ChoiceOne Financial Services, Inc. (COFS)
NASDAQ: COFS · Real-Time Price · USD
27.95
-0.33 (-1.17%)
At close: Mar 9, 2026, 4:00 PM EDT
27.96
+0.01 (0.04%)
After-hours: Mar 9, 2026, 4:10 PM EDT
COFS Ratios and Metrics
Market cap in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
| Mar '26 Mar 9, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| Market Capitalization | 419 | 444 | 319 | 221 | 218 | 201 | |
| Market Cap Growth | 45.23% | 38.92% | 44.41% | 1.45% | 8.61% | -16.46% | |
| Last Close Price | 27.95 | 29.52 | 34.32 | 27.18 | 25.82 | 22.57 | |
| PE Ratio | 13.91 | 15.74 | 11.95 | 10.40 | 9.22 | 9.10 | |
| PS Ratio | 2.85 | 3.02 | 3.50 | 2.74 | 2.70 | 2.53 | |
| PB Ratio | 0.90 | 0.95 | 1.23 | 1.13 | 1.29 | 0.91 | |
| P/FCF Ratio | - | - | 6.80 | 5.23 | 5.05 | 5.74 | |
| P/OCF Ratio | - | - | 6.56 | 4.76 | 4.92 | 5.32 | |
| Debt / Equity Ratio | 0.67 | 0.67 | 0.81 | 1.20 | 0.54 | 0.38 | |
| Debt / FCF Ratio | - | - | 4.52 | 5.57 | 2.11 | 2.43 | |
| Net Debt / Equity Ratio | 0.48 | 0.48 | 0.35 | 0.88 | 0.23 | 0.24 | |
| Net Debt / FCF Ratio | - | - | 1.94 | 4.05 | 0.88 | 1.52 | |
| Return on Equity (ROE) | 7.76% | 7.76% | 11.72% | 11.67% | 12.11% | 9.82% | |
| Return on Assets (ROA) | 0.79% | 0.79% | 1.01% | 0.86% | 1.00% | 1.03% | |
| Earnings Yield | 6.72% | 6.35% | 8.37% | 9.62% | 10.85% | 10.99% | |
| FCF Yield | - | - | 14.70% | 19.11% | 19.81% | 17.41% | |
| Dividend Yield | 4.15% | 3.83% | 3.18% | 3.86% | 3.91% | 4.17% | |
| Payout Ratio | 56.72% | - | 33.72% | 37.20% | 32.06% | 32.66% | |
| Buyback Yield / Dilution | -70.20% | -70.20% | -8.57% | -0.60% | 2.28% | -2.27% | |
| Total Shareholder Return | -66.05% | -66.37% | -5.39% | 3.27% | 6.19% | 1.89% | |
Source: S&P Capital IQ. Banks template.
Financial Sources.