ChoiceOne Financial Services, Inc. (COFS)
NASDAQ: COFS · Real-Time Price · USD
31.25
-0.38 (-1.20%)
Dec 5, 2025, 4:00 PM EST - Market closed
COFS Ratios and Metrics
Market cap in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| Current | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
| Dec '25 Dec 5, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
| Market Capitalization | 469 | 319 | 221 | 218 | 201 | 240 | |
| Market Cap Growth | 46.08% | 44.41% | 1.45% | 8.61% | -16.46% | 3.70% | |
| Last Close Price | 31.25 | 34.63 | 27.43 | 26.06 | 22.77 | 25.55 | |
| PE Ratio | 18.16 | 11.95 | 10.40 | 9.22 | 9.10 | 15.38 | |
| PS Ratio | 3.04 | 3.50 | 2.74 | 2.70 | 2.53 | 3.44 | |
| PB Ratio | 1.04 | 1.23 | 1.13 | 1.29 | 0.91 | 1.06 | |
| P/FCF Ratio | 12.50 | 6.80 | 5.23 | 5.05 | 5.74 | 36.25 | |
| P/OCF Ratio | 10.99 | 6.56 | 4.76 | 4.92 | 5.32 | 28.33 | |
| Debt / Equity Ratio | 0.55 | 0.81 | 1.20 | 0.54 | 0.38 | 0.06 | |
| Debt / FCF Ratio | 6.60 | 4.52 | 5.57 | 2.11 | 2.43 | 1.87 | |
| Return on Equity (ROE) | 6.16% | 11.72% | 11.67% | 12.11% | 9.82% | 7.45% | |
| Return on Assets (ROA) | 0.61% | 1.01% | 0.86% | 1.00% | 1.03% | 0.95% | |
| Earnings Yield | 4.57% | 8.37% | 9.62% | 10.85% | 10.99% | 6.50% | |
| FCF Yield | 8.00% | 14.70% | 19.11% | 19.81% | 17.41% | 2.76% | |
| Dividend Yield | 3.58% | 3.15% | 3.83% | 3.88% | 4.13% | 3.21% | |
| Payout Ratio | 65.66% | 33.72% | 37.20% | 32.06% | 32.66% | 39.54% | |
| Buyback Yield / Dilution | -58.83% | -8.57% | -0.60% | 2.28% | -2.27% | -65.92% | |
| Total Shareholder Return | -55.25% | -5.42% | 3.23% | 6.15% | 1.86% | -62.71% | |
Source: S&P Capital IQ. Banks template.
Financial Sources.