United Community Banks, Inc. (UCB)

NYSE: UCB · Real-Time Price · USD
33.64
-0.05 (-0.15%)
At close: Apr 28, 2026, 4:00 PM EDT
33.64
0.00 (0.00%)
After-hours: Apr 28, 2026, 4:10 PM EDT
-0.15%
Market Cap 4.03B
Revenue (ttm) 1.05B
Net Income (ttm) 332.49M
Shares Out 119.68M
EPS (ttm) 2.73
PE Ratio 12.33
Forward PE 10.99
Dividend $1.00 (2.97%)
Ex-Dividend Date Mar 13, 2026
Volume 545,732
Open 34.11
Previous Close 33.69
Day's Range 33.55 - 34.35
52-Week Range 26.88 - 36.77
Beta 0.84
Analysts Buy
Price Target 38.75 (+15.19%)
Earnings Date Apr 21, 2026

About UCB

United Community Banks, Inc. operates as the bank holding company for United Community Bank that provides financial services in the United States. The company offers deposit products, including checking, savings, money market, and other deposit accounts. It also provides loans comprising owner occupied and income producing CRE, commercial and industrial, equipment financing, residential mortgage, home equity, manufactured housing, and consumer loans, as well as commercial and residential construction and land. In addition, the company offers pr... [Read more]

Sector Financials
IPO Date Mar 18, 2002
Employees 3,070
Stock Exchange NYSE
Ticker Symbol UCB
Full Company Profile

Financial Performance

In 2025, United Community Banks's revenue was $1.01 billion, an increase of 12.56% compared to the previous year's $901.17 million. Earnings were $318.18 million, an increase of 30.07%.

Financial Statements

Analyst Forecast

According to 5 analysts, the average rating for UCB stock is "Buy." The 12-month stock price target is $38.75, which is an increase of 15.19% from the latest price.

Price Target
$38.75
(15.19% upside)
Analyst Consensus: Buy
Stock Forecasts

News

United Community Chief Financial Officer Jefferson Harralson to Retire After Nearly a Decade of Dedicated Service

Company to Conduct Nationwide Search for Successor; Harralson to Remain Through Year-end In order to Complete Transition GREENVILLE, S.C., April 28, 2026 /PRNewswire/ -- United Community (NYSE: UCB) t...

7 hours ago - PRNewsWire

United Community Banks Earnings Call Transcript: Q1 2026

Q1 2026 saw strong earnings growth, margin expansion, and robust credit quality, with continued capital returns and the strategic acquisition of Peach State Bank expected to be accretive. Loan and deposit growth remain healthy, and AI investments are driving efficiency gains.

7 days ago - Transcripts

United Community Banks, Inc. and Peach State Bancshares, Inc., The Parent of Peach State Bank & Trust, Announce Merger Agreement

GREENVILLE, S.C., April 21, 2026 (GLOBE NEWSWIRE) -- United Community Banks, Inc. (NYSE: UCB) (“United”) and Peach State Bancshares, Inc. (“Peach State”) announced today the execution of a definitive ...

7 days ago - GlobeNewsWire

United Community Banks, Inc. Reports First Quarter Earnings

GREENVILLE, S.C., April 21, 2026 (GLOBE NEWSWIRE) -- United Community Banks, Inc. (NYSE: UCB) (United) today announced net income for the first quarter of 2026 of $84.3 million and pre-tax, pre-provis...

7 days ago - GlobeNewsWire

United Community Banks, Inc. Announces Date for First Quarter 2026 Earnings Release and Conference Call

GREENVILLE, S.C., March 27, 2026 (GLOBE NEWSWIRE) -- United Community Banks, Inc. (NYSE: UCB) announces it will release its first quarter 2026 financial results on Tuesday, April 21, 2026, before the ...

4 weeks ago - GlobeNewsWire

United Community Earns 12th JD Power Award in 17 Years, Ranked #1 for Retail Banking Customer Satisfaction in the Southeast Region

GREENVILLE, S.C., March 26, 2026 /PRNewswire/ -- For the 12th time, United Community has been recognized as #1 for Retail Banking Customer Satisfaction in the Southeast Region in the JD Power 2026 U.S...

4 weeks ago - PRNewsWire

United Community Banks, Inc. Announces Quarterly Cash Dividend on Common Stock

GREENVILLE, S.C., Feb. 26, 2026 (GLOBE NEWSWIRE) -- United Community Banks, Inc. (NYSE: UCB) (the “Company”), reported that its Board of Directors approved a quarterly cash dividend of $0.25 per share...

2 months ago - GlobeNewsWire

United Community Banks Analysts Increase Their Forecasts Following Q4 Earnings

United Community Banks (NYSE: UCB) reported in-line earnings for the fourth quarter on Wednesday.

3 months ago - Benzinga

United Community Banks Earnings Call Transcript: Q4 2025

Q4 delivered 11% revenue growth and 4.4% annualized loan growth, with strong credit quality and margin expansion. 2026 guidance calls for continued loan and fee income growth, disciplined expense management, and more assertive share buybacks, supported by robust capital and a strong market position.

3 months ago - Transcripts

United Community Banks, Inc. Reports Fourth Quarter Earnings

GREENVILLE, S.C., Jan. 14, 2026 (GLOBE NEWSWIRE) -- United Community Banks, Inc. (NYSE: UCB) (United) today announced net income for the fourth quarter of 2025 of $86.5 million and pre-tax, pre-provis...

