EFU General Insurance Limited (PSX:EFUG)
Pakistan
· Delayed Price · Currency is PKR 120.00
-6.04 (-4.79%)
At close: Mar 9, 2026
EFU General Insurance Balance Sheet
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Investments in Debt Securities | 200,152 | 30,523 | 24,476 | 21,827 | 17,717 | Upgrade
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| Investments in Equity & Preferred Securities | 85,379 | 52,546 | 25,880 | 20,305 | 4,033 | Upgrade
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| Other Investments | 18,372 | 7,525 | 11,111 | 14,965 | 25,051 | Upgrade
|
| Total Investments | 307,640 | 271,194 | 216,211 | 183,578 | 167,696 | Upgrade
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| Cash & Equivalents | 7,986 | 7,501 | 7,405 | 6,198 | 5,854 | Upgrade
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| Reinsurance Recoverable | 8,040 | 8,635 | 7,068 | 6,848 | 4,279 | Upgrade
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| Other Receivables | 18,397 | 14,359 | 14,454 | 11,548 | 9,477 | Upgrade
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| Property, Plant & Equipment | 10,573 | 9,889 | 9,673 | 9,208 | 8,653 | Upgrade
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| Goodwill | - | 3,204 | 4,856 | 5,189 | 7,157 | Upgrade
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| Other Intangible Assets | 2,509 | 356.67 | 742.61 | 862.58 | 1,259 | Upgrade
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| Restricted Cash | - | 39 | 26 | 45 | 45 | Upgrade
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| Other Current Assets | 14,656 | 13,746 | 15,226 | 10,834 | 6,773 | Upgrade
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| Long-Term Deferred Tax Assets | - | - | 8.64 | 5.57 | 4.37 | Upgrade
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| Long-Term Deferred Charges | - | 188.11 | 163.57 | 163.44 | 149.5 | Upgrade
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| Other Long-Term Assets | 10,279 | 237.45 | 328.27 | 235 | 235 | Upgrade
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| Total Assets | 380,079 | 329,349 | 276,162 | 234,715 | 211,582 | Upgrade
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| Accounts Payable | - | 101.51 | 238.68 | - | - | Upgrade
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| Accrued Expenses | - | 4,730 | 3,759 | 3,418 | 3,326 | Upgrade
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| Insurance & Annuity Liabilities | 286,183 | 5,440 | 3,745 | 3,552 | 2,220 | Upgrade
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| Unpaid Claims | 12,546 | 22,312 | 18,335 | 15,389 | 11,345 | Upgrade
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| Unearned Premiums | 23,655 | 21,000 | 21,789 | 15,651 | 11,828 | Upgrade
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| Reinsurance Payable | 7,640 | 8,023 | 9,674 | 8,048 | 4,886 | Upgrade
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| Current Portion of Leases | - | 153 | 138.99 | 182.75 | 158.55 | Upgrade
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| Long-Term Leases | - | 579.85 | 651.19 | 602.11 | 630.36 | Upgrade
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| Long-Term Deferred Tax Liabilities | 4,941 | 4,938 | 3,984 | 2,933 | 3,357 | Upgrade
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| Separate Account Liability | - | 228,314 | 185,931 | 158,534 | 145,792 | Upgrade
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| Other Current Liabilities | - | 2,626 | 2,178 | 2,636 | 2,173 | Upgrade
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| Other Long-Term Liabilities | 10,170 | - | - | - | - | Upgrade
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| Total Liabilities | 345,254 | 298,397 | 250,517 | 211,033 | 185,795 | Upgrade
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| Common Stock | 2,000 | 2,000 | 2,000 | 2,000 | 2,000 | Upgrade
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| Retained Earnings | 4,363 | 15,977 | 14,437 | 13,120 | 14,971 | Upgrade
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| Comprehensive Income & Other | 22,432 | 7,296 | 4,879 | 4,283 | 4,391 | Upgrade
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| Total Common Equity | 28,795 | 25,273 | 21,317 | 19,402 | 21,363 | Upgrade
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| Minority Interest | 6,030 | 5,679 | 4,328 | 4,280 | 4,425 | Upgrade
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| Shareholders' Equity | 34,825 | 30,952 | 25,644 | 23,682 | 25,788 | Upgrade
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| Total Liabilities & Equity | 380,079 | 329,349 | 276,162 | 234,715 | 211,582 | Upgrade
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| Filing Date Shares Outstanding | 200.01 | 200 | 200 | 200 | 200 | Upgrade
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| Total Common Shares Outstanding | 200.01 | 200 | 200 | 200 | 200 | Upgrade
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| Total Debt | - | 732.85 | 790.18 | 784.86 | 788.91 | Upgrade
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| Net Cash (Debt) | 7,986 | 6,768 | 6,615 | 5,413 | 5,065 | Upgrade
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| Net Cash Growth | 17.99% | 2.31% | 22.21% | 6.88% | -16.43% | Upgrade
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| Net Cash Per Share | 39.93 | 33.84 | 33.08 | 27.06 | 25.32 | Upgrade
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| Book Value Per Share | 143.97 | 126.36 | 106.58 | 97.01 | 106.81 | Upgrade
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| Tangible Book Value | 26,287 | 21,712 | 15,718 | 13,351 | 12,946 | Upgrade
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| Tangible Book Value Per Share | 131.43 | 108.56 | 78.59 | 66.76 | 64.73 | Upgrade
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| Land | - | 3,512 | 3,282 | 2,782 | 2,722 | Upgrade
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| Buildings | - | 5,160 | 5,192 | 5,254 | 4,520 | Upgrade
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| Machinery | - | 5,230 | 4,430 | 3,882 | 3,632 | Upgrade
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| Leasehold Improvements | - | 427.91 | 412.56 | 396.13 | 355.99 | Upgrade
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Source: S&P Capital IQ. Insurance template. Financial Sources.