EFU General Insurance Limited (PSX:EFUG)
Pakistan
· Delayed Price · Currency is PKR 125.41
0.00 (0.00%)
At close: Apr 27, 2026
EFU General Insurance Income Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Premiums & Annuity Revenue | 69,031 | 67,014 | 54,013 | 48,750 | 48,721 | 46,118 | Upgrade
|
| Total Interest & Dividend Income | 30,097 | 31,546 | 41,540 | 35,036 | 20,993 | 13,335 | Upgrade
|
| Gain (Loss) on Sale of Investments | 11,756 | 24,722 | 22,629 | 6,368 | -5,028 | -4,507 | Upgrade
|
| Other Revenue | 322.79 | 316.17 | 552.96 | 617.48 | 251.3 | 143.25 | Upgrade
|
| Total Revenue | 111,207 | 123,598 | 118,735 | 90,771 | 64,938 | 55,089 | Upgrade
|
| Revenue Growth (YoY) | -6.06% | 4.10% | 30.81% | 39.78% | 17.88% | -12.40% | Upgrade
|
| Policy Benefits | 76,812 | 89,267 | 90,024 | 66,177 | 45,284 | 35,725 | Upgrade
|
| Policy Acquisition & Underwriting Costs | 14,007 | 13,754 | 10,362 | 9,335 | 9,805 | 9,480 | Upgrade
|
| Selling, General & Administrative | 8,609 | 8,574 | 8,409 | 7,356 | 6,534 | 5,883 | Upgrade
|
| Other Operating Expenses | 440.89 | 419.73 | 368.1 | 403.08 | -829.28 | -674.97 | Upgrade
|
| Total Operating Expenses | 99,870 | 112,015 | 109,163 | 83,271 | 60,793 | 50,413 | Upgrade
|
| Operating Income | 11,337 | 11,583 | 9,572 | 7,501 | 4,145 | 4,676 | Upgrade
|
| Interest Expense | -172.22 | -156.97 | -92.18 | -82.67 | -13.13 | -10.71 | Upgrade
|
| Earnings From Equity Investments | -7.24 | 2.35 | - | - | - | - | Upgrade
|
| Currency Exchange Gain (Loss) | 5.78 | 5.78 | -1.6 | 7.2 | -28.95 | 2.25 | Upgrade
|
| Other Non Operating Income (Expenses) | 608.72 | 608.72 | 654.5 | 696.37 | 5.78 | - | Upgrade
|
| EBT Excluding Unusual Items | 11,772 | 12,043 | 10,133 | 8,122 | 4,109 | 4,667 | Upgrade
|
| Impairment of Goodwill | -886.07 | -886.07 | -1,690 | -363.19 | -1,969 | - | Upgrade
|
| Gain (Loss) on Sale of Assets | 207.35 | 207.35 | 311.76 | 321.94 | 122.71 | 82.2 | Upgrade
|
| Asset Writedown | 269.25 | 269.25 | 269.72 | 170.18 | 449.53 | 78.42 | Upgrade
|
| Other Unusual Items | 4.95 | 4.95 | 34.23 | 21.38 | 12.48 | 12.5 | Upgrade
|
| Pretax Income | 11,368 | 11,639 | 9,058 | 8,272 | 2,725 | 4,841 | Upgrade
|
| Income Tax Expense | 4,767 | 4,800 | 3,845 | 4,110 | 1,599 | 1,609 | Upgrade
|
| Earnings From Continuing Ops. | 6,600 | 6,838 | 5,213 | 4,162 | 1,126 | 3,232 | Upgrade
|
| Minority Interest in Earnings | -1,057 | -1,190 | -1,432 | -889.73 | -704.34 | -626.25 | Upgrade
|
| Net Income | 5,544 | 5,648 | 3,781 | 3,273 | 421.47 | 2,606 | Upgrade
|
| Net Income to Common | 5,544 | 5,648 | 3,781 | 3,273 | 421.47 | 2,606 | Upgrade
|
| Net Income Growth | 42.88% | 49.36% | 15.54% | 676.51% | -83.83% | 7.57% | Upgrade
|
| Shares Outstanding (Basic) | 200 | 200 | 200 | 200 | 200 | 200 | Upgrade
|
| Shares Outstanding (Diluted) | 200 | 200 | 200 | 200 | 200 | 200 | Upgrade
|
| EPS (Basic) | 27.72 | 28.24 | 18.91 | 16.36 | 2.11 | 13.03 | Upgrade
|
| EPS (Diluted) | 27.72 | 28.24 | 18.91 | 16.36 | 2.11 | 13.03 | Upgrade
|
| EPS Growth | 42.90% | 49.36% | 15.54% | 676.51% | -83.83% | 7.57% | Upgrade
|
| Free Cash Flow | -16,615 | -16,442 | -14,896 | -7,519 | 3,661 | 1,054 | Upgrade
|
| Free Cash Flow Per Share | -83.08 | -82.21 | -74.48 | -37.59 | 18.30 | 5.27 | Upgrade
|
| Dividend Per Share | 8.500 | 10.000 | 10.000 | 10.000 | 10.000 | 10.000 | Upgrade
|
| Dividend Growth | -15.00% | - | - | - | - | - | Upgrade
|
| Operating Margin | 10.20% | 9.37% | 8.06% | 8.26% | 6.38% | 8.49% | Upgrade
|
| Profit Margin | 4.98% | 4.57% | 3.19% | 3.60% | 0.65% | 4.73% | Upgrade
|
| Free Cash Flow Margin | -14.94% | -13.30% | -12.55% | -8.28% | 5.64% | 1.91% | Upgrade
|
| EBITDA | 12,749 | 13,024 | 11,279 | 8,786 | 5,312 | 5,893 | Upgrade
|
| EBITDA Margin | 11.46% | 10.54% | 9.50% | 9.68% | 8.18% | 10.70% | Upgrade
|
| D&A For EBITDA | 1,412 | 1,441 | 1,707 | 1,285 | 1,167 | 1,217 | Upgrade
|
| EBIT | 11,337 | 11,583 | 9,572 | 7,501 | 4,145 | 4,676 | Upgrade
|
| EBIT Margin | 10.20% | 9.37% | 8.06% | 8.26% | 6.38% | 8.49% | Upgrade
|
| Effective Tax Rate | 41.94% | 41.25% | 42.45% | 49.68% | 58.68% | 33.23% | Upgrade
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Source: S&P Capital IQ. Insurance template. Financial Sources.