Southern First Bancshares, Inc. (SFST)
NASDAQ: SFST · Real-Time Price · USD
52.33
-0.13 (-0.25%)
At close: Mar 9, 2026, 4:00 PM EDT
52.60
+0.27 (0.52%)
After-hours: Mar 9, 2026, 4:20 PM EDT
Southern First Bancshares Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
| Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| Net Income | 30.37 | 15.53 | 13.43 | 29.12 | 46.71 | |
| Depreciation & Amortization | 4.31 | 4.81 | 4.82 | 3.7 | 2.32 | |
| Gain (Loss) on Sale of Assets | - | -0.03 | - | 0.39 | 0.37 | |
| Gain (Loss) on Sale of Investments | 0.95 | 0.55 | 0.06 | 0.68 | 0.94 | |
| Provision for Credit Losses | 2.95 | 0.13 | 1.26 | 6.16 | -12.4 | |
| Net Decrease (Increase) in Loans Originated / Sold - Operating | -0.67 | 8.08 | 0.51 | 12.55 | 60.38 | |
| Change in Other Net Operating Assets | -2.08 | 0.89 | -0.35 | -1.38 | -9.8 | |
| Operating Cash Flow | 30.46 | 25.56 | 17.65 | 50.31 | 78.07 | |
| Operating Cash Flow Growth | 19.17% | 44.78% | -64.91% | -35.56% | 278.63% | |
| Capital Expenditures | -0.58 | -0.79 | -1.24 | -13.95 | -26.51 | |
| Sale of Property, Plant and Equipment | - | 0.03 | - | 0.1 | 0.05 | |
| Investment in Securities | 7.97 | 2.31 | -47.9 | 3.4 | -29.11 | |
| Net Decrease (Increase) in Loans Originated / Sold - Investing | -213.72 | -30.41 | -329.43 | -782.13 | -348.72 | |
| Other Investing Activities | - | - | - | - | -7.5 | |
| Investing Cash Flow | -206.33 | -28.86 | -378.58 | -792.58 | -410.63 | |
| Long-Term Debt Issued | - | - | 100 | 175 | - | |
| Long-Term Debt Repaid | - | -46.5 | - | - | -25 | |
| Net Debt Issued (Repaid) | - | -46.5 | 100 | 175 | -25 | |
| Issuance of Common Stock | 2.04 | 0.29 | 0.52 | 0.91 | 3.01 | |
| Repurchase of Common Stock | -0.49 | - | - | - | - | |
| Net Increase (Decrease) in Deposit Accounts | 281.04 | 56.2 | 245.7 | 570.04 | 421.07 | |
| Financing Cash Flow | 282.6 | 10 | 346.22 | 745.94 | 399.08 | |
| Net Cash Flow | 106.72 | 6.69 | -14.7 | 3.67 | 66.52 | |
| Free Cash Flow | 29.88 | 24.77 | 16.41 | 36.36 | 51.56 | |
| Free Cash Flow Growth | 20.60% | 50.95% | -54.86% | -29.49% | 286.42% | |
| Free Cash Flow Margin | 25.95% | 26.57% | 19.03% | 35.98% | 43.98% | |
| Free Cash Flow Per Share | 3.66 | 3.05 | 2.03 | 4.50 | 6.45 | |
| Cash Interest Paid | 106.85 | 119.35 | 93.35 | 18.88 | 6.4 | |
| Cash Income Tax Paid | 10.64 | 3.77 | 1.51 | 11.83 | 21.65 | |
Source: S&P Capital IQ. Banks template.
Financial Sources.