EFU General Insurance Limited (PSX:EFUG)
124.99
-0.42 (-0.33%)
At close: Apr 28, 2026
EFU General Insurance Balance Sheet
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Investments in Debt Securities | 204,293 | 31,589 | 33,508 | 24,476 | 21,827 | 17,717 | Upgrade
|
| Investments in Equity & Preferred Securities | 70,134 | 85,379 | 52,375 | 25,880 | 20,305 | 4,033 | Upgrade
|
| Other Investments | 15,687 | 18,372 | 7,697 | 11,111 | 14,965 | 25,051 | Upgrade
|
| Total Investments | 293,851 | 312,243 | 274,179 | 216,211 | 183,578 | 167,696 | Upgrade
|
| Cash & Equivalents | 8,205 | 8,785 | 7,815 | 7,405 | 6,198 | 5,854 | Upgrade
|
| Reinsurance Recoverable | 7,717 | 9,199 | 9,129 | 7,068 | 6,848 | 4,279 | Upgrade
|
| Other Receivables | 20,547 | 18,269 | 15,354 | 14,454 | 11,548 | 9,477 | Upgrade
|
| Property, Plant & Equipment | 10,518 | 10,577 | 9,889 | 9,673 | 9,208 | 8,653 | Upgrade
|
| Goodwill | - | 2,280 | 3,166 | 4,856 | 5,189 | 7,157 | Upgrade
|
| Other Intangible Assets | 2,476 | 228.36 | 389.65 | 742.61 | 862.58 | 1,259 | Upgrade
|
| Restricted Cash | - | 39 | 39 | 26 | 45 | 45 | Upgrade
|
| Other Current Assets | 10,610 | 17,100 | 14,335 | 15,226 | 10,834 | 6,773 | Upgrade
|
| Long-Term Deferred Tax Assets | - | 6.61 | - | 8.64 | 5.57 | 4.37 | Upgrade
|
| Long-Term Deferred Charges | - | 1,107 | 779.1 | 163.57 | 163.44 | 149.5 | Upgrade
|
| Other Long-Term Assets | 10,696 | 244.4 | 238.62 | 328.27 | 235 | 235 | Upgrade
|
| Total Assets | 364,620 | 380,079 | 335,312 | 276,162 | 234,715 | 211,582 | Upgrade
|
| Accounts Payable | - | 115.7 | 101.51 | 238.68 | - | - | Upgrade
|
| Accrued Expenses | - | 5,605 | 4,730 | 3,759 | 3,418 | 3,326 | Upgrade
|
| Insurance & Annuity Liabilities | 276,329 | 16,790 | 11,408 | 3,745 | 3,552 | 2,220 | Upgrade
|
| Unpaid Claims | 12,421 | 23,114 | 22,312 | 18,335 | 15,389 | 11,345 | Upgrade
|
| Unearned Premiums | 18,996 | 23,655 | 21,000 | 21,789 | 15,651 | 11,828 | Upgrade
|
| Reinsurance Payable | 8,242 | 7,640 | 8,023 | 9,674 | 8,048 | 4,886 | Upgrade
|
| Current Portion of Leases | - | 74.77 | 68.01 | 138.99 | 182.75 | 158.55 | Upgrade
|
| Long-Term Leases | - | 1,152 | 664.83 | 651.19 | 602.11 | 630.36 | Upgrade
|
| Long-Term Deferred Tax Liabilities | 3,602 | 4,941 | 4,936 | 3,984 | 2,933 | 3,357 | Upgrade
|
| Separate Account Liability | - | 258,825 | 228,314 | 185,931 | 158,534 | 145,792 | Upgrade
|
| Other Current Liabilities | - | 3,133 | 2,626 | 2,178 | 2,636 | 2,173 | Upgrade
|
| Other Long-Term Liabilities | 12,344 | - | - | - | - | - | Upgrade
|
| Total Liabilities | 332,013 | 345,254 | 304,363 | 250,517 | 211,033 | 185,795 | Upgrade
|
| Common Stock | 2,000 | 2,000 | 2,000 | 2,000 | 2,000 | 2,000 | Upgrade
|
| Retained Earnings | 1,387 | 19,376 | 15,975 | 14,437 | 13,120 | 14,971 | Upgrade
|
| Comprehensive Income & Other | 23,656 | 7,419 | 7,296 | 4,879 | 4,283 | 4,391 | Upgrade
|
| Total Common Equity | 27,044 | 28,795 | 25,272 | 21,317 | 19,402 | 21,363 | Upgrade
|
| Minority Interest | 5,563 | 6,030 | 5,677 | 4,328 | 4,280 | 4,425 | Upgrade
|
| Shareholders' Equity | 32,607 | 34,825 | 30,949 | 25,644 | 23,682 | 25,788 | Upgrade
|
| Total Liabilities & Equity | 364,620 | 380,079 | 335,312 | 276,162 | 234,715 | 211,582 | Upgrade
|
| Filing Date Shares Outstanding | 199.87 | 200 | 200 | 200 | 200 | 200 | Upgrade
|
| Total Common Shares Outstanding | 199.87 | 200 | 200 | 200 | 200 | 200 | Upgrade
|
| Total Debt | - | 1,226 | 732.85 | 790.18 | 784.86 | 788.91 | Upgrade
|
| Net Cash (Debt) | 8,205 | 7,559 | 7,082 | 6,615 | 5,413 | 5,065 | Upgrade
|
| Net Cash Growth | 46.87% | 6.73% | 7.05% | 22.21% | 6.88% | -16.43% | Upgrade
|
| Net Cash Per Share | 41.03 | 37.79 | 35.41 | 33.08 | 27.06 | 25.32 | Upgrade
|
| Book Value Per Share | 135.30 | 143.98 | 126.36 | 106.58 | 97.01 | 106.81 | Upgrade
|
| Tangible Book Value | 24,568 | 26,287 | 21,716 | 15,718 | 13,351 | 12,946 | Upgrade
|
| Tangible Book Value Per Share | 122.92 | 131.43 | 108.58 | 78.59 | 66.76 | 64.73 | Upgrade
|
| Land | - | 3,605 | 3,512 | 3,282 | 2,782 | 2,722 | Upgrade
|
| Buildings | - | 5,401 | 5,160 | 5,192 | 5,254 | 4,520 | Upgrade
|
| Machinery | - | 5,928 | 5,230 | 4,430 | 3,882 | 3,632 | Upgrade
|
| Construction In Progress | - | 18.42 | - | - | - | - | Upgrade
|
| Leasehold Improvements | - | 487.85 | 427.91 | 412.56 | 396.13 | 355.99 | Upgrade
|
Source: S&P Capital IQ. Insurance template. Financial Sources.