Stellar Bancorp, Inc. (STEL)
NYSE: STEL · Real-Time Price · USD
37.59
+0.03 (0.08%)
Apr 28, 2026, 4:00 PM EDT - Market closed
Stellar Bancorp Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Net Income | 105.14 | 102.87 | 115 | 130.5 | 51.43 | 81.55 | Upgrade
|
| Depreciation & Amortization | 28.95 | 29.64 | 32.03 | 34.47 | 14.25 | 7.55 | Upgrade
|
| Gain (Loss) on Sale of Assets | 0.76 | 0.3 | -0.77 | -0.39 | -4.05 | 0.27 | Upgrade
|
| Gain (Loss) on Sale of Investments | -4.53 | -3.06 | 5.77 | 6.58 | 5.73 | 7.76 | Upgrade
|
| Total Asset Writedown | - | - | - | - | 0.95 | 1.32 | Upgrade
|
| Provision for Credit Losses | 9.02 | 10.16 | -2.88 | 8.94 | 50.71 | -2.32 | Upgrade
|
| Accrued Interest Receivable | -2.39 | -6.39 | -3.62 | -2.32 | 2.62 | -1.32 | Upgrade
|
| Change in Other Net Operating Assets | 3.75 | 3.47 | 3.82 | 4.2 | 2.82 | 2.86 | Upgrade
|
| Other Operating Activities | -5.29 | -5.32 | -0.09 | 6.85 | 0.67 | 2.16 | Upgrade
|
| Operating Cash Flow | 119.19 | 97 | 132.62 | 168.22 | 109.07 | 107.38 | Upgrade
|
| Operating Cash Flow Growth | 24.37% | -26.86% | -21.16% | 54.23% | 1.57% | 75.85% | Upgrade
|
| Capital Expenditures | -3.9 | -4.4 | -4.66 | -6.86 | -3.81 | -2.93 | Upgrade
|
| Sale of Property, Plant and Equipment | 6.56 | 9.07 | 7.66 | 8.98 | 2.32 | 1.74 | Upgrade
|
| Cash Acquisitions | - | - | - | - | 370.45 | - | Upgrade
|
| Investment in Securities | -123.86 | -456.02 | -292.33 | 436.61 | 271.56 | -1,030 | Upgrade
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| Net Decrease (Increase) in Loans Originated / Sold - Investing | -318.4 | 139.75 | 517.61 | -134.71 | -561.2 | 277.44 | Upgrade
|
| Other Investing Activities | -24.17 | -36.63 | 17.81 | -8.77 | -5.56 | -1.53 | Upgrade
|
| Investing Cash Flow | -463.77 | -348.22 | 246.09 | 295.25 | 73.76 | -754.82 | Upgrade
|
| Total Debt Issued | 15 | - | - | - | - | - | Upgrade
|
| Long-Term Debt Repaid | - | -30 | -90 | -14 | -26 | -65.57 | Upgrade
|
| Net Debt Issued (Repaid) | -15 | -30 | -90 | -14 | -26 | -65.57 | Upgrade
|
| Issuance of Common Stock | - | - | - | - | 0.08 | 3.81 | Upgrade
|
| Repurchase of Common Stock | -38.92 | -73.35 | -2.84 | - | -23.61 | -5.66 | Upgrade
|
| Common Dividends Paid | -29.81 | -29.3 | -28.31 | -27.7 | -15.38 | -9.7 | Upgrade
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| Total Dividends Paid | -29.81 | -29.3 | -28.31 | -27.7 | -15.38 | -9.7 | Upgrade
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| Net Increase (Decrease) in Deposit Accounts | 419.3 | -106.92 | 254.92 | -394.17 | -503.72 | 1,059 | Upgrade
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| Other Financing Activities | -1.99 | -0.98 | -0.5 | -0.08 | - | - | Upgrade
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| Financing Cash Flow | 333.58 | -240.55 | 133.27 | -435.94 | -568.63 | 982.19 | Upgrade
|
| Net Cash Flow | -11.01 | -491.76 | 511.98 | 27.53 | -385.8 | 334.74 | Upgrade
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| Free Cash Flow | 115.3 | 92.61 | 127.96 | 161.36 | 105.26 | 104.45 | Upgrade
|
| Free Cash Flow Growth | 26.74% | -27.63% | -20.70% | 53.30% | 0.77% | 93.85% | Upgrade
|
| Free Cash Flow Margin | 27.41% | 22.41% | 29.49% | 35.67% | 40.70% | 43.62% | Upgrade
|
| Free Cash Flow Per Share | 2.26 | 1.79 | 2.39 | 3.03 | 3.01 | 3.62 | Upgrade
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| Cash Interest Paid | 184.39 | 184.39 | 188.64 | 144.87 | 33.69 | 25.57 | Upgrade
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| Cash Income Tax Paid | 18.5 | 18.5 | 27.4 | 13.49 | 15.05 | 19.25 | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.