Stellar Bancorp Statistics
Total Valuation
Stellar Bancorp has a market cap or net worth of $2.02 billion. The enterprise value is $1.66 billion.
Important Dates
The next estimated earnings date is Friday, July 24, 2026, before market open.
| Earnings Date | Jul 24, 2026 |
| Ex-Dividend Date | Jun 15, 2026 |
Share Statistics
Stellar Bancorp has 50.92 million shares outstanding. The number of shares has decreased by -4.14% in one year.
| Current Share Class | 50.92M |
| Shares Outstanding | 50.92M |
| Shares Change (YoY) | -4.14% |
| Shares Change (QoQ) | -0.44% |
| Owned by Insiders (%) | 9.28% |
| Owned by Institutions (%) | 66.10% |
| Float | 46.10M |
Valuation Ratios
The trailing PE ratio is 19.32 and the forward PE ratio is 18.10.
| PE Ratio | 19.32 |
| Forward PE | 18.10 |
| PS Ratio | 4.80 |
| Forward PS | 4.50 |
| PB Ratio | 1.21 |
| P/TBV Ratio | 1.83 |
| P/FCF Ratio | 17.53 |
| P/OCF Ratio | 16.96 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 15.81 |
| EV / Sales | 3.95 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 14.42 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.69 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 6.41%.
| Return on Equity (ROE) | 6.41% |
| Return on Assets (ROA) | 0.99% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 7.49% |
| Revenue Per Employee | $399,492 |
| Profits Per Employee | $99,844 |
| Employee Count | 1,053 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Stellar Bancorp has paid $25.06 million in taxes.
| Income Tax | 25.06M |
| Effective Tax Rate | 19.25% |
Stock Price Statistics
The stock price has increased by +43.70% in the last 52 weeks. The beta is 0.72, so Stellar Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.72 |
| 52-Week Price Change | +43.70% |
| 50-Day Moving Average | 37.69 |
| 200-Day Moving Average | 34.36 |
| Relative Strength Index (RSI) | 70.42 |
| Average Volume (20 Days) | 531,351 |
Short Selling Information
The latest short interest is 829,637, so 1.63% of the outstanding shares have been sold short.
| Short Interest | 829,637 |
| Short Previous Month | 736,360 |
| Short % of Shares Out | 1.63% |
| Short % of Float | 1.80% |
| Short Ratio (days to cover) | 3.32 |
Income Statement
In the last 12 months, Stellar Bancorp had revenue of $420.67 million and earned $105.14 million in profits. Earnings per share was $2.05.
| Revenue | 420.67M |
| Gross Profit | 420.67M |
| Operating Income | 160.52M |
| Pretax Income | 130.20M |
| Net Income | 105.14M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.05 |
Full Income StatementBalance Sheet
The company has $553.69 million in cash and $194.88 million in debt, giving a net cash position of $358.81 million or $7.05 per share.
| Cash & Cash Equivalents | 553.69M |
| Total Debt | 194.88M |
| Net Cash | 358.81M |
| Net Cash Per Share | $7.05 |
| Equity (Book Value) | 1.67B |
| Book Value Per Share | 32.76 |
| Working Capital | -8.53B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $119.19 million and capital expenditures -$3.90 million, giving a free cash flow of $115.30 million.
| Operating Cash Flow | 119.19M |
| Capital Expenditures | -3.90M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -15.00M |
| Free Cash Flow | 115.30M |
| FCF Per Share | $2.26 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 38.16% |
| Pretax Margin | 30.95% |
| Profit Margin | 24.99% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 27.41% |