United Bancorp Statistics
Total Valuation
United Bancorp has a market cap or net worth of $93.66 million. The enterprise value is $178.06 million.
Important Dates
The next estimated earnings date is Friday, May 8, 2026.
| Earnings Date | May 8, 2026 |
| Ex-Dividend Date | Jun 10, 2026 |
Share Statistics
United Bancorp has 5.76 million shares outstanding. The number of shares has decreased by -0.86% in one year.
| Current Share Class | 5.76M |
| Shares Outstanding | 5.76M |
| Shares Change (YoY) | -0.86% |
| Shares Change (QoQ) | -0.01% |
| Owned by Insiders (%) | 8.08% |
| Owned by Institutions (%) | 12.10% |
| Float | 4.90M |
Valuation Ratios
The trailing PE ratio is 12.14 and the forward PE ratio is 12.05.
| PE Ratio | 12.14 |
| Forward PE | 12.05 |
| PS Ratio | 2.93 |
| Forward PS | n/a |
| PB Ratio | 1.33 |
| P/TBV Ratio | 1.34 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | 8.92 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 24.11 |
| EV / Sales | 5.60 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.57%.
| Return on Equity (ROE) | 11.57% |
| Return on Assets (ROA) | 0.93% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 2.59% |
| Revenue Per Employee | $239,135 |
| Profits Per Employee | $55,526 |
| Employee Count | 133 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Income Tax | -86,000 |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has increased by +27.51% in the last 52 weeks. The beta is 0.36, so United Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.36 |
| 52-Week Price Change | +27.51% |
| 50-Day Moving Average | 15.55 |
| 200-Day Moving Average | 14.26 |
| Relative Strength Index (RSI) | 56.54 |
| Average Volume (20 Days) | 24,957 |
Short Selling Information
The latest short interest is 9,499, so 0.17% of the outstanding shares have been sold short.
| Short Interest | 9,499 |
| Short Previous Month | 6,413 |
| Short % of Shares Out | 0.17% |
| Short % of Float | 0.19% |
| Short Ratio (days to cover) | 0.46 |
Income Statement
In the last 12 months, United Bancorp had revenue of $31.81 million and earned $7.39 million in profits. Earnings per share was $1.34.
| Revenue | 31.81M |
| Gross Profit | 31.81M |
| Operating Income | 8.94M |
| Pretax Income | 7.67M |
| Net Income | 7.39M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.34 |
Full Income StatementBalance Sheet
The company has $46.53 million in cash and $131.27 million in debt, giving a net cash position of -$84.74 million or -$14.72 per share.
| Cash & Cash Equivalents | 46.53M |
| Total Debt | 131.27M |
| Net Cash | -84.74M |
| Net Cash Per Share | -$14.72 |
| Equity (Book Value) | 70.52M |
| Book Value Per Share | 12.25 |
| Working Capital | -618.54M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $10.46 million and capital expenditures -$11.78 million, giving a free cash flow of -$1.32 million.
| Operating Cash Flow | 10.46M |
| Capital Expenditures | -11.78M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -1.09M |
| Free Cash Flow | -1.32M |
| FCF Per Share | -$0.23 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 28.10% |
| Pretax Margin | 24.11% |
| Profit Margin | 24.38% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |