Velocity Financial, Inc. (VEL)
| Market Cap | 775.49M |
| Revenue (ttm) | 225.61M |
| Net Income (ttm) | 103.71M |
| Shares Out | 39.24M |
| EPS (ttm) | 2.75 |
| PE Ratio | 7.17 |
| Forward PE | 7.12 |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 22,578 |
| Open | 19.73 |
| Previous Close | 19.51 |
| Day's Range | 19.73 - 19.77 |
| 52-Week Range | 16.12 - 21.40 |
| Beta | 0.76 |
| Analysts | Strong Buy |
| Price Target | 22.00 (+11.31%) |
| Earnings Date | May 6, 2026 |
About VEL
Velocity Financial, Inc. operates as a real estate finance company in the United States. The company originates, securitizes, and manages a portfolio of loans, which are secured by real estate, including investor loans unit residential rental properties; residential rental properties office; and loans for multi-family, mixed use, and commercial properties. The company also provides warehouse and other properties. It offers its products through a network of independent mortgage brokers and direct borrower relationships. The company was founded i... [Read more]
Financial Performance
In 2025, Velocity Financial's revenue was $225.61 million, an increase of 27.00% compared to the previous year's $177.65 million. Earnings were $103.71 million, an increase of 53.45%.
Financial StatementsAnalyst Forecast
According to 3 analysts, the average rating for VEL stock is "Strong Buy." The 12-month stock price target is $22.0, which is an increase of 11.31% from the latest price.
News
Velocity Financial, Inc. Announces Date of First Quarter 2026 Financial Results Webcast and Conference Call
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE:VEL) (“Velocity” or “Company”), a leader in investor real estate loans, will release its first quarter 2026 results after the ...
Velocity Financial Earnings Call Transcript: Q4 2025
Record 2025 results included 52% net income growth, 49% higher originations, and a 28% larger portfolio, with robust liquidity and capital markets support. NPLs declined, margins remained stable, and management expects continued growth in 2026.
Velocity Financial, Inc. Reports Fourth Quarter and Full-Year 2025 Results
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE: VEL) (Velocity or the Company), a leader in business purpose loans, reported net income of $105.1 million and core net income...
Velocity Financial, Inc. Announces Closing of Offering of $500 Million of Senior Notes Due 2031
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE: VEL) (“Velocity” or the “Company”), a leader in investor real estate loans, today announced the closing of Velocity Commercia...
Velocity Financial, Inc. Announces Date of Fourth Quarter and Full Year 2025 Financial Results Webcast and Conference Call
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE:VEL) (“Velocity” or “Company”), a leader in investor real estate loans, will release its fourth quarter and full year 2025 res...
Velocity Financial, Inc. Announces Pricing of $500 Million of Senior Notes Due 2031
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE: VEL) (“Velocity” or the “Company”), a leader in investor real estate loans, today announced that Velocity Commercial Capital,...
Velocity Financial, Inc. Announces Proposed Offering of $500 Million of Senior Notes Due 2031
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE: VEL), (“Velocity” or the “Company”), a leader in investor real estate loans, today announced that Velocity Commercial Capital...
Velocity Financial, Inc. Announces Preliminary Expected Fourth Quarter and Full-Year 2025 Results
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE:VEL) (“Velocity” or “Company”), a leader in investor real estate loans, today announced preliminary unaudited results for the ...
Velocity Financial, Inc. Announces Nonperforming Loan Sale and New Servicing Partnership
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE:VEL) (“Velocity” or “Company”), a leader in investor real estate loans, announces an agreement to sell $133.2 million in UPB o...
Velocity Financial Earnings Call Transcript: Q3 2025
Record pre-tax earnings and loan production marked a strong Q3, with net income up 60% year-over-year and stable credit metrics. Funding sources diversified through a new securitization, and liquidity and capital positions remain robust.
Velocity Financial, Inc. Reports Third Quarter 2025 Results
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE: VEL) (Velocity or the Company), a leader in business purpose loans, reported net income of $25.4 million and core net income ...
Velocity Financial, Inc. Announces Date of Third Quarter 2025 Financial Results Webcast and Conference Call
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE:VEL) (“Velocity” or “Company”), a leader in investor real estate loans, will release its third quarter 2025 results after the ...
Velocity Financial, Inc. Announces Dual Listing on NYSE Texas
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE:VEL) (“Velocity” or “Company”), a leader in investor real estate loans, announced today the dual listing of its common stock o...
Velocity Financial Earnings Call Transcript: Q2 2025
Record net income and loan production drove strong revenue and portfolio growth, with NIM and ROE reaching new highs. Liquidity and capital markets activity were robust, and management expects continued growth, supported by technology investments and a diversified portfolio.
Velocity Financial, Inc. Reports Second Quarter 2025 Results
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE: VEL) (Velocity or the Company), a leader in business purpose loans, reported net income of $26.0 million and core net income ...
Velocity Financial, Inc. Announces Date of Second Quarter 2025 Financial Results Webcast and Conference Call
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE:VEL) (“Velocity” or “Company”), a leader in investor real estate loans, will release its second quarter 2025 results after the...
Velocity Commercial Capital Securitization Ratings Affirmed and Upgraded by Kroll Bond Rating Agency
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE: VEL), (“Velocity” or the “Company”), a leader in investor real estate loans, today announced that Kroll Bond Rating Agency (“...
Velocity Financial Earnings Call Transcript: Q1 2025
Velocity Financial, Inc. Reports First Quarter 2025 Results
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE: VEL) (Velocity or the Company), a leader in business purpose loans, reported net income of $18.9 million and core net income ...
Velocity Financial Earnings Call Transcript: Q4 2024
Record 2024 results with 64% origination growth, 37% higher net revenue, and strong Q4 ROE. Portfolio reached $5.1B, NPL resolutions drove gains, and liquidity remains robust. 2025 outlook is positive with continued demand and capital market tailwinds.
Velocity Financial, Inc. Reports Fourth Quarter and Full Year 2024 Results
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE: VEL) (Velocity or the Company), a leader in business purpose loans, reported net income of $68.4 million and core net income ...
Velocity Financial, Inc. Announces Date of Fourth Quarter and Full-Year 2024 Financial Results Webcast and Conference Call
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE:VEL) (“Velocity” or “Company”), a leader in commercial investor loans, will release its fourth quarter and full-year 2024 resu...
Velocity Financial Earnings Call Transcript: Q3 2024
Record origination and portfolio growth drove a 31% earnings increase year-over-year, with strong credit performance and robust liquidity. The company expects to surpass its $5 billion UPB goal by 2025, supported by a healthy pipeline and favorable market conditions.
Velocity Financial, Inc. Reports Third Quarter 2024 Results
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE: VEL) (Velocity or the Company), a leader in business purpose loans, reported net income of $15.8 million and core net income ...
Velocity Financial, Inc. Announces Date of Third Quarter 2024 Financial Results Webcast and Conference Call
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE:VEL) (“Velocity” or “Company”), a leader in commercial investor loans, will release its third quarter 2024 results after the m...