Union Bank of the Philippines (PSE:UBP)
Philippines
· Delayed Price · Currency is PHP 24.90
-0.50 (-1.97%)
Last updated: Apr 29, 2026, 11:50 AM PST
PSE:UBP Cash Flow Statement
Financials in millions PHP. Fiscal year is January - December.
Millions PHP. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Net Income | 9,941 | 11,930 | 9,072 | 12,601 | 12,525 | Upgrade
|
| Depreciation & Amortization | 2,831 | 2,708 | 2,682 | 2,158 | 1,652 | Upgrade
|
| Other Amortization | 1,668 | 758.88 | 595.88 | 322.61 | 405.15 | Upgrade
|
| Gain (Loss) on Sale of Assets | -1,510 | -1,725 | -1,779 | -1,676 | 3.22 | Upgrade
|
| Gain (Loss) on Sale of Investments | 44.81 | 978.71 | 689.82 | 969.05 | -7,004 | Upgrade
|
| Total Asset Writedown | 98.3 | -3.55 | -0.75 | -24.7 | 464.95 | Upgrade
|
| Provision for Credit Losses | 21,156 | 17,908 | 12,917 | 4,068 | 5,811 | Upgrade
|
| Change in Trading Asset Securities | -13,801 | -4,485 | 2,848 | -3,014 | 12,671 | Upgrade
|
| Change in Other Net Operating Assets | -36,862 | -13,997 | -55,759 | -72,343 | -22,779 | Upgrade
|
| Other Operating Activities | -1,050 | -1,491 | -1,298 | 1,882 | -536.97 | Upgrade
|
| Operating Cash Flow | -17,545 | 12,585 | -30,009 | -55,026 | 3,218 | Upgrade
|
| Operating Cash Flow Growth | - | - | - | - | -86.86% | Upgrade
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| Capital Expenditures | -1,463 | -1,647 | -2,283 | -551.59 | -505.61 | Upgrade
|
| Sale of Property, Plant and Equipment | 91.41 | 75.59 | 113.65 | 45.76 | 52.92 | Upgrade
|
| Cash Acquisitions | -300 | - | -3,260 | -44,957 | -109.61 | Upgrade
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| Investment in Securities | 17,261 | -7,543 | -16,196 | -100,311 | -34,666 | Upgrade
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| Income (Loss) Equity Investments | -61.66 | 1.92 | 22.36 | 29.67 | 4.14 | Upgrade
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| Other Investing Activities | -1,242 | -3,178 | -5,780 | - | - | Upgrade
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| Investing Cash Flow | 14,605 | -11,757 | -26,774 | -145,154 | -34,764 | Upgrade
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| Short-Term Debt Issued | 613,140 | 979,986 | 1,313,422 | 306,505 | 127,076 | Upgrade
|
| Long-Term Debt Issued | 21,351 | 11,483 | 20,501 | 13,904 | 11,058 | Upgrade
|
| Total Debt Issued | 634,491 | 991,469 | 1,333,922 | 320,409 | 138,133 | Upgrade
|
| Short-Term Debt Repaid | -644,402 | -975,385 | -1,291,332 | -225,726 | -131,247 | Upgrade
|
| Long-Term Debt Repaid | -40,777 | -6,384 | -22,250 | -38,842 | -4,053 | Upgrade
|
| Total Debt Repaid | -685,179 | -981,769 | -1,313,582 | -264,568 | -135,300 | Upgrade
|
| Net Debt Issued (Repaid) | -50,688 | 9,700 | 20,340 | 55,841 | 2,834 | Upgrade
|
| Issuance of Common Stock | - | 9,871 | 11,936 | 39,914 | 63.6 | Upgrade
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| Repurchase of Common Stock | - | - | -2.1 | - | -55.12 | Upgrade
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| Common Dividends Paid | -3,316 | -2,391 | -4,708 | -4,270 | -4,268 | Upgrade
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| Net Increase (Decrease) in Deposit Accounts | 57,711 | -36,246 | 1,264 | 75,538 | 42,716 | Upgrade
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| Other Financing Activities | -130.01 | 494.57 | -346.13 | -75.75 | -49.3 | Upgrade
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| Financing Cash Flow | 3,577 | -18,571 | 28,485 | 166,948 | 41,241 | Upgrade
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| Foreign Exchange Rate Adjustments | 9.37 | 46.16 | -240.22 | 42.73 | -44.96 | Upgrade
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| Net Cash Flow | 645.35 | -17,697 | -28,539 | -33,189 | 9,650 | Upgrade
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| Free Cash Flow | -19,008 | 10,938 | -32,293 | -55,577 | 2,712 | Upgrade
|
| Free Cash Flow Growth | - | - | - | - | -88.44% | Upgrade
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| Free Cash Flow Margin | -30.62% | 18.25% | -56.92% | -115.47% | 6.90% | Upgrade
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| Free Cash Flow Per Share | -5.73 | 3.44 | -10.88 | -21.82 | 1.26 | Upgrade
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| Cash Interest Paid | 20,563 | 26,376 | 24,916 | 10,609 | 6,483 | Upgrade
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| Cash Income Tax Paid | 4,860 | 4,281 | 4,861 | 3,566 | 2,171 | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.