Bread Financial Holdings, Inc. (BFH)
| Market Cap | 3.57B |
| Revenue (ttm) | 2.64B |
| Net Income (ttm) | 559.00M |
| Shares Out | 41.30M |
| EPS (ttm) | 12.18 |
| PE Ratio | 7.24 |
| Forward PE | 8.07 |
| Dividend | $0.92 (1.05%) |
| Ex-Dividend Date | May 29, 2026 |
| Volume | 467,357 |
| Open | 87.16 |
| Previous Close | 88.00 |
| Day's Range | 86.31 - 87.16 |
| 52-Week Range | 46.05 - 99.13 |
| Beta | 1.14 |
| Analysts | Hold |
| Price Target | 79.79 (-7.78%) |
| Earnings Date | Apr 23, 2026 |
About BFH
Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, underwriting, and funding services for private label and co-brand credit card programs, as well as through Bread Pay partnerships. The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card programs, and installment loans and split-pay products; a... [Read more]
Financial Performance
In 2025, Bread Financial Holdings's revenue was $2.60 billion, an increase of 6.64% compared to the previous year's $2.44 billion. Earnings were $518.00 million, an increase of 87.00%.
Financial StatementsAnalyst Forecast
According to 16 analysts, the average rating for BFH stock is "Hold." The 12-month stock price target is $79.79, which is a decrease of -7.78% from the latest price.
News
Bread Financial Holdings Earnings Call Transcript: Q1 2026
First-quarter 2026 saw 7% credit sales growth, 5% revenue growth, and improved credit metrics, with new partnerships and strong capital generation. Guidance for 2026 is reaffirmed, expecting low single-digit loan and revenue growth, higher NIM, and continued credit improvement.
Bread Financial Provides Performance Update for March 2026
COLUMBUS, Ohio, April 23, 2026 (GLOBE NEWSWIRE) -- Bread Financial® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and savin...
Bread Financial Reports First Quarter 2026 Results
COLUMBUS, Ohio, April 23, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, flexible payment, lending and saving so...
Bread Financial Declares Dividends on Preferred and Common Stock
COLUMBUS, Ohio, April 23, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending and savin...
Bread Financial Schedules First Quarter 2026 Earnings Conference Call for Apr. 23
COLUMBUS, Ohio, April 07, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and savi...
Academy Sports + Outdoors Launches New Tiered myAcademy® Rewards Credit Card and Enhanced Loyalty Program Designed to Help Families Save More and Have More Fun
Reimagined loyalty program and new credit card offerings provide more ways to earn, save, and "fund your fun" New benefits include exclusive savings, personalized rewards, and seamless access across s...
5 Dividend Stocks for a Volatile Market
PagSeguro Digital, First Bancorp, Essent Group, Enact Holdings, and Bread Financial offer a mix of dividends, low valuations, and steady profits as markets turn more volatile.
Bread Financial Holdings Transcript: 2026 RBC Capital Markets Global Financial Institutions Conference
The company has completed a multi-year transformation, focusing on tech modernization, disciplined capital management, and serving resilient middle-income consumers. Credit metrics are improving, growth is supported by new partnerships, and AI is driving efficiency. Capital strength enables investments and shareholder returns.
Bread Financial Provides Performance Update for February 2026
COLUMBUS, Ohio, March 11, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and savi...
Ford and Bread Financial Accelerate Customer Benefits with New Financing Program— Unlocking Enhanced Experiences and Exclusive Loyalty Rewards
DEARBORN, Mich. and COLUMBUS, Ohio, March 10, 2026 (GLOBE NEWSWIRE) -- Ford Motor Company (NYSE: F) today announced a new long-term agreement with Bread Financial (NYSE: BFH), a tech-forward financial...
Bread Financial to Participate in the RBC 2026 Financial Institutions Conference
COLUMBUS, Ohio, March 04, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and savi...
Bread Financial Announces $600 Million Increase in Share Repurchase Authority
COLUMBUS, Ohio, Feb. 26, 2026 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH) (“Bread Financial” or the “Company”) today announced that its Board of Directors (the “Board”) has approved...
Bread Financial Holdings Transcript: UBS Financial Services Conference 2026
Resilient middle-income consumers and improving credit quality support a cautiously optimistic 2026 outlook. Loan growth is driven by new partnerships and buy now, pay later products, while efficiency initiatives and pricing changes underpin margins. AI adoption and regulatory stability further enhance prospects.
Bread Financial Holdings Transcript: Bank of America Financial Services Conference 2026
Management highlighted stable loan growth, resilient middle-income customers, and ongoing credit improvement. Product and vertical diversification, technology transformation, and a focus on responsible, repeatable growth are key priorities for 2026.
Bread Financial Provides Performance Update for January 2026
COLUMBUS, Ohio, Feb. 10, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and savin...
Bread Financial to Participate in the UBS Financial Services Conference
COLUMBUS, Ohio, Feb. 04, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and savin...
Bread Financial to Participate in the Bank of America 2026 Financial Services Conference
COLUMBUS, Ohio, Feb. 03, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and savin...
Bread Financial Analysts Increase Their Forecasts Following Q4 Results
Bread Financial Holdings, Inc. (NYSE: BFH) posted better-than-expected earnings for the fourth quarter on Thursday.
Bread Financial Holdings Earnings Call Transcript: Q4 2025
Strong Q4 and full-year 2025 results were driven by new partnerships, disciplined credit management, and technology investments. 2026 guidance calls for low single-digit loan and revenue growth, stable to improving credit metrics, and continued capital returns to shareholders.
Bread Financial Provides Performance Update for December 2025
COLUMBUS, Ohio, Jan. 29, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and savin...
Bread Financial Reports Fourth Quarter and Full Year 2025 Results
COLUMBUS, Ohio, Jan. 29, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, flexible payment, lending and saving sol...
Bread Financial Schedules Fourth Quarter and Full Year 2025 Earnings Conference Call for Jan. 29
COLUMBUS, Ohio, Jan. 06, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and savin...
Bread Financial Holdings Transcript: Goldman Sachs U.S. Financial Services Conference
Management is focused on responsible growth, operational excellence, and disciplined risk management, with improving credit performance and a robust partner pipeline. Capital structure has been optimized, technology investments continue, and returns are expected to rise as efficiency and portfolio quality improve.
Bread Financial Provides Performance Update for November 2025
COLUMBUS, Ohio, Dec. 10, 2025 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving ...
Bread Financial to Participate in the Goldman Sachs 2025 Financial Services Conference
COLUMBUS, Ohio, Dec. 03, 2025 (GLOBE NEWSWIRE) -- Bread Financial® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving...