United Bancorp, Inc. (UBCP)
NASDAQ: UBCP · Real-Time Price · USD
15.47
+0.23 (1.48%)
Mar 9, 2026, 12:59 PM EDT - Market open
United Bancorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 30.61 | 28.33 | 25.23 | 20.73 | 20.18 | Upgrade
|
| Interest Income on Investments | 10.88 | 11.2 | 11.62 | 6.93 | 4.53 | Upgrade
|
| Total Interest Income | 41.49 | 39.52 | 36.85 | 27.66 | 24.71 | Upgrade
|
| Interest Paid on Deposits | 15.03 | 8.15 | 5.87 | 1.64 | 1.27 | Upgrade
|
| Interest Paid on Borrowings | - | 6.58 | 5.14 | 1.63 | 1.32 | Upgrade
|
| Total Interest Expense | 15.03 | 14.72 | 11.01 | 3.27 | 2.6 | Upgrade
|
| Net Interest Income | 26.46 | 24.8 | 25.84 | 24.39 | 22.11 | Upgrade
|
| Net Interest Income Growth (YoY) | 6.69% | -4.01% | 5.93% | 10.29% | -3.42% | Upgrade
|
| Gain (Loss) on Sale of Investments | 0.84 | -0.12 | - | - | 1.25 | Upgrade
|
| Other Non-Interest Income | 1.46 | 4.09 | 4.03 | 4.05 | 4.18 | Upgrade
|
| Total Non-Interest Income | 6.02 | 4.46 | 4.05 | 4.08 | 5.71 | Upgrade
|
| Non-Interest Income Growth (YoY) | 34.94% | 10.02% | -0.71% | -28.44% | -17.48% | Upgrade
|
| Revenues Before Loan Losses | 32.48 | 29.26 | 29.89 | 28.47 | 27.82 | Upgrade
|
| Provision for Loan Losses | 0.62 | 0.3 | -0.45 | -0.96 | -1.26 | Upgrade
|
| Revenue | 31.85 | 28.96 | 30.34 | 29.43 | 29.07 | Upgrade
|
| Revenue Growth (YoY) | 9.99% | -4.55% | 3.12% | 1.21% | 9.83% | Upgrade
|
| Salaries and Employee Benefits | - | 9.2 | 9.61 | 9.3 | 9.28 | Upgrade
|
| Occupancy Expenses | - | 2.32 | 2.06 | 2.22 | 2.36 | Upgrade
|
| Federal Deposit Insurance | - | 0.37 | 0.38 | 0.2 | 0.2 | Upgrade
|
| Amortization of Goodwill & Intangibles | - | 0.15 | 0.15 | 0.15 | 0.15 | Upgrade
|
| Selling, General & Administrative | - | 4.95 | 4.08 | 2.91 | 2.13 | Upgrade
|
| Other Non-Interest Expense | 24.19 | 4.68 | 4.57 | 5.11 | 4.27 | Upgrade
|
| Total Non-Interest Expense | 24.19 | 21.67 | 20.85 | 19.89 | 18.39 | Upgrade
|
| EBT Excluding Unusual Items | 7.67 | 7.3 | 9.49 | 9.54 | 10.68 | Upgrade
|
| Pretax Income | 7.67 | 7.3 | 9.49 | 9.54 | 10.68 | Upgrade
|
| Income Tax Expense | -0.09 | -0.11 | 0.54 | 0.88 | 1.23 | Upgrade
|
| Net Income | 7.75 | 7.4 | 8.95 | 8.66 | 9.45 | Upgrade
|
| Preferred Dividends & Other Adjustments | - | 0.34 | 0.36 | 0.39 | 0.57 | Upgrade
|
| Net Income to Common | 7.75 | 7.06 | 8.59 | 8.27 | 8.88 | Upgrade
|
| Net Income Growth | 4.74% | -17.30% | 3.38% | -8.40% | 18.84% | Upgrade
|
| Basic Shares Outstanding | 5 | 6 | 5 | 5 | 5 | Upgrade
|
| Diluted Shares Outstanding | 5 | 6 | 5 | 5 | 5 | Upgrade
|
| Shares Change (YoY) | -0.86% | 0.90% | 0.13% | 0.11% | 0.35% | Upgrade
|
| EPS (Basic) | 1.41 | 1.27 | 1.57 | 1.51 | 1.62 | Upgrade
|
| EPS (Diluted) | 1.34 | 1.27 | 1.57 | 1.50 | 1.62 | Upgrade
|
| EPS Growth | 5.51% | -18.85% | 4.34% | -7.41% | 16.98% | Upgrade
|
| Dividend Per Share | 0.745 | 0.705 | 0.665 | 0.625 | 0.585 | Upgrade
|
| Dividend Growth | 5.67% | 6.02% | 6.40% | 6.84% | 2.63% | Upgrade
|
| Effective Tax Rate | - | - | 5.70% | 9.22% | 11.52% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.