ChoiceOne Financial Services, Inc. (COFS)
NASDAQ: COFS · Real-Time Price · USD
30.73
+0.58 (1.92%)
Apr 28, 2026, 4:00 PM EDT - Market closed
COFS Ratios and Metrics
Market cap in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
| Apr '26 Apr 28, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| Market Capitalization | 460 | 444 | 319 | 221 | 218 | 201 | |
| Market Cap Growth | 103.60% | 38.92% | 44.41% | 1.45% | 8.61% | -16.46% | |
| Last Close Price | 30.73 | 29.21 | 33.96 | 26.90 | 25.55 | 22.33 | |
| PE Ratio | 8.32 | 15.74 | 11.95 | 10.40 | 9.22 | 9.10 | |
| PS Ratio | 2.69 | 3.03 | 3.50 | 2.74 | 2.70 | 2.53 | |
| PB Ratio | 0.98 | 0.95 | 1.23 | 1.13 | 1.29 | 0.91 | |
| P/FCF Ratio | - | 17.61 | 7.04 | 5.25 | 5.05 | 5.74 | |
| P/OCF Ratio | - | 13.94 | 6.78 | 4.77 | 4.92 | 5.32 | |
| Debt / Equity Ratio | 0.50 | 0.68 | 0.81 | 1.20 | 0.54 | 0.38 | |
| Debt / FCF Ratio | - | 12.62 | 4.66 | 5.59 | 2.11 | 2.43 | |
| Net Debt / Equity Ratio | 0.32 | 0.47 | 0.35 | 0.88 | 0.23 | 0.24 | |
| Net Debt / FCF Ratio | - | 8.72 | 1.99 | 4.07 | 0.88 | 1.52 | |
| Return on Equity (ROE) | 12.44% | 7.76% | 11.72% | 11.67% | 12.11% | 9.82% | |
| Return on Assets (ROA) | 1.28% | 0.79% | 1.01% | 0.86% | 1.00% | 1.03% | |
| Earnings Yield | 12.13% | 6.35% | 8.37% | 9.62% | 10.85% | 10.99% | |
| FCF Yield | - | 5.68% | 14.21% | 19.04% | 19.81% | 17.41% | |
| Dividend Yield | 3.77% | 3.87% | 3.21% | 3.90% | 3.95% | 4.21% | |
| Payout Ratio | 30.86% | 60.15% | 33.72% | 37.20% | 32.06% | 32.66% | |
| Buyback Yield / Dilution | -67.78% | -70.20% | -8.57% | -0.60% | 2.28% | -2.27% | |
| Total Shareholder Return | -64.00% | -66.33% | -5.36% | 3.31% | 6.23% | 1.94% | |
Source: S&P Capital IQ. Banks template.
Financial Sources.