Southern First Bancshares Statistics

Total Valuation

SFST has a market cap or net worth of $578.94 million. The enterprise value is $528.31 million.

Market Cap	578.94M
Enterprise Value	528.31M

Important Dates

The next estimated earnings date is Tuesday, July 21, 2026, before market open.

Earnings Date	Jul 21, 2026
Ex-Dividend Date	n/a

Share Statistics

SFST has 9.46 million shares outstanding. The number of shares has increased by 1.19% in one year.

Current Share Class	9.46M
Shares Outstanding	9.46M
Shares Change (YoY)	+1.19%
Shares Change (QoQ)	+2.09%
Owned by Insiders (%)	5.20%
Owned by Institutions (%)	57.88%
Float	7.53M

Valuation Ratios

The trailing PE ratio is 14.37 and the forward PE ratio is 11.69.

PE Ratio	14.37
Forward PE	11.69
PS Ratio	4.75
Forward PS	3.71
PB Ratio	1.33
P/TBV Ratio	1.53
P/FCF Ratio	17.58
P/OCF Ratio	17.21
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	15.10
EV / Sales	4.33
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	16.04

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	8.89
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.76%.

Return on Equity (ROE)	9.76%
Return on Assets (ROA)	0.79%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	5.34%
Revenue Per Employee	$386,956
Profits Per Employee	$111,070
Employee Count	315
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, SFST has paid $10.19 million in taxes.

Income Tax	10.19M
Effective Tax Rate	22.56%

Stock Price Statistics

The stock price has increased by +64.29% in the last 52 weeks. The beta is 0.69, so SFST's price volatility has been lower than the market average.

Beta (5Y)	0.69
52-Week Price Change	+64.29%
50-Day Moving Average	57.54
200-Day Moving Average	52.81
Relative Strength Index (RSI)	62.55
Average Volume (20 Days)	165,632

Short Selling Information

The latest short interest is 131,227, so 1.39% of the outstanding shares have been sold short.

Short Interest	131,227
Short Previous Month	126,569
Short % of Shares Out	1.39%
Short % of Float	1.74%
Short Ratio (days to cover)	1.11

Income Statement

In the last 12 months, SFST had revenue of $121.89 million and earned $34.99 million in profits. Earnings per share was $4.26.

Revenue	121.89M
Gross Profit	121.89M
Operating Income	48.94M
Pretax Income	45.18M
Net Income	34.99M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$4.26

Full Income Statement

Balance Sheet

The company has $343.21 million in cash and $292.58 million in debt, giving a net cash position of $50.63 million or $5.35 per share.

Cash & Cash Equivalents	343.21M
Total Debt	292.58M
Net Cash	50.63M
Net Cash Per Share	$5.35
Equity (Book Value)	379.41M
Book Value Per Share	46.00
Working Capital	-3.52B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $33.65 million and capital expenditures -$720,000, giving a free cash flow of $32.93 million.

Operating Cash Flow	33.65M
Capital Expenditures	-720,000
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	32.93M
FCF Per Share	$3.48

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	40.15%
Pretax Margin	37.06%
Profit Margin	28.70%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	27.01%

Dividends & Yields

SFST does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-1.19%
Shareholder Yield	-1.19%
Earnings Yield	6.04%
FCF Yield	5.69%

Analyst Forecast

The average price target for SFST is $66.50, which is 8.61% higher than the current price. The consensus rating is "Hold".

Price Target	$66.50
Price Target Difference	8.61%
Analyst Consensus	Hold
Analyst Count	2
Revenue Growth Forecast (3Y)	n/a
EPS Growth Forecast (3Y)	20.74%

Stock Forecasts

Stock Splits

The last stock split was on January 30, 2013. It was a forward split with a ratio of 1.1:1.

Last Split Date	Jan 30, 2013
Split Type	Forward
Split Ratio	1.1:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	3