The Bank of Punjab (PSX:BOP)
Pakistan
· Delayed Price · Currency is PKR 35.50
+0.55 (1.57%)
At close: Apr 28, 2026
The Bank of Punjab Income Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 264,339 | 266,389 | 343,865 | 327,236 | 137,298 | 81,804 | Upgrade
|
| Interest Income on Investments | 347.2 | 336.44 | 355.11 | 568.78 | 708.95 | 377.4 | Upgrade
|
| Total Interest Income | 264,686 | 266,725 | 344,220 | 327,805 | 138,007 | 82,182 | Upgrade
|
| Interest Paid on Deposits | 176,145 | 185,253 | 299,605 | 286,244 | 106,407 | 51,776 | Upgrade
|
| Net Interest Income | 88,541 | 81,472 | 44,615 | 41,561 | 31,599 | 30,406 | Upgrade
|
| Net Interest Income Growth (YoY) | 73.36% | 82.61% | 7.35% | 31.52% | 3.93% | 29.05% | Upgrade
|
| Gain (Loss) on Sale of Assets | 248.67 | 248.67 | 45.45 | 9.61 | 149.42 | -0.98 | Upgrade
|
| Gain (Loss) on Sale of Investments | 2,059 | 2,960 | 12,928 | 5,255 | 343.16 | 1,786 | Upgrade
|
| Other Non-Interest Income | 18,330 | 16,211 | 12,914 | 11,681 | 9,391 | 5,779 | Upgrade
|
| Total Non-Interest Income | 20,637 | 19,420 | 25,888 | 16,946 | 9,884 | 7,564 | Upgrade
|
| Non-Interest Income Growth (YoY) | -24.18% | -24.98% | 52.77% | 71.45% | 30.68% | -41.56% | Upgrade
|
| Revenues Before Loan Losses | 109,178 | 100,892 | 70,503 | 58,506 | 41,483 | 37,969 | Upgrade
|
| Provision for Loan Losses | 3,803 | 4,980 | -4,073 | -67.23 | -4,879 | -1,611 | Upgrade
|
| Revenue | 105,376 | 95,912 | 74,576 | 58,573 | 46,363 | 39,580 | Upgrade
|
| Revenue Growth (YoY) | 32.40% | 28.61% | 27.32% | 26.34% | 17.14% | 33.57% | Upgrade
|
| Salaries and Employee Benefits | 1,058 | 963.69 | 491.29 | 323.58 | 288.54 | 363.32 | Upgrade
|
| Selling, General & Administrative | 1,998 | 1,998 | 1,675 | 1,291 | 1,129 | 1,052 | Upgrade
|
| Other Non-Interest Expense | 61,030 | 57,795 | 48,543 | 36,067 | 26,571 | 19,758 | Upgrade
|
| Total Non-Interest Expense | 64,084 | 60,757 | 50,710 | 37,682 | 27,988 | 21,174 | Upgrade
|
| EBT Excluding Unusual Items | 41,292 | 35,155 | 23,866 | 20,891 | 18,374 | 18,406 | Upgrade
|
| Legal Settlements | - | - | 331.65 | - | - | - | Upgrade
|
| Other Unusual Items | 239.19 | 239.19 | 239.44 | 237.97 | 3.12 | -35.34 | Upgrade
|
| Pretax Income | 41,531 | 35,394 | 24,437 | 21,129 | 18,377 | 18,371 | Upgrade
|
| Income Tax Expense | 23,106 | 19,864 | 11,157 | 9,876 | 7,709 | 5,975 | Upgrade
|
| Earnings From Continuing Operations | 18,425 | 15,530 | 13,280 | 11,254 | 10,669 | 12,396 | Upgrade
|
| Minority Interest in Earnings | -77.62 | -136.08 | -192.14 | -173.1 | -40.23 | -80.59 | Upgrade
|
| Net Income | 18,347 | 15,394 | 13,088 | 11,081 | 10,628 | 12,316 | Upgrade
|
| Net Income to Common | 18,347 | 15,394 | 13,088 | 11,081 | 10,628 | 12,316 | Upgrade
|
| Net Income Growth | 39.33% | 17.62% | 18.11% | 4.26% | -13.70% | 80.61% | Upgrade
|
| Basic Shares Outstanding | 3,274 | 3,272 | 3,272 | 3,272 | 3,272 | 3,272 | Upgrade
|
| Diluted Shares Outstanding | 3,274 | 3,272 | 3,272 | 3,272 | 3,272 | 3,272 | Upgrade
|
| Shares Change (YoY) | 0.27% | - | - | - | - | - | Upgrade
|
| EPS (Basic) | 5.60 | 4.71 | 4.00 | 3.39 | 3.25 | 3.76 | Upgrade
|
| EPS (Diluted) | 5.60 | 4.71 | 4.00 | 3.39 | 3.25 | 3.76 | Upgrade
|
| EPS Growth | 39.05% | 17.63% | 18.10% | 4.26% | -13.68% | 80.57% | Upgrade
|
| Dividend Per Share | 2.500 | 2.500 | 1.800 | 1.000 | - | - | Upgrade
|
| Dividend Growth | 38.89% | 38.89% | 80.00% | - | - | - | Upgrade
|
| Effective Tax Rate | 55.64% | 56.12% | 45.66% | 46.74% | 41.95% | 32.52% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.