Bread Financial Holdings, Inc. (BFH)
NYSE: BFH · Real-Time Price · USD
106.27
+1.31 (1.25%)
At close: Jun 26, 2026, 4:00 PM EDT
106.23
-0.04 (-0.04%)
After-hours: Jun 26, 2026, 7:00 PM EDT

Bread Financial Holdings Stock Forecast

Stock Price Forecast

The 12 analysts with 12-month price forecasts for Bread Financial Holdings stock have an average target of 97.08, with a low estimate of 70 and a high estimate of 115. The average target predicts a decrease of -8.65% from the current stock price of 106.27.

Analyst Consensus: Buy
Target Low Average Median High
Price $70 $97.08 $99 $115
Change -34.13% -8.65% -6.84% +8.21%

Analyst Ratings

The average analyst rating for Bread Financial Holdings stock from 18 stock analysts is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.

Recommendation Trends

Rating Jan '26Feb '26Mar '26Apr '26May '26Jun '26
Strong Buy 566677
Buy 111111
Hold 877887
Sell 222223
Strong Sell 111000
Total 171717171818

Latest Forecasts

Analyst Firm Rating Rating Action Price Target Upside Date
RBC Capital
RBC Capital
Hold
Maintains
$105$115
Hold Maintains $105$115 +8.21% Jun 12, 2026
BTIG
BTIG
Buy
Maintains
$105
Buy Maintains $105 -1.20% Jun 11, 2026
Bank of America Securities
Bank of America Securities
Buy
Reiterates
$105$108
Buy Reiterates $105$108 +1.63% Jun 10, 2026
TD Cowen
TD Cowen
Hold
Maintains
$95
Hold Maintains $95 -10.61% Jun 10, 2026
Barclays
Barclays
Sell
Maintains
$70
Sell Maintains $70 -34.13% Jun 10, 2026
More Analyst Ratings

Financial Forecast

Revenue This Year
3.95B
from 3.85B
Increased by 2.70%
Revenue Next Year
4.10B
from 3.95B
Increased by 3.74%
EPS This Year
11.33
from 12.16
Decreased by -6.84%
EPS Next Year
12.45
from 11.33
Increased by 9.88%
Fiscal Year FY 2022 FY 2023 FY 2024 FY 2025 FY 2026 FY 2027 FY 2028
Period Ending Dec 31, 2022 Dec 31, 2023 Dec 31, 2024 Dec 31, 2025 Dec 31, 2026 Dec 31, 2027 Dec 31, 2028
Revenue
3.83B4.29B3.84B3.85B3.95B4.10B4.22B
Revenue Growth
-12.10%-10.52%0.18%2.70%3.74%3.08%
EPS
4.4614.345.4910.8911.2112.6414.16
EPS Growth
-221.52%-61.72%98.36%2.91%12.80%12.01%
Forward PE
----9.488.417.50
No. Analysts ----15155
Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.

Revenue Forecast

Revenue 202620272028
High 4.0B 4.2B
Avg 3.9B 4.1B
Low 3.9B 4.0B

Revenue Growth

Revenue Growth 202620272028
High
4.4%
6.2%
Avg
2.7%
3.7%
Low
1.5%
1.7%

EPS Forecast

EPS 202620272028
High 12.09 14.34
Avg 11.33 12.45
Low 10.84 10.78

EPS Growth

EPS Growth 202620272028
High
-0.6%
26.6%
Avg
-6.8%
9.9%
Low
-10.8%
-4.8%
Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.