $77.87 million or $8.38 per share.

Cash & Cash Equivalents	342.78M
Total Debt	264.90M
Net Cash	77.87M
Net Cash Per Share	$8.38
Equity (Book Value)	379.41M
Book Value Per Share	46.00
Working Capital	-3.52B

Full Balance Sheet

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	40.15%
Pretax Margin	37.06%
Profit Margin	28.70%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

SFST does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-1.19%
Shareholder Yield	-1.19%
Earnings Yield	6.56%
FCF Yield	n/a

Analyst Forecast

The average price target for SFST is $64.00, which is 10.86% higher than the current price. The consensus rating is "Buy".

Price Target	$64.00
Price Target Difference	10.86%
Analyst Consensus	Buy
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on January 30, 2013. It was a forward split with a ratio of 1.1:1.

Last Split Date	Jan 30, 2013
Split Type	Forward
Split Ratio	1.1:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2