United Community Banks, Inc. (UCB)
NYSE: UCB · Real-Time Price · USD
33.64
-0.05 (-0.15%)
Apr 28, 2026, 4:00 PM EDT - Market closed
United Community Banks Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 1,166 | 1,153 | 1,147 | 1,043 | 673.4 | 505.73 | Upgrade
|
| Interest Income on Investments | 215.72 | 229.66 | 230.26 | 194.5 | 139.75 | 73.06 | Upgrade
|
| Total Interest Income | 1,382 | 1,383 | 1,378 | 1,237 | 813.16 | 578.79 | Upgrade
|
| Interest Paid on Deposits | 442.85 | 463.75 | 535.52 | 395.57 | 42.1 | 14.85 | Upgrade
|
| Interest Paid on Borrowings | 8.85 | 10.08 | 14.85 | 23.77 | 18.7 | 14.92 | Upgrade
|
| Total Interest Expense | 451.69 | 473.83 | 550.37 | 419.34 | 60.8 | 29.76 | Upgrade
|
| Net Interest Income | 929.85 | 909.11 | 827.37 | 817.77 | 752.36 | 549.03 | Upgrade
|
| Net Interest Income Growth (YoY) | 10.66% | 9.88% | 1.17% | 8.69% | 37.03% | 9.42% | Upgrade
|
| Trust Income | 19.03 | 18.87 | 23.7 | 23.74 | 23.59 | 19 | Upgrade
|
| Mortgage Banking Activities | 26.98 | 25.07 | 27.57 | 19.22 | 32.52 | 58.45 | Upgrade
|
| Gain (Loss) on Sale of Investments | 0.48 | 0.35 | -3.32 | -53.33 | -3.87 | 0.08 | Upgrade
|
| Other Non-Interest Income | 107.22 | 101.83 | 98.09 | 76.71 | 74.73 | 69.02 | Upgrade
|
| Total Non-Interest Income | 162.14 | 154.05 | 124.76 | 75.48 | 137.71 | 157.82 | Upgrade
|
| Non-Interest Income Growth (YoY) | 34.19% | 23.48% | 65.28% | -45.19% | -12.74% | 1.09% | Upgrade
|
| Revenues Before Loan Losses | 1,092 | 1,063 | 952.12 | 893.25 | 890.06 | 706.85 | Upgrade
|
| Provision for Loan Losses | 44.24 | 48.81 | 50.95 | 89.43 | 63.91 | -37.55 | Upgrade
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| Revenue | 1,048 | 1,014 | 901.17 | 803.82 | 826.15 | 744.4 | Upgrade
|
| Revenue Growth (YoY) | 15.44% | 12.56% | 12.11% | -2.70% | 10.98% | 28.92% | Upgrade
|
| Salaries and Employee Benefits | 360.03 | 343.05 | 329.24 | 309.53 | 267.5 | 235.38 | Upgrade
|
| Federal Deposit Insurance | 16.61 | 18.99 | 20.98 | 27.45 | 9.89 | 7.4 | Upgrade
|
| Amortization of Goodwill & Intangibles | 12.86 | 13.08 | 14.6 | 15.18 | 6.83 | 4.05 | Upgrade
|
| Selling, General & Administrative | 172.26 | 169.91 | 161.21 | 152.09 | 133.07 | 107.6 | Upgrade
|
| Other Non-Interest Expense | 35.79 | 35.9 | 37.68 | 39.1 | 32.95 | 27.76 | Upgrade
|
| Total Non-Interest Expense | 598.36 | 581.73 | 564.44 | 544.06 | 450.77 | 382.67 | Upgrade
|
| EBT Excluding Unusual Items | 449.39 | 432.62 | 336.73 | 259.76 | 375.38 | 361.73 | Upgrade
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| Pretax Income | 439.61 | 422.41 | 323.01 | 232.55 | 356 | 347.76 | Upgrade
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| Income Tax Expense | 98.64 | 94.32 | 70.61 | 45 | 78.53 | 77.96 | Upgrade
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| Net Income | 340.97 | 328.1 | 252.4 | 187.54 | 277.47 | 269.8 | Upgrade
|
| Preferred Dividends & Other Adjustments | 8.48 | 9.91 | 7.77 | 6.7 | 8.34 | 8.53 | Upgrade
|
| Net Income to Common | 332.49 | 318.18 | 244.63 | 180.85 | 269.14 | 261.27 | Upgrade
|
| Net Income Growth | 30.55% | 29.99% | 34.58% | -32.41% | 2.84% | 64.42% | Upgrade
|
| Basic Shares Outstanding | 121 | 121 | 120 | 118 | 107 | 88 | Upgrade
|
| Diluted Shares Outstanding | 122 | 121 | 120 | 118 | 107 | 88 | Upgrade
|
| Shares Change (YoY) | 1.29% | 1.28% | 1.83% | 10.27% | 21.20% | 5.83% | Upgrade
|
| EPS (Basic) | 2.74 | 2.62 | 2.04 | 1.54 | 2.52 | 2.97 | Upgrade
|
| EPS (Diluted) | 2.73 | 2.62 | 2.04 | 1.54 | 2.52 | 2.97 | Upgrade
|
| EPS Growth | 29.33% | 28.43% | 32.66% | -38.98% | -15.15% | 55.50% | Upgrade
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| Dividend Per Share | 0.990 | 0.980 | 0.940 | 0.920 | 0.860 | 0.780 | Upgrade
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| Dividend Growth | 4.21% | 4.25% | 2.17% | 6.98% | 10.26% | 8.33% | Upgrade
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| Effective Tax Rate | 22.44% | 22.33% | 21.86% | 19.35% | 22.06% | 22.42% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.