The Bank of Punjab (PSX:BOP)
Pakistan
· Delayed Price · Currency is PKR 35.50
+0.55 (1.57%)
At close: Apr 28, 2026
The Bank of Punjab Balance Sheet
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Cash & Equivalents | 83,084 | 41,280 | 33,444 | 46,382 | 33,625 | 36,381 | Upgrade
|
| Investment Securities | 1,418,589 | 1,767,114 | 1,241,970 | 633,217 | 645,972 | 499,502 | Upgrade
|
| Trading Asset Securities | - | 2,567 | 91,055 | 44,125 | 6,368 | 33,678 | Upgrade
|
| Total Investments | 1,418,589 | 1,769,681 | 1,333,025 | 677,342 | 652,340 | 533,180 | Upgrade
|
| Gross Loans | 889,641 | 928,623 | 830,593 | 858,532 | 641,689 | 539,671 | Upgrade
|
| Allowance for Loan Losses | - | -44,919 | -50,558 | -43,364 | -45,050 | -50,015 | Upgrade
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| Other Adjustments to Gross Loans | - | -939.91 | -1,277 | -7,623 | -5,705 | -4,080 | Upgrade
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| Net Loans | 889,641 | 882,764 | 778,758 | 807,545 | 590,935 | 485,577 | Upgrade
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| Property, Plant & Equipment | 43,720 | 43,217 | 41,506 | 33,219 | 30,344 | 19,836 | Upgrade
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| Other Intangible Assets | 2,651 | 2,728 | 2,488 | 2,099 | 1,777 | 1,108 | Upgrade
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| Accrued Interest Receivable | - | 65,159 | 58,410 | 89,630 | 35,911 | 18,970 | Upgrade
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| Other Receivables | 10,468 | 5,626 | 3,492 | 85,200 | - | - | Upgrade
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| Restricted Cash | - | 70,692 | 67,330 | 63,073 | 44,421 | 43,897 | Upgrade
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| Other Current Assets | - | 21,311 | 15,746 | 17,280 | 18,698 | 9,359 | Upgrade
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| Long-Term Deferred Tax Assets | 16,072 | 7,724 | 9,205 | 10,315 | 14,584 | 13,760 | Upgrade
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| Other Real Estate Owned & Foreclosed | - | 4,287 | 4,959 | 1,997 | 3,677 | 5,849 | Upgrade
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| Other Long-Term Assets | 134,109 | 36,270 | 30,779 | 382,121 | 55,686 | 29,355 | Upgrade
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| Total Assets | 2,598,335 | 2,950,740 | 2,379,141 | 2,216,204 | 1,481,998 | 1,197,272 | Upgrade
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| Accrued Expenses | - | 1,452 | 3,749 | 2,279 | 1,924 | 823.27 | Upgrade
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| Interest Bearing Deposits | 1,931,584 | 1,575,694 | 1,356,117 | 1,235,926 | 1,011,474 | 827,075 | Upgrade
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| Non-Interest Bearing Deposits | - | 475,254 | 353,447 | 284,910 | 215,825 | 175,843 | Upgrade
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| Total Deposits | 1,931,584 | 2,050,948 | 1,709,564 | 1,520,836 | 1,227,299 | 1,002,918 | Upgrade
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| Short-Term Borrowings | - | 588,634 | 364,363 | 407,250 | 32,742 | 28,224 | Upgrade
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| Current Portion of Long-Term Debt | - | 3,137 | 676.22 | 9,640 | 2,674 | 9,391 | Upgrade
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| Current Portion of Leases | - | 106.6 | 146.34 | 84.72 | 85.03 | 107.81 | Upgrade
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| Current Income Taxes Payable | - | 3,433 | 1,807 | 4,536 | 3,220 | 755.47 | Upgrade
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| Accrued Interest Payable | - | 42,094 | 60,893 | 63,054 | 30,501 | 14,449 | Upgrade
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| Other Current Liabilities | 10,633 | 27,692 | 20,412 | 21,399 | 23,594 | 18,450 | Upgrade
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| Long-Term Debt | 411,938 | 64,708 | 76,706 | 67,315 | 62,721 | 41,497 | Upgrade
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| Long-Term Leases | 18,252 | 18,261 | 16,955 | 15,643 | 14,268 | 9,372 | Upgrade
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| Long-Term Unearned Revenue | - | 2,096 | 1,322 | - | - | - | Upgrade
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| Pension & Post-Retirement Benefits | - | 749.11 | 451.41 | 710.07 | 183.34 | 273.89 | Upgrade
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| Other Long-Term Liabilities | 129,420 | 44,109 | 29,981 | 22,887 | 17,822 | 16,100 | Upgrade
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| Total Liabilities | 2,501,827 | 2,847,419 | 2,287,025 | 2,135,632 | 1,417,034 | 1,142,362 | Upgrade
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| Common Stock | 32,453 | 32,716 | 32,716 | 32,453 | 29,742 | 26,437 | Upgrade
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| Additional Paid-In Capital | - | 2,215 | 2,215 | 2,215 | 2,215 | 2,215 | Upgrade
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| Retained Earnings | 38,423 | 56,784 | 48,458 | 43,323 | 34,966 | 27,303 | Upgrade
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| Comprehensive Income & Other | 24,535 | 10,516 | 7,772 | 1,819 | -2,587 | -1,632 | Upgrade
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| Total Common Equity | 95,411 | 102,231 | 91,161 | 79,809 | 64,336 | 54,323 | Upgrade
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| Minority Interest | 1,097 | 1,090 | 954.31 | 762.17 | 627.81 | 587.58 | Upgrade
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| Shareholders' Equity | 96,507 | 103,321 | 92,115 | 80,571 | 64,964 | 54,910 | Upgrade
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| Total Liabilities & Equity | 2,598,335 | 2,950,740 | 2,379,141 | 2,216,204 | 1,481,998 | 1,197,272 | Upgrade
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| Total Debt | 430,190 | 674,847 | 458,846 | 499,932 | 112,489 | 88,592 | Upgrade
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| Net Cash (Debt) | -347,107 | -408,645 | -319,354 | -266,099 | -56,546 | -15,433 | Upgrade
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| Net Cash Per Share | -106.00 | -124.91 | -97.61 | -81.34 | -17.28 | -4.72 | Upgrade
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| Filing Date Shares Outstanding | 3,275 | 3,272 | 3,272 | 3,272 | 3,272 | 3,272 | Upgrade
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| Total Common Shares Outstanding | 3,275 | 3,272 | 3,272 | 3,272 | 3,272 | 3,272 | Upgrade
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| Book Value Per Share | 29.14 | 31.25 | 27.86 | 24.39 | 19.67 | 16.60 | Upgrade
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| Tangible Book Value | 92,759 | 99,503 | 88,673 | 77,710 | 62,559 | 53,215 | Upgrade
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| Tangible Book Value Per Share | 28.33 | 30.41 | 27.10 | 23.75 | 19.12 | 16.27 | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.