United Bancorp, Inc. (UBCP)
NASDAQ: UBCP · Real-Time Price · USD
16.31
+0.01 (0.06%)
Apr 28, 2026, 4:00 PM EDT - Market closed
United Bancorp Ratios and Metrics
Market cap in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
| Apr '26 Apr 28, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| Market Capitalization | 94 | 83 | 75 | 73 | 85 | 100 | |
| Market Cap Growth | 23.55% | 10.10% | 2.53% | -13.17% | -15.10% | 32.60% | |
| Last Close Price | 16.31 | 14.01 | 11.88 | 10.96 | 11.78 | 12.72 | |
| PE Ratio | 12.17 | 11.22 | 10.66 | 8.54 | 10.22 | 11.21 | |
| PS Ratio | 2.95 | 2.61 | 2.60 | 2.42 | 2.87 | 3.43 | |
| PB Ratio | 1.33 | 1.18 | 1.19 | 1.15 | 1.42 | 1.39 | |
| P/FCF Ratio | - | - | - | 8.76 | 10.61 | 13.43 | |
| P/OCF Ratio | 8.98 | 7.92 | 8.91 | 7.76 | 9.97 | 12.15 | |
| Debt / Equity Ratio | 1.86 | 1.86 | 2.08 | 2.02 | 0.70 | 0.55 | |
| Debt / FCF Ratio | - | - | - | 15.31 | 5.25 | 5.31 | |
| Net Debt / Equity Ratio | 1.20 | 1.20 | 1.78 | 1.38 | 0.20 | -0.61 | |
| Net Debt / FCF Ratio | -64.10 | -64.10 | -90.30 | 10.45 | 1.48 | -5.88 | |
| Return on Equity (ROE) | 11.57% | 11.57% | 11.65% | 14.51% | 13.17% | 13.50% | |
| Return on Assets (ROA) | 0.93% | 0.93% | 0.91% | 1.14% | 1.17% | 1.33% | |
| Earnings Yield | 7.87% | 9.36% | 9.84% | 12.19% | 10.24% | 9.49% | |
| FCF Yield | -1.41% | -1.60% | -1.66% | 11.42% | 9.43% | 7.45% | |
| Dividend Yield | 5.74% | 5.32% | 5.93% | 6.07% | 5.30% | 4.60% | |
| Payout Ratio | 70.15% | 70.73% | 69.08% | 53.51% | 52.66% | 43.39% | |
| Buyback Yield / Dilution | 0.86% | 0.86% | -0.90% | -0.13% | -0.11% | -0.35% | |
| Total Shareholder Return | 6.61% | 6.17% | 5.04% | 5.93% | 5.20% | 4.25% | |
Source: S&P Capital IQ. Banks template.
Financial Sources.