Union Bank of the Philippines (PSE:UBP)
Philippines
· Delayed Price · Currency is PHP 25.40
+0.40 (1.60%)
Last updated: Apr 28, 2026, 2:30 PM PST
PSE:UBP Balance Sheet
Financials in millions PHP. Fiscal year is January - December.
Millions PHP. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Cash & Equivalents | 97,136 | 96,021 | 88,790 | 112,032 | 137,553 | Upgrade
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| Investment Securities | 254,209 | 248,372 | 228,793 | 220,135 | 231,144 | Upgrade
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| Trading Asset Securities | 23,489 | 9,154 | 5,235 | 8,172 | 5,430 | Upgrade
|
| Total Investments | 277,699 | 257,526 | 234,027 | 228,307 | 236,575 | Upgrade
|
| Gross Loans | 538,557 | 515,428 | 511,776 | 463,153 | 325,681 | Upgrade
|
| Allowance for Loan Losses | -27,289 | -22,871 | -19,166 | -14,039 | -13,435 | Upgrade
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| Other Adjustments to Gross Loans | -2,347 | -2,572 | -2,742 | -2,236 | -1,417 | Upgrade
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| Net Loans | 508,922 | 489,986 | 489,868 | 446,879 | 310,829 | Upgrade
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| Property, Plant & Equipment | 11,629 | 11,001 | 10,193 | 8,707 | 6,143 | Upgrade
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| Goodwill | 53,993 | 53,993 | 53,993 | 53,993 | 14,819 | Upgrade
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| Other Intangible Assets | 24,065 | 25,453 | 22,684 | - | 6,325 | Upgrade
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| Investments in Real Estate | 10,093 | 9,790 | 8,592 | 8,259 | 8,673 | Upgrade
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| Accrued Interest Receivable | 10,386 | 11,988 | 11,061 | 9,970 | 6,341 | Upgrade
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| Other Receivables | 9,260 | 9,530 | 14,272 | 11,161 | 8,316 | Upgrade
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| Restricted Cash | 31,569 | 32,038 | 56,967 | 62,264 | 46,511 | Upgrade
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| Other Current Assets | 12,463 | 15,253 | 15,042 | 11,617 | 14,842 | Upgrade
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| Long-Term Deferred Tax Assets | 11,542 | 10,481 | 9,680 | - | 6,980 | Upgrade
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| Other Long-Term Assets | 98,356 | 119,996 | 128,745 | 139,699 | 26,809 | Upgrade
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| Total Assets | 1,159,465 | 1,145,441 | 1,145,143 | 1,092,886 | 831,095 | Upgrade
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| Accounts Payable | 11,473 | 14,651 | 14,716 | 15,399 | 5,799 | Upgrade
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| Accrued Expenses | 7,422 | 7,858 | - | 7,872 | 4,263 | Upgrade
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| Interest Bearing Deposits | 734,034 | 676,323 | 712,568 | 711,304 | 570,501 | Upgrade
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| Total Deposits | 734,034 | 676,323 | 712,568 | 711,304 | 570,501 | Upgrade
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| Short-Term Borrowings | 134,507 | 165,345 | 156,214 | 134,394 | 51,918 | Upgrade
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| Current Portion of Long-Term Debt | - | - | - | 8,097 | 31,280 | Upgrade
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| Current Income Taxes Payable | 1,162 | 1,146 | - | 1,045 | 613.12 | Upgrade
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| Accrued Interest Payable | 2,359 | 2,809 | - | 1,802 | 787.45 | Upgrade
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| Other Current Liabilities | 11,947 | 12,530 | 24,934 | 11,581 | 8,021 | Upgrade
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| Long-Term Debt | 39,662 | 57,566 | 50,494 | 43,547 | 38,574 | Upgrade
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| Long-Term Leases | 1,713 | 1,626 | 1,551 | 1,425 | 1,383 | Upgrade
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| Long-Term Unearned Revenue | 295.13 | 442.69 | 590.26 | 715.71 | 733.33 | Upgrade
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| Pension & Post-Retirement Benefits | 1,951 | 1,336 | 1,572 | 999.01 | 1,026 | Upgrade
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| Other Long-Term Liabilities | 10,088 | 7,742 | 6,879 | 6,493 | 3,982 | Upgrade
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| Total Liabilities | 956,613 | 949,373 | 969,518 | 944,672 | 718,882 | Upgrade
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| Common Stock | 33,164 | 33,164 | 23,538 | 21,421 | 12,194 | Upgrade
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| Additional Paid-In Capital | 64,368 | 64,368 | 57,769 | 47,950 | 14,215 | Upgrade
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| Retained Earnings | 107,424 | 100,799 | 91,262 | 93,252 | 84,921 | Upgrade
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| Treasury Stock | - | - | -2.1 | - | - | Upgrade
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| Comprehensive Income & Other | -2,895 | -3,123 | 2,424 | -15,254 | 106.32 | Upgrade
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| Total Common Equity | 202,061 | 195,208 | 174,991 | 147,369 | 111,436 | Upgrade
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| Minority Interest | 792.1 | 859.99 | 634.26 | 844.71 | 777.3 | Upgrade
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| Shareholders' Equity | 202,853 | 196,068 | 175,625 | 148,214 | 112,213 | Upgrade
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| Total Liabilities & Equity | 1,159,465 | 1,145,441 | 1,145,143 | 1,092,886 | 831,095 | Upgrade
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| Total Debt | 175,882 | 224,536 | 208,259 | 187,462 | 123,155 | Upgrade
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| Net Cash (Debt) | -55,257 | -119,360 | -114,234 | -67,258 | 43,249 | Upgrade
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| Net Cash Growth | - | - | - | - | -21.40% | Upgrade
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| Net Cash Per Share | -16.66 | -37.53 | -38.48 | -26.41 | 20.03 | Upgrade
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| Filing Date Shares Outstanding | 3,316 | 3,316 | 2,989 | 2,989 | 1,937 | Upgrade
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| Total Common Shares Outstanding | 3,316 | 3,316 | 2,989 | 2,720 | 1,936 | Upgrade
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| Book Value Per Share | 60.93 | 58.86 | 58.54 | 54.17 | 57.57 | Upgrade
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| Tangible Book Value | 124,003 | 115,763 | 98,315 | 93,377 | 90,292 | Upgrade
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| Tangible Book Value Per Share | 37.39 | 34.91 | 32.89 | 34.32 | 46.64 | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.