Union Bank of the Philippines (PSE:UBP)
Philippines
· Delayed Price · Currency is PHP
24.90
-0.50 (-1.97%)
Last updated: Apr 29, 2026, 11:50 AM PST
PSE:UBP Ratios and Metrics
Market cap in millions PHP. Fiscal year is January - December.
Millions PHP. Fiscal year is Jan - Dec.
| Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
| Apr '26 Apr 29, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| Market Capitalization | 84,237 | 88,216 | 119,391 | 150,509 | 184,435 | 151,658 | |
| Market Cap Growth | -24.07% | -26.11% | -20.68% | -18.39% | 21.61% | 73.11% | |
| Last Close Price | 25.40 | 25.58 | 33.66 | 45.22 | 57.59 | 58.11 | |
| PE Ratio | 8.47 | 8.87 | 10.01 | 16.59 | 14.64 | 12.11 | |
| PS Ratio | 1.36 | 1.42 | 1.99 | 2.65 | 3.83 | 3.86 | |
| PB Ratio | 0.42 | 0.44 | 0.61 | 0.86 | 1.24 | 1.35 | |
| P/FCF Ratio | - | - | 10.92 | - | - | 55.92 | |
| P/OCF Ratio | - | - | 9.49 | - | - | 47.13 | |
| Debt / Equity Ratio | 0.87 | 0.87 | 1.15 | 1.19 | 1.26 | 1.10 | |
| Debt / FCF Ratio | - | - | 20.53 | - | - | 45.41 | |
| Net Debt / Equity Ratio | 0.27 | 0.27 | 0.61 | 0.65 | 0.45 | -0.38 | |
| Net Debt / FCF Ratio | -2.91 | -2.91 | 10.91 | -3.54 | -1.21 | -15.95 | |
| Return on Equity (ROE) | 5.01% | 5.01% | 6.47% | 5.68% | 9.79% | 11.57% | |
| Return on Assets (ROA) | 0.87% | 0.87% | 1.05% | 0.82% | 1.32% | 1.57% | |
| Earnings Yield | 11.80% | 11.27% | 9.99% | 6.03% | 6.83% | 8.26% | |
| FCF Yield | -22.57% | -21.55% | 9.16% | -21.46% | -30.13% | 1.79% | |
| Dividend Yield | 4.00% | 3.91% | 2.97% | 1.77% | 2.73% | 3.79% | |
| Payout Ratio | 33.36% | 33.36% | 20.04% | 51.89% | 33.88% | 34.07% | |
| Buyback Yield / Dilution | -4.29% | -4.29% | -7.13% | -16.55% | -17.93% | -11.64% | |
| Total Shareholder Return | -0.29% | -0.38% | -4.16% | -14.78% | -15.20% | -7.84% | |
Source: S&P Capital IQ. Banks template.
Financial Sources.