Velocity Financial, Inc. (VEL)
NYSE: VEL · Real-Time Price · USD
18.85
-0.12 (-0.63%)
At close: Dec 5, 2025, 4:00 PM EST
18.92
+0.07 (0.37%)
After-hours: Dec 5, 2025, 7:00 PM EST
Velocity Financial Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2016 |
| Cash & Equivalents | 98.96 | 49.9 | 40.57 | 45.25 | 35.97 | 13.27 | Upgrade
|
| Loans & Lease Receivables | 6,591 | 5,273 | 4,192 | 3,589 | 2,584 | 1,950 | Upgrade
|
| Other Receivables | 49.31 | 36.8 | 35.98 | 30.02 | 15.62 | 87.24 | Upgrade
|
| Property, Plant & Equipment | 1.48 | 1.94 | 2.95 | 3.21 | 3.64 | 4.33 | Upgrade
|
| Goodwill | 6.78 | 6.78 | 6.78 | 6.78 | 6.78 | - | Upgrade
|
| Other Intangible Assets | 12.6 | 15.92 | 10.96 | 11.81 | 11.09 | 4.6 | Upgrade
|
| Restricted Cash | 18.85 | 20.93 | 21.36 | 16.81 | 11.64 | 7.02 | Upgrade
|
| Other Current Assets | 39.36 | 39.19 | 29.14 | 26.75 | 21 | 1.26 | Upgrade
|
| Long-Term Deferred Tax Assets | 16.63 | 13.61 | 2.34 | 5.03 | 16.6 | 6.65 | Upgrade
|
| Long-Term Deferred Charges | - | 0.84 | 0.5 | 0.5 | 0.5 | - | Upgrade
|
| Other Long-Term Assets | 121.23 | 68.18 | 44.43 | 13.66 | 17.86 | 15.77 | Upgrade
|
| Total Assets | 6,959 | 5,527 | 4,405 | 3,749 | 2,812 | 2,103 | Upgrade
|
| Accounts Payable | 166.24 | 144.97 | 119.2 | 88.7 | 88.05 | 58.26 | Upgrade
|
| Short-Term Debt | - | - | 3.67 | - | - | - | Upgrade
|
| Current Portion of Long-Term Debt | 332.39 | 348.08 | 334.76 | 330.81 | 301.07 | 75.92 | Upgrade
|
| Current Portion of Leases | - | 0.73 | - | - | - | - | Upgrade
|
| Long-Term Debt | 5,818 | 4,511 | 3,507 | 2,946 | 2,075 | 1,654 | Upgrade
|
| Long-Term Leases | - | 1.97 | 2.7 | 2.7 | 4 | 5.1 | Upgrade
|
| Other Current Liabilities | 4.34 | 0.14 | 0.07 | 0.12 | 0.14 | - | Upgrade
|
| Total Liabilities | 6,321 | 5,007 | 3,968 | 3,368 | 2,468 | 1,793 | Upgrade
|
| Common Stock | 0.4 | 0.34 | 0.33 | 0.33 | 0.32 | 0.2 | Upgrade
|
| Additional Paid-In Capital | 379.4 | 322.95 | 306.74 | 300.31 | 296.36 | 204.19 | Upgrade
|
| Retained Earnings | 267.58 | 197.33 | 128.91 | 76.63 | 44.42 | 15.2 | Upgrade
|
| Comprehensive Income & Other | -2.92 | -0.81 | -1.21 | - | - | - | Upgrade
|
| Total Common Equity | 634.26 | 516.94 | 433.44 | 376.81 | 341.11 | 219.59 | Upgrade
|
| Minority Interest | 3.2 | 3.27 | 3.43 | 3.69 | 3.38 | - | Upgrade
|
| Shareholders' Equity | 637.46 | 520.22 | 436.87 | 380.5 | 344.49 | 309.59 | Upgrade
|
| Total Liabilities & Equity | 6,959 | 5,527 | 4,405 | 3,749 | 2,812 | 2,103 | Upgrade
|
| Total Debt | 6,151 | 4,862 | 3,848 | 3,280 | 2,380 | 1,735 | Upgrade
|
| Net Cash (Debt) | -6,052 | -4,812 | -3,808 | -3,234 | -2,344 | -1,722 | Upgrade
|
| Net Cash Per Share | -161.86 | -134.57 | -110.42 | -94.76 | -68.97 | -85.71 | Upgrade
|
| Filing Date Shares Outstanding | 38.9 | 34.02 | 32.97 | 32.62 | 32.49 | 20.57 | Upgrade
|
| Total Common Shares Outstanding | 38.9 | 33.55 | 32.87 | 32.49 | 32.29 | 20.09 | Upgrade
|
| Working Capital | 6,297 | 4,926 | 3,879 | 3,288 | 2,367 | 1,937 | Upgrade
|
| Book Value Per Share | 16.30 | 15.41 | 13.19 | 11.60 | 10.56 | 10.93 | Upgrade
|
| Tangible Book Value | 627.48 | 507.96 | 424.29 | 367.47 | 330.4 | 214.99 | Upgrade
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| Tangible Book Value Per Share | 16.13 | 15.14 | 12.91 | 11.31 | 10.23 | 10.70 | Upgrade
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Source: S&P Capital IQ. Financial Services template. Financial Sources.