Stellar Bancorp Statistics
Total Valuation
Stellar Bancorp has a market cap or net worth of $1.91 billion. The enterprise value is $1.53 billion.
Important Dates
The last earnings date was Tuesday, April 28, 2026, after market close.
| Earnings Date | Apr 28, 2026 |
| Ex-Dividend Date | Mar 16, 2026 |
Share Statistics
Stellar Bancorp has 50.77 million shares outstanding. The number of shares has decreased by -4.63% in one year.
| Current Share Class | 50.77M |
| Shares Outstanding | 50.77M |
| Shares Change (YoY) | -4.63% |
| Shares Change (QoQ) | -0.56% |
| Owned by Insiders (%) | 9.24% |
| Owned by Institutions (%) | 58.76% |
| Float | 43.16M |
Valuation Ratios
The trailing PE ratio is 18.25 and the forward PE ratio is 17.14.
| PE Ratio | 18.25 |
| Forward PE | 17.14 |
| PS Ratio | 4.54 |
| Forward PS | 4.19 |
| PB Ratio | 1.15 |
| P/TBV Ratio | 1.73 |
| P/FCF Ratio | 16.55 |
| P/OCF Ratio | 16.01 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 14.59 |
| EV / Sales | 3.65 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 13.31 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.52 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 6.41%.
| Return on Equity (ROE) | 6.41% |
| Return on Assets (ROA) | 0.99% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 7.73% |
| Revenue Per Employee | $399,492 |
| Profits Per Employee | $99,844 |
| Employee Count | 1,053 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Stellar Bancorp has paid $25.06 million in taxes.
| Income Tax | 25.06M |
| Effective Tax Rate | 19.25% |
Stock Price Statistics
The stock price has increased by +45.30% in the last 52 weeks. The beta is 0.76, so Stellar Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.76 |
| 52-Week Price Change | +45.30% |
| 50-Day Moving Average | 37.07 |
| 200-Day Moving Average | 32.85 |
| Relative Strength Index (RSI) | 56.45 |
| Average Volume (20 Days) | 301,711 |
Short Selling Information
The latest short interest is 829,637, so 1.63% of the outstanding shares have been sold short.
| Short Interest | 829,637 |
| Short Previous Month | 736,360 |
| Short % of Shares Out | 1.63% |
| Short % of Float | 1.92% |
| Short Ratio (days to cover) | 2.69 |
Income Statement
In the last 12 months, Stellar Bancorp had revenue of $420.67 million and earned $105.14 million in profits. Earnings per share was $2.06.
| Revenue | 420.67M |
| Gross Profit | 420.67M |
| Operating Income | 160.52M |
| Pretax Income | 130.20M |
| Net Income | 105.14M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.06 |
Full Income StatementBalance Sheet
The company has $549.57 million in cash and $175.26 million in debt, giving a net cash position of $374.31 million or $7.37 per share.
| Cash & Cash Equivalents | 549.57M |
| Total Debt | 175.26M |
| Net Cash | 374.31M |
| Net Cash Per Share | $7.37 |
| Equity (Book Value) | 1.67B |
| Book Value Per Share | 32.76 |
| Working Capital | -8.40B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $119.19 million and capital expenditures -$3.90 million, giving a free cash flow of $115.30 million.
| Operating Cash Flow | 119.19M |
| Capital Expenditures | -3.90M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -15.00M |
| Free Cash Flow | 115.30M |
| FCF Per Share | $2.27 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 38.16% |
| Pretax Margin | 30.95% |
| Profit Margin | 24.99% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 27.41% |