3 months ago - GlobeNewsWire

United Community Banks Earnings Are Imminent; These Most Accurate Analysts Revise Forecasts Ahead Of Earnings Call

United Community Banks, Inc. (NYSE: UCB) will release earnings results for the fourth quarter, before the opening bell on Wednesday, Jan. 14, 2025.

3 months ago - Benzinga

United Community Banks, Inc. Announces Date for Fourth Quarter 2025 Earnings Release and Conference Call

GREENVILLE, S.C., Dec. 22, 2025 (GLOBE NEWSWIRE) -- United Community Banks, Inc. (NYSE: UCB) announces it will release its fourth quarter 2025 financial results on Wednesday, January 14, 2026, before ...

4 months ago - GlobeNewsWire

United Community Banks, Inc. Announces Extension of Share Repurchase Program

GREENVILLE, S.C., Dec. 08, 2025 (GLOBE NEWSWIRE) -- United Community Banks, Inc. (NYSE: UCB) (the “Company”) today announced that the Company's Board of Directors approved a common stock repurchase pr...

5 months ago - GlobeNewsWire

United Community Banks, Inc. Announces Quarterly Cash Dividend On Common Stock

GREENVILLE, S.C., Nov. 13, 2025 (GLOBE NEWSWIRE) -- United Community Banks, Inc. (NYSE: UCB) (“United”, the “Company”), reported that its Board of Directors approved a quarterly cash dividend of $0.25...

5 months ago - GlobeNewsWire

United Community Climbs 32 Spots on American Banker's 2025 Best Banks to Work For List

GREENVILLE, S.C., Nov. 13, 2025 /PRNewswire/ -- United Community has climbed 32 spots—from No. 82 to No. 50—on American Banker's Best Banks to Work For List, marking its ninth consecutive year of reco...

5 months ago - PRNewsWire

United Community Banks Earnings Call Transcript: Q3 2025

Strong Q3 results featured robust revenue and loan growth, margin expansion, and improved efficiency. Capital actions included preferred stock redemption and a dividend increase, with continued optimism for loan growth and margin improvement into 2026.

6 months ago - Transcripts

United Community Banks, Inc. Reports Third Quarter Earnings

GREENVILLE, S.C., Oct. 22, 2025 (GLOBE NEWSWIRE) -- United Community Banks, Inc. (NYSE: UCB) (United) today announced net income for the third quarter of 2025 of $91.5 million and pre-tax, pre-provisi...

6 months ago - GlobeNewsWire

United Community Banks, Inc. Announces Date for Third Quarter 2025 Earnings Release and Conference Call

GREENVILLE, S.C., Sept. 26, 2025 (GLOBE NEWSWIRE) -- United Community Banks, Inc. (NYSE: UCB) announces it will release its third quarter 2025 financial results on Wednesday, October 22, 2025, before ...

7 months ago - GlobeNewsWire

United Community Banks, Inc. Announces Redemption of All Oustanding Shares of 6.875% Series I Non-Cumulative Perpetual Preferred Stock

GREENVILLE, S.C., Aug. 15, 2025 (GLOBE NEWSWIRE) -- United Community Banks, Inc. (NYSE: UCB) (“United”, the “Company”), is redeeming all outstanding shares of the Company's 6.875% Series I Non-Cumulat...

9 months ago - GlobeNewsWire

United Community Banks, Inc. Announces Quarterly Cash Dividend on Common and Preferred Stock

GREENVILLE, S.C., Aug. 14, 2025 (GLOBE NEWSWIRE) -- United Community Banks, Inc. (NYSE: UCB) (“United”, the “Company”), reported that its Board of Directors approved a 4.2% quarterly cash dividend inc...

9 months ago - GlobeNewsWire

United Community Banks Earnings Call Transcript: Q2 2025

Earnings per share rose 14% year-over-year, with net interest margin up 14 basis points and strong loan growth. Credit quality improved, capital ratios remain robust, and the American National Bank acquisition was completed. Management is optimistic for continued growth and margin expansion.

9 months ago - Transcripts

United Community Banks, Inc. Reports Second Quarter Earnings

Margin Expansion, Stable Credit Quality, and Disciplined Expense Control Drive Results Margin Expansion, Stable Credit Quality, and Disciplined Expense Control Drive Results

9 months ago - GlobeNewsWire

United Community Banks, Inc. Announces Date for Second Quarter 2025 Earnings Release and Conference Call

GREENVILLE, S.C., June 27, 2025 (GLOBE NEWSWIRE) -- United Community Banks, Inc. (NYSE: UCB) announces it will release its second quarter 2025 financial results on Wednesday, July 23, 2025, before the...

10 months ago - GlobeNewsWire

United Community Banks, Inc. Announces Completion of Merger With ANB Holdings, Inc., The Parent of American National Bank

GREENVILLE, S.C., May 01, 2025 (GLOBE NEWSWIRE) -- United Community Banks, Inc. (NYSE: UCB) (“United”) completed its merger with ANB Holdings, Inc. (“ANB”) effective May 1, 2025. In this transaction, ...

1 year ago - GlobeNewsWire

United Community Banks Earnings Call Transcript: Q1 2025

Operating earnings and ROA improved year-over-year, with strong loan and deposit growth, margin expansion, and robust credit quality. Capital ratios remain high, supporting share buybacks over M&A, while the ANB acquisition will close in Q2.

1 year ago - Transcripts