Southern First Bancshares, Inc. (SFST)
NASDAQ: SFST · Real-Time Price · USD
52.18
-0.17 (-0.32%)
At close: Dec 5, 2025, 4:00 PM EST
52.00
-0.18 (-0.34%)
After-hours: Dec 5, 2025, 5:29 PM EST
Southern First Bancshares Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| TTM
| FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
| Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
| Net Income | 26.14 | 15.53 | 13.43 | 29.12 | 46.71 | 18.33 | |
| Depreciation & Amortization | 4.51 | 4.81 | 4.82 | 3.7 | 2.32 | 2.19 | |
| Gain (Loss) on Sale of Assets | -0.03 | -0.03 | - | 0.39 | 0.37 | -0.2 | |
| Gain (Loss) on Sale of Investments | 0.45 | 0.55 | 0.06 | 0.68 | 0.94 | 0.71 | |
| Total Asset Writedown | - | - | - | - | - | 1.03 | |
| Provision for Credit Losses | 2.1 | 0.13 | 1.26 | 6.16 | -12.4 | 29.6 | |
| Net Decrease (Increase) in Loans Originated / Sold - Operating | 7.34 | 8.08 | 0.51 | 12.55 | 60.38 | -12.03 | |
| Change in Other Net Operating Assets | -5.16 | 0.89 | -0.35 | -1.38 | -9.8 | 3.52 | |
| Operating Cash Flow | 30.74 | 25.56 | 17.65 | 50.31 | 78.07 | 20.62 | |
| Operating Cash Flow Growth | -10.19% | 44.78% | -64.91% | -35.56% | 278.63% | 12.62% | |
| Capital Expenditures | -0.53 | -0.79 | -1.24 | -13.95 | -26.51 | -7.28 | |
| Sale of Property, Plant and Equipment | 0.03 | 0.03 | - | 0.1 | 0.05 | 2.9 | |
| Investment in Securities | 3.48 | 2.31 | -47.9 | 3.4 | -29.11 | -22.76 | |
| Net Decrease (Increase) in Loans Originated / Sold - Investing | -169.76 | -30.41 | -329.43 | -782.13 | -348.72 | -203.63 | |
| Other Investing Activities | - | - | - | - | -7.5 | - | |
| Investing Cash Flow | -166.77 | -28.86 | -378.58 | -792.58 | -410.63 | -230.77 | |
| Long-Term Debt Issued | - | - | 100 | 175 | - | - | |
| Long-Term Debt Repaid | - | -46.5 | - | - | -25 | -85 | |
| Net Debt Issued (Repaid) | - | -46.5 | 100 | 175 | -25 | -85 | |
| Issuance of Common Stock | 1.2 | 0.29 | 0.52 | 0.91 | 3.01 | 1.39 | |
| Net Increase (Decrease) in Deposit Accounts | 157.59 | 56.2 | 245.7 | 570.04 | 421.07 | 266.63 | |
| Financing Cash Flow | 158.36 | 10 | 346.22 | 745.94 | 399.08 | 183.02 | |
| Net Cash Flow | 22.33 | 6.69 | -14.7 | 3.67 | 66.52 | -27.13 | |
| Free Cash Flow | 30.21 | 24.77 | 16.41 | 36.36 | 51.56 | 13.34 | |
| Free Cash Flow Growth | -9.92% | 50.95% | -54.86% | -29.49% | 286.42% | 35.08% | |
| Free Cash Flow Margin | 27.62% | 26.57% | 19.03% | 35.98% | 43.98% | 17.20% | |
| Free Cash Flow Per Share | 3.74 | 3.05 | 2.03 | 4.50 | 6.45 | 1.71 | |
| Cash Interest Paid | 111.76 | 119.35 | 93.35 | 18.88 | 6.4 | 16.31 | |
| Cash Income Tax Paid | 8.79 | 3.77 | 1.51 | 11.83 | 21.65 | 2.74 | |
Source: S&P Capital IQ. Banks template.
Financial Sources.