United Community Banks Stock Forecast

Stock Price Forecast

The 4 analysts with 12-month price forecasts for United Community Banks stock have an average target of 36.5, with a low estimate of 32 and a high estimate of 39. The average target predicts an increase of 12.65% from the current stock price of 32.40.

Analyst Consensus: Buy

Target	Low	Average	Median	High
Price	$32	$36.5	$39	$39
Change	-1.23%	+12.65%	+20.37%	+20.37%

* Price targets were last updated on Jan 15, 2026.

Analyst Ratings

The average analyst rating for United Community Banks stock from 5 stock analysts is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.

Recommendation Trends

Rating	Sep '25	Oct '25	Nov '25	Dec '25	Jan '26	Feb '26
Strong Buy	1	1	1	1	1	1
Buy	1	1	1	1	1	1
Hold	5	5	5	5	4	3
Sell	0	0	0	0	0	0
Strong Sell	0	0	0	0	0	0
Total	7	7	7	7	6	5

Latest Forecasts

Analyst	Firm	Rating	Rating	Action	Price Target	Upside	Date
Gary Tenner DA Davidson	DA Davidson	Strong Buy Maintains $38 → $39	Strong Buy	Maintains	$38 → $39	+20.37%	Jan 15, 2026
Russell Gunther Stephens & Co.	Stephens & Co.	Buy Maintains $37 → $39	Buy	Maintains	$37 → $39	+20.37%	Jan 15, 2026
Catherine Mealor Keefe, Bruyette & Woods	Keefe, Bruyette & Woods	Hold Maintains $34 → $36	Hold	Maintains	$34 → $36	+11.11%	Jan 15, 2026
Catherine Mealor Keefe, Bruyette & Woods	Keefe, Bruyette & Woods	Hold Maintains $32 → $34	Hold	Maintains	$32 → $34	+4.94%	Jul 28, 2025
Gary Tenner DA Davidson	DA Davidson	Strong Buy Maintains $34 → $36	Strong Buy	Maintains	$34 → $36	+11.11%	Jul 24, 2025

More Analyst Ratings

Financial Forecast

Revenue This Year

1.14B

from 1.01B

12.39%

from 1.01B

Revenue Next Year

1.21B

from 1.14B

5.96%

from 1.14B

EPS This Year

3.01

from 2.62

14.70%

from 2.62

EPS Next Year

3.26

from 3.01

8.56%

from 3.01

Fiscal Year	FY 2021	FY 2022	FY 2023	FY 2024	FY 2025	FY 2026	FY 2027
Period Ending	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024	Dec 31, 2025	Dec 31, 2026	Dec 31, 2027
Revenue	744.40M	826.15M	803.82M	901.17M	1.01B	1.14B	1.21B
Revenue Growth	28.92%	10.98%	-2.70%	12.11%	12.56%	12.39%	5.96%
EPS	2.97	2.52	1.54	2.04	2.62	3.01	3.26
EPS Growth	55.50%	-15.15%	-38.98%	32.66%	28.43%	14.70%	8.56%
Forward PE	-	-	-	-	-	10.78	9.93
No. Analysts	-	-	-	-	-	7	7

Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.

Revenue Forecast

Revenue	2026	2027
High	1.2B	1.3B
Avg	1.1B	1.2B
Low	1.1B	1.1B

Revenue Growth

Revenue Growth	2026	2027
High	17.9%	11.8%
Avg	12.4%	6.0%
Low	7.7%	0.2%

EPS Forecast

EPS	2026	2027
High	3.20	3.52
Avg	3.01	3.26
Low	2.83	3.00

EPS Growth

EPS Growth	2026	2027
High	22.2%	17.0%
Avg	14.7%	8.6%
Low	8.1%	-0.2%

Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.