Stellar Bancorp Statistics
Total Valuation
Stellar Bancorp has a market cap or net worth of $1.62 billion. The enterprise value is $979.53 million.
Important Dates
The last earnings date was Friday, October 24, 2025, before market open.
| Earnings Date | Oct 24, 2025 |
| Ex-Dividend Date | Dec 15, 2025 |
Share Statistics
Stellar Bancorp has 51.19 million shares outstanding. The number of shares has decreased by -2.07% in one year.
| Current Share Class | 51.19M |
| Shares Outstanding | 51.19M |
| Shares Change (YoY) | -2.07% |
| Shares Change (QoQ) | -0.41% |
| Owned by Insiders (%) | 9.89% |
| Owned by Institutions (%) | 62.98% |
| Float | 46.08M |
Valuation Ratios
The trailing PE ratio is 16.32 and the forward PE ratio is 15.94.
| PE Ratio | 16.32 |
| Forward PE | 15.94 |
| PS Ratio | 3.98 |
| Forward PS | 3.67 |
| PB Ratio | 0.98 |
| P/TBV Ratio | 1.50 |
| P/FCF Ratio | 19.48 |
| P/OCF Ratio | 18.50 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 9.61 |
| EV / Sales | 2.35 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 11.78 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.10 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 6.22%.
| Return on Equity (ROE) | 6.22% |
| Return on Assets (ROA) | 0.96% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $407,174 |
| Profits Per Employee | $99,644 |
| Employee Count | 1,023 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Stellar Bancorp has paid $26.03 million in taxes.
| Income Tax | 26.03M |
| Effective Tax Rate | 20.34% |
Stock Price Statistics
The stock price has increased by +1.28% in the last 52 weeks. The beta is 0.81, so Stellar Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.81 |
| 52-Week Price Change | +1.28% |
| 50-Day Moving Average | 30.37 |
| 200-Day Moving Average | 28.86 |
| Relative Strength Index (RSI) | 59.54 |
| Average Volume (20 Days) | 217,608 |
Short Selling Information
The latest short interest is 829,637, so 1.62% of the outstanding shares have been sold short.
| Short Interest | 829,637 |
| Short Previous Month | 736,360 |
| Short % of Shares Out | 1.62% |
| Short % of Float | 1.80% |
| Short Ratio (days to cover) | 6.00 |
Income Statement
In the last 12 months, Stellar Bancorp had revenue of $416.54 million and earned $101.94 million in profits. Earnings per share was $1.94.
| Revenue | 416.54M |
| Gross Profit | 416.54M |
| Operating Income | 156.81M |
| Pretax Income | 127.96M |
| Net Income | 101.94M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.94 |
Full Income StatementBalance Sheet
The company has $732.32 million in cash and $91.25 million in debt, giving a net cash position of $641.06 million or $12.52 per share.
| Cash & Cash Equivalents | 732.32M |
| Total Debt | 91.25M |
| Net Cash | 641.06M |
| Net Cash Per Share | $12.52 |
| Equity (Book Value) | 1.65B |
| Book Value Per Share | 32.27 |
| Working Capital | -8.06B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $87.58 million and capital expenditures -$4.40 million, giving a free cash flow of $83.19 million.
| Operating Cash Flow | 87.58M |
| Capital Expenditures | -4.40M |
| Free Cash Flow | 83.19M |
| FCF Per Share | $1.63 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 37.65% |
| Pretax Margin | 30.72% |
| Profit Margin | 24.47% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 19.97% |