United Bancorp, Inc. (UBCP)
NASDAQ: UBCP · Real-Time Price · USD
15.86
+0.62 (4.05%)
At close: Mar 9, 2026, 4:00 PM EDT
15.71
-0.15 (-0.93%)
After-hours: Mar 9, 2026, 4:10 PM EDT
United Bancorp Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Net Income | - | 7.4 | 8.95 | 8.66 | 9.45 | Upgrade
|
| Depreciation & Amortization | - | 1.23 | 1.15 | 1.16 | 1.29 | Upgrade
|
| Other Amortization | - | 0.06 | 0.06 | 0.06 | 0.06 | Upgrade
|
| Gain (Loss) on Sale of Assets | - | 0.01 | 0.01 | 0.02 | -0.08 | Upgrade
|
| Gain (Loss) on Sale of Investments | - | 0.55 | 0.51 | 0.53 | -0.87 | Upgrade
|
| Provision for Credit Losses | - | 0.3 | -0.45 | -0.96 | -1.26 | Upgrade
|
| Net Decrease (Increase) in Loans Originated / Sold - Operating | - | 0.48 | 0.03 | 0.04 | 0.27 | Upgrade
|
| Accrued Interest Receivable | - | -0.25 | -0.7 | -1.06 | 0.56 | Upgrade
|
| Change in Other Net Operating Assets | - | -2.15 | -0.29 | -0.82 | -1.24 | Upgrade
|
| Other Operating Activities | - | -1.33 | -0.41 | 0.15 | -0.33 | Upgrade
|
| Operating Cash Flow | - | 8.45 | 9.46 | 8.48 | 8.19 | Upgrade
|
| Operating Cash Flow Growth | - | -10.73% | 11.58% | 3.53% | -12.57% | Upgrade
|
| Capital Expenditures | - | -9.7 | -1.08 | -0.51 | -0.78 | Upgrade
|
| Sale of Property, Plant and Equipment | - | - | 0.01 | 0.11 | 0.62 | Upgrade
|
| Investment in Securities | - | -1.63 | -23.59 | -93.8 | 9.15 | Upgrade
|
| Net Decrease (Increase) in Loans Originated / Sold - Investing | - | -8.16 | -22.47 | -10.42 | -10.86 | Upgrade
|
| Other Investing Activities | - | 0.01 | -1.35 | 1.36 | 0.67 | Upgrade
|
| Investing Cash Flow | - | -19.47 | -48.47 | -103.26 | -1.21 | Upgrade
|
| Short-Term Debt Issued | - | 3.71 | 8.68 | 2.41 | 3 | Upgrade
|
| Long-Term Debt Issued | - | - | 75 | - | - | Upgrade
|
| Total Debt Issued | - | 3.71 | 83.68 | 2.41 | 3 | Upgrade
|
| Long-Term Debt Repaid | - | -0.09 | - | - | - | Upgrade
|
| Total Debt Repaid | - | -0.09 | - | - | - | Upgrade
|
| Net Debt Issued (Repaid) | - | 3.62 | 83.68 | 2.41 | 3 | Upgrade
|
| Repurchase of Common Stock | - | -0.69 | -0.73 | -0.77 | -0.07 | Upgrade
|
| Common Dividends Paid | - | -4.22 | -4.79 | -4.56 | -4.1 | Upgrade
|
| Net Increase (Decrease) in Deposit Accounts | - | -7.97 | -28.45 | 44.78 | 25.6 | Upgrade
|
| Financing Cash Flow | - | -10.15 | 49.7 | 41.86 | 24.42 | Upgrade
|
| Net Cash Flow | - | -21.16 | 10.69 | -52.92 | 31.41 | Upgrade
|
| Free Cash Flow | - | -1.25 | 8.38 | 7.97 | 7.42 | Upgrade
|
| Free Cash Flow Growth | - | - | 5.17% | 7.49% | 8.23% | Upgrade
|
| Free Cash Flow Margin | - | -4.31% | 27.62% | 27.08% | 25.50% | Upgrade
|
| Free Cash Flow Per Share | - | -0.23 | 1.53 | 1.45 | 1.35 | Upgrade
|
| Cash Interest Paid | - | 14.62 | 10.59 | 3.15 | 2.18 | Upgrade
|
| Cash Income Tax Paid | - | 0.1 | - | 0.23 | 0.71 | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.