The Bank of Punjab (PSX:BOP)
Pakistan
· Delayed Price · Currency is PKR 28.28
-0.93 (-3.18%)
At close: Mar 6, 2026
The Bank of Punjab Income Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 266,389 | 343,865 | 327,236 | 137,298 | 81,804 | Upgrade
|
| Interest Income on Investments | 336.44 | 355.11 | 568.78 | 708.95 | 377.4 | Upgrade
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| Total Interest Income | 266,725 | 344,220 | 327,805 | 138,007 | 82,182 | Upgrade
|
| Interest Paid on Deposits | 185,253 | 299,605 | 286,244 | 106,407 | 51,776 | Upgrade
|
| Net Interest Income | 81,472 | 44,615 | 41,561 | 31,599 | 30,406 | Upgrade
|
| Net Interest Income Growth (YoY) | 82.61% | 7.35% | 31.52% | 3.93% | 29.05% | Upgrade
|
| Gain (Loss) on Sale of Assets | - | 45.45 | 9.61 | 149.42 | -0.98 | Upgrade
|
| Gain (Loss) on Sale of Investments | 2,960 | 12,928 | 5,255 | 343.16 | 1,786 | Upgrade
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| Other Non-Interest Income | 16,699 | 12,914 | 11,681 | 9,391 | 5,779 | Upgrade
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| Total Non-Interest Income | 19,659 | 25,888 | 16,946 | 9,884 | 7,564 | Upgrade
|
| Non-Interest Income Growth (YoY) | -24.06% | 52.77% | 71.45% | 30.68% | -41.56% | Upgrade
|
| Revenues Before Loan Losses | 101,131 | 70,503 | 58,506 | 41,483 | 37,969 | Upgrade
|
| Provision for Loan Losses | 4,980 | -4,073 | -67.23 | -4,879 | -1,611 | Upgrade
|
| Revenue | 96,151 | 74,576 | 58,573 | 46,363 | 39,580 | Upgrade
|
| Revenue Growth (YoY) | 28.93% | 27.32% | 26.34% | 17.14% | 33.57% | Upgrade
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| Salaries and Employee Benefits | 963.69 | 491.29 | 323.58 | 288.54 | 363.32 | Upgrade
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| Selling, General & Administrative | - | 1,743 | 1,291 | 1,129 | 1,052 | Upgrade
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| Other Non-Interest Expense | 59,793 | 48,476 | 36,067 | 26,571 | 19,758 | Upgrade
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| Total Non-Interest Expense | 60,757 | 50,710 | 37,682 | 27,988 | 21,174 | Upgrade
|
| EBT Excluding Unusual Items | 35,394 | 23,866 | 20,891 | 18,374 | 18,406 | Upgrade
|
| Legal Settlements | - | 331.65 | - | - | - | Upgrade
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| Other Unusual Items | - | 239.44 | 237.97 | 3.12 | -35.34 | Upgrade
|
| Pretax Income | 35,394 | 24,437 | 21,129 | 18,377 | 18,371 | Upgrade
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| Income Tax Expense | 19,864 | 11,157 | 9,876 | 7,709 | 5,975 | Upgrade
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| Earnings From Continuing Operations | 15,530 | 13,280 | 11,254 | 10,669 | 12,396 | Upgrade
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| Minority Interest in Earnings | -136.08 | -192.14 | -173.1 | -40.23 | -80.59 | Upgrade
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| Net Income | 15,394 | 13,088 | 11,081 | 10,628 | 12,316 | Upgrade
|
| Net Income to Common | 15,394 | 13,088 | 11,081 | 10,628 | 12,316 | Upgrade
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| Net Income Growth | 17.62% | 18.11% | 4.26% | -13.70% | 80.61% | Upgrade
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| Basic Shares Outstanding | 3,268 | 3,272 | 3,272 | 3,272 | 3,272 | Upgrade
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| Diluted Shares Outstanding | 3,268 | 3,272 | 3,272 | 3,272 | 3,272 | Upgrade
|
| Shares Change (YoY) | -0.10% | - | - | - | - | Upgrade
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| EPS (Basic) | 4.71 | 4.00 | 3.39 | 3.25 | 3.76 | Upgrade
|
| EPS (Diluted) | 4.71 | 4.00 | 3.39 | 3.25 | 3.76 | Upgrade
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| EPS Growth | 17.75% | 18.10% | 4.26% | -13.68% | 80.57% | Upgrade
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| Dividend Per Share | 2.500 | 1.800 | 1.000 | - | - | Upgrade
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| Dividend Growth | 38.89% | 80.00% | - | - | - | Upgrade
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| Effective Tax Rate | 56.12% | 45.66% | 46.74% | 41.95% | 32.52% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.