ChoiceOne Financial Services, Inc. (COFS)
NASDAQ: COFS · Real-Time Price · USD
30.73
+0.58 (1.92%)
Apr 28, 2026, 4:00 PM EDT - Market closed
COFS Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Net Income | - | 28.18 | 26.73 | 21.26 | 23.64 | 22.04 | Upgrade
|
| Depreciation & Amortization | - | 19.87 | 12.33 | 12.43 | 13.34 | 12.43 | Upgrade
|
| Gain (Loss) on Sale of Assets | - | 0.06 | -0.05 | -0.01 | -0.04 | -0.02 | Upgrade
|
| Gain (Loss) on Sale of Investments | - | -0.61 | -0.2 | 0.32 | 1.76 | -0.44 | Upgrade
|
| Total Asset Writedown | - | 0.08 | - | - | - | - | Upgrade
|
| Provision for Credit Losses | - | 14.81 | 0.63 | 0.15 | 0.25 | 0.42 | Upgrade
|
| Net Decrease (Increase) in Loans Originated / Sold - Operating | - | 1.3 | -1.19 | 1.26 | 5.85 | 8.01 | Upgrade
|
| Change in Other Net Operating Assets | - | -15.22 | 13.97 | 14.72 | 2 | 0.3 | Upgrade
|
| Other Operating Activities | - | -2.47 | -2.21 | -1.12 | -1.09 | 0.93 | Upgrade
|
| Operating Cash Flow | - | 31.81 | 47.08 | 46.33 | 44.33 | 37.7 | Upgrade
|
| Operating Cash Flow Growth | - | -32.43% | 1.61% | 4.52% | 17.58% | 344.67% | Upgrade
|
| Capital Expenditures | - | -6.63 | -1.71 | -4.23 | -1.16 | -2.76 | Upgrade
|
| Cash Acquisitions | - | 173.08 | - | - | - | - | Upgrade
|
| Investment in Securities | - | 31.16 | 42.93 | 47.51 | 43.24 | -554 | Upgrade
|
| Net Decrease (Increase) in Loans Originated / Sold - Investing | - | -89.32 | -134.85 | -219.52 | -130.62 | 45.38 | Upgrade
|
| Other Investing Activities | - | -2.68 | -3.06 | -5.12 | -1.26 | -10 | Upgrade
|
| Investing Cash Flow | - | 106.69 | -96.35 | -181.22 | -89.81 | -521.37 | Upgrade
|
| Short-Term Debt Issued | - | - | - | 150 | - | - | Upgrade
|
| Long-Term Debt Issued | - | - | - | - | 726 | 87.5 | Upgrade
|
| Total Debt Issued | - | - | - | 150 | 726 | 87.5 | Upgrade
|
| Short-Term Debt Repaid | - | -80.21 | -25 | - | - | - | Upgrade
|
| Long-Term Debt Repaid | - | - | - | - | -726 | -14.33 | Upgrade
|
| Total Debt Repaid | - | -80.21 | -25 | - | -726 | -14.33 | Upgrade
|
| Net Debt Issued (Repaid) | - | -80.21 | -25 | 150 | - | 73.17 | Upgrade
|
| Issuance of Common Stock | - | 0.89 | 32.77 | 0.23 | 0.17 | 0.14 | Upgrade
|
| Repurchase of Common Stock | - | -2.68 | - | - | -0.68 | -7.79 | Upgrade
|
| Common Dividends Paid | - | -16.95 | -9.01 | -7.91 | -7.58 | -7.2 | Upgrade
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| Net Increase (Decrease) in Deposit Accounts | - | -47.99 | 92.05 | 4.05 | 65.71 | 377.72 | Upgrade
|
| Other Financing Activities | - | -0.33 | -0.22 | - | -0.09 | - | Upgrade
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| Financing Cash Flow | - | -147.26 | 90.58 | 146.37 | 57.54 | 436.04 | Upgrade
|
| Net Cash Flow | - | -8.76 | 41.32 | 11.49 | 12.06 | -47.63 | Upgrade
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| Free Cash Flow | - | 25.19 | 45.38 | 42.1 | 43.16 | 34.94 | Upgrade
|
| Free Cash Flow Growth | - | -44.49% | 7.78% | -2.46% | 23.54% | 427.32% | Upgrade
|
| Free Cash Flow Margin | - | 17.18% | 49.80% | 52.20% | 53.38% | 43.99% | Upgrade
|
| Free Cash Flow Per Share | - | 1.80 | 5.52 | 5.56 | 5.73 | 4.54 | Upgrade
|
| Cash Interest Paid | - | 65.11 | 49.9 | 27.48 | 7.58 | 3.72 | Upgrade
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| Cash Income Tax Paid | - | 7.29 | 6.35 | 4.45 | 1.99 | 3.25 | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.