SmartFinancial, Inc. (SMBK)
NYSE: SMBK · Real-Time Price · USD
42.65
-0.17 (-0.41%)
Apr 29, 2026, 10:25 AM EDT - Market open

SmartFinancial Balance Sheet

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
TTM FY 2025 FY 2024 FY 2023 FY 2022 FY 2021 2020 - 2016
Period Ending
Mar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 2020 - 2016
Cash & Equivalents
346.07464.42387.57352.27266.421,045
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Investment Securities
137.57202.74272.3427.55528.92331.57
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Trading Asset Securities
-13.212.1412.8211.831.33
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Mortgage-Backed Securities
552.08459.27336.68262.09240.92227.85
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Total Investments
689.65675.2621.12702.47781.68560.75
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Gross Loans
4,5184,3643,9063,4443,2542,709
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Allowance for Loan Losses
-43.95-40.91-37.42-35.07-23.33-19.35
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Other Adjustments to Gross Loans
------15.27
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Net Loans
4,4744,3233,8693,4093,2302,674
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Property, Plant & Equipment
93.3699.54103.04102.86101.8395.77
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Goodwill
-90.3796.1596.1596.1591.57
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Other Intangible Assets
94.874.968.581113.6314.29
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Loans Held for Sale
7.2810.8764.421.755.1
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Accrued Interest Receivable
-15.514.212.5--
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Long-Term Deferred Tax Assets
-16.8821.4122.3124.5911.23
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Other Real Estate Owned & Foreclosed
2.8-0.180.521.441.78
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Other Long-Term Assets
199.22155.29143.4111.72114.33105.52
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Total Assets
5,9085,8615,2764,8294,6374,612
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Interest Bearing Deposits
4,2453,6373,4183,1442,8572,807
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Institutional Deposits
-452.7302.8225.7147.2160
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Non-Interest Bearing Deposits
951.371,063965.55898.041,0721,055
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Total Deposits
5,1965,1534,6864,2684,0774,022
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Short-Term Borrowings
3.1816.5317.319.8917.949.99
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Current Portion of Leases
-1.8----
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Long-Term Debt
98.7398.6643.7250.0879.0849.42
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Federal Home Loan Bank Debt, Long-Term
-----75
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Long-Term Leases
-9.9512.4710.39.469.88
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Other Long-Term Liabilities
47.3828.5824.4721.3821.4815.92
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Total Liabilities
5,3465,3084,7844,3704,2054,182
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Common Stock
17.117.0316.9316.9916.916.8
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Additional Paid-In Capital
296.28295.95294.27295.7294.33292.94
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Retained Earnings
261.03248.72203.82173.11156.55118.25
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Comprehensive Income & Other
-12.37-9.32-23.67-25.91-35.321.44
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Total Common Equity
562.05552.38491.35459.89432.45429.43
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Minority Interest
0.110.110.11---
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Shareholders' Equity
562.16552.49491.46459.89432.45429.43
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Total Liabilities & Equity
5,9085,8615,2764,8294,6374,612
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Total Debt
101.91126.9573.4980.27106.47144.29
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Net Cash (Debt)
244.16350.67326.22284.83171.79902.11
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Net Cash Growth
-32.70%7.50%14.53%65.80%-80.96%157.62%
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Net Cash Per Share
14.4420.7519.3316.8410.1857.46
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Filing Date Shares Outstanding
17.117.117.0217.061716.89
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Total Common Shares Outstanding
17.117.0316.9316.9916.916.8
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Book Value Per Share
32.8732.4429.0327.0725.5925.56
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Tangible Book Value
467.18457.05386.63352.74322.68323.58
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Tangible Book Value Per Share
27.3226.8422.8420.7619.0919.26
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Source: S&P Capital IQ. Banks template. Financial Sources.