Bread Financial Holdings, Inc. (BFH)
NYSE: BFH · Real-Time Price · USD
72.21
+0.21 (0.29%)
Dec 5, 2025, 4:00 PM EST - Market closed
Bread Financial Holdings Stock Forecast
Stock Price Forecast
The 14 analysts with 12-month price forecasts for Bread Financial Holdings stock have an average target of 65.29, with a low estimate of 50 and a high estimate of 87. The average target predicts a decrease of -9.58% from the current stock price of 72.21.
Analyst Consensus: Hold
Analyst Ratings
The average analyst rating for Bread Financial Holdings stock from 15 stock analysts is "Hold". This means that analysts believe this stock is likely to perform similarly to the overall market.
Recommendation Trends
| Rating | Jul '25 | Aug '25 | Sep '25 | Oct '25 | Nov '25 | Dec '25 |
|---|---|---|---|---|---|---|
| Strong Buy | 3 | 3 | 3 | 2 | 2 | 2 |
| Buy | 1 | 1 | 1 | 1 | 1 | 1 |
| Hold | 7 | 7 | 6 | 8 | 8 | 7 |
| Sell | 3 | 3 | 3 | 3 | 3 | 4 |
| Strong Sell | 1 | 1 | 1 | 1 | 1 | 1 |
| Total | 15 | 15 | 14 | 15 | 15 | 15 |
Latest Forecasts
| Analyst | Firm | Rating | Rating | Action | Price Target | Upside | Date |
|---|---|---|---|---|---|---|---|
| JP Morgan | JP Morgan | Hold → Sell Downgrades $72 | Hold → Sell | Downgrades | $72 | -0.29% | Dec 4, 2025 |
| Evercore ISI Group | Evercore ISI Group | Hold Maintains $64 → $72 | Hold | Maintains | $64 → $72 | -0.29% | Oct 30, 2025 |
| Goldman Sachs | Goldman Sachs | Strong Sell Maintains $60 → $68 | Strong Sell | Maintains | $60 → $68 | -5.83% | Oct 24, 2025 |
| TD Cowen | TD Cowen | Hold Maintains $63 → $68 | Hold | Maintains | $63 → $68 | -5.83% | Oct 24, 2025 |
| RBC Capital | RBC Capital | Hold Maintains $64 → $70 | Hold | Maintains | $64 → $70 | -3.06% | Oct 24, 2025 |
Financial Forecast
Revenue This Year
3.88B
from 2.44B
Increased by 59.03%
Revenue Next Year
4.03B
from 3.88B
Increased by 3.92%
EPS This Year
10.00
from 5.50
Increased by 81.77%
EPS Next Year
9.68
from 10.00
Decreased by -3.15%
Revenue Forecast
| Revenue | 2025 | 2026 | 2027 | 2028 | 2029 |
|---|---|---|---|---|---|
| High | 4.2B | 4.4B | |||
| Avg | 3.9B | 4.0B | |||
| Low | 3.7B | 3.8B |
Revenue Growth
| Revenue Growth | 2025 | 2026 | 2027 | 2028 | 2029 |
|---|---|---|---|---|---|
| High | 73.0% | 12.9% | |||
| Avg | 59.0% | 3.9% | |||
| Low | 52.6% | -1.8% |
EPS Forecast
| EPS | 2025 | 2026 | 2027 | 2028 | 2029 |
|---|---|---|---|---|---|
| High | 10.89 | 11.32 | |||
| Avg | 10.00 | 9.68 | |||
| Low | 8.62 | 8.28 |
EPS Growth
| EPS Growth | 2025 | 2026 | 2027 | 2028 | 2029 |
|---|---|---|---|---|---|
| High | 98.0% | 13.3% | |||
| Avg | 81.8% | -3.1% | |||
| Low | 56.8% | -17.2% |
Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.