Velocity Financial, Inc. (VEL)
NYSE: VEL · Real-Time Price · USD
0.00
+0.160 (0.81%)
Apr 29, 2026, 9:37 AM EDT - Market open
Velocity Financial Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Net Income | 105.05 | 68.42 | 52.27 | 32.21 | 29.22 | Upgrade
|
| Depreciation & Amortization | 2.02 | 2 | 2.3 | 2.12 | 2.41 | Upgrade
|
| Other Amortization | 10.13 | 12.24 | 18.62 | 28.29 | 20.22 | Upgrade
|
| Gain on Sale of Loans & Receivables | -16.81 | 3.18 | 3.99 | 3.31 | -0.27 | Upgrade
|
| Asset Writedown & Restructuring Costs | 17.52 | 6.12 | 3.9 | 0.36 | 1.76 | Upgrade
|
| Provision for Credit Losses | -111.21 | -54.13 | -45.21 | -7.29 | -0.4 | Upgrade
|
| Stock-Based Compensation | 8.28 | 6.16 | 4.13 | 3.34 | 2.16 | Upgrade
|
| Net Decrease (Increase) in Loans Originated / Sold - Operating | 1.22 | 0.4 | -12.22 | 0.9 | 1.17 | Upgrade
|
| Change in Accounts Payable | 19.56 | 26.28 | 19.66 | -2.56 | 16.45 | Upgrade
|
| Change in Other Net Operating Assets | -3.65 | -0.28 | 8.36 | -8.04 | -0.36 | Upgrade
|
| Other Operating Activities | 4.7 | -21.98 | 2.83 | 6.39 | -11.07 | Upgrade
|
| Operating Cash Flow | 18.16 | 37.76 | 48.84 | 48.67 | 57.62 | Upgrade
|
| Operating Cash Flow Growth | -51.90% | -22.69% | 0.33% | -15.53% | 4.97% | Upgrade
|
| Capital Expenditures | -0.28 | -0.29 | -0.18 | -0.33 | -0.14 | Upgrade
|
| Sale of Property, Plant & Equipment | - | 0.64 | - | - | - | Upgrade
|
| Cash Acquisitions | - | - | - | - | -10.76 | Upgrade
|
| Sale (Purchase) of Intangibles | - | -4.76 | - | - | - | Upgrade
|
| Investment in Securities | - | - | - | - | 1.18 | Upgrade
|
| Net Decrease (Increase) in Loans Originated / Sold - Investing | -1,575 | -1,072 | -615.51 | -929.07 | -665.42 | Upgrade
|
| Other Investing Activities | -1.16 | -2.06 | 9.21 | 0.91 | 9.2 | Upgrade
|
| Investing Cash Flow | -1,522 | -1,045 | -584.73 | -908.24 | -656.48 | Upgrade
|
| Long-Term Debt Issued | 5,285 | 3,611 | 2,168 | 3,272 | 2,369 | Upgrade
|
| Long-Term Debt Repaid | -3,645 | -2,599 | -1,630 | -2,373 | -1,715 | Upgrade
|
| Net Debt Issued (Repaid) | 1,640 | 1,012 | 537.67 | 899.46 | 653.62 | Upgrade
|
| Issuance of Common Stock | 51.88 | 10.15 | 2.31 | 0.61 | 0.14 | Upgrade
|
| Repurchase of Common Stock | -7.34 | -1.55 | -0.86 | -0.46 | - | Upgrade
|
| Other Financing Activities | -2.06 | -4.29 | -3.34 | -25.59 | -27.58 | Upgrade
|
| Financing Cash Flow | 1,682 | 1,016 | 535.77 | 874.02 | 626.17 | Upgrade
|
| Net Cash Flow | 178.41 | 8.9 | -0.13 | 14.45 | 27.31 | Upgrade
|
| Free Cash Flow | 17.88 | 37.47 | 48.66 | 48.35 | 57.49 | Upgrade
|
| Free Cash Flow Growth | -52.28% | -23.00% | 0.64% | -15.90% | 6.13% | Upgrade
|
| Free Cash Flow Margin | 7.92% | 21.09% | 39.65% | 51.25% | 67.03% | Upgrade
|
| Free Cash Flow Per Share | 0.47 | 1.05 | 1.41 | 1.42 | 1.69 | Upgrade
|
| Cash Interest Paid | 344.88 | 251.26 | 180.36 | 118.71 | 85.02 | Upgrade
|
| Cash Income Tax Paid | 50.74 | 41.55 | 7.65 | 23.04 | 9.65 | Upgrade
|
Source: S&P Capital IQ. Financial Services template. Financial Sources.