United Community Banks, Inc. (UCB)
NYSE: UCB · Real-Time Price · USD
33.64
-0.05 (-0.15%)
Apr 28, 2026, 4:00 PM EDT - Market closed
United Community Banks Ratios and Metrics
Market cap in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
| Apr '26 Apr 28, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| Market Capitalization | 4,026 | 3,795 | 3,854 | 3,481 | 3,590 | 3,209 | |
| Market Cap Growth | 42.23% | -1.54% | 10.71% | -3.02% | 11.86% | 30.27% | |
| Last Close Price | 33.64 | 30.96 | 31.02 | 27.16 | 30.32 | 31.42 | |
| PE Ratio | 12.33 | 11.93 | 15.76 | 19.25 | 13.34 | 12.28 | |
| PS Ratio | 3.84 | 3.74 | 4.28 | 4.33 | 4.35 | 4.31 | |
| PB Ratio | 1.10 | 1.04 | 1.12 | 1.07 | 1.33 | 1.44 | |
| P/FCF Ratio | - | 10.65 | 12.73 | 15.72 | 6.36 | 9.64 | |
| P/OCF Ratio | - | 9.88 | 11.02 | 11.84 | 5.91 | 8.93 | |
| Debt / Equity Ratio | 0.03 | 0.08 | 0.17 | 0.14 | 0.44 | 0.14 | |
| Debt / FCF Ratio | - | 0.83 | 1.89 | 2.05 | 2.08 | 0.91 | |
| Net Debt / Equity Ratio | -0.13 | -0.04 | 0.00 | -0.18 | 0.18 | -0.93 | |
| Net Debt / FCF Ratio | - | -0.38 | 0.02 | -2.71 | 0.85 | -6.18 | |
| Return on Equity (ROE) | 9.53% | 9.28% | 7.54% | 6.29% | 11.27% | 12.76% | |
| Return on Assets (ROA) | 1.22% | 1.18% | 0.92% | 0.73% | 1.23% | 1.39% | |
| Earnings Yield | 8.26% | 8.64% | 6.55% | 5.39% | 7.73% | 8.41% | |
| FCF Yield | - | 9.39% | 7.85% | 6.36% | 15.73% | 10.37% | |
| Dividend Yield | 2.97% | 3.16% | 3.03% | 3.39% | 2.84% | 2.48% | |
| Payout Ratio | 36.28% | 37.56% | 46.99% | 59.57% | 33.79% | 27.35% | |
| Buyback Yield / Dilution | -1.29% | -1.28% | -1.83% | -10.27% | -21.20% | -5.83% | |
| Total Shareholder Return | 1.68% | 1.88% | 1.20% | -6.88% | -18.37% | -3.34% | |
Source: S&P Capital IQ. Banks template.
Financial Sources.