Enova International, Inc. (ENVA)
NYSE: ENVA · Real-Time Price · USD
172.53
-1.07 (-0.62%)
At close: Apr 28, 2026, 4:00 PM EDT
175.08
+2.55 (1.48%)
After-hours: Apr 28, 2026, 7:13 PM EDT
Enova International Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest and Dividend Income | 3,281 | 3,152 | 2,658 | 2,118 | 1,736 | 1,208 | Upgrade
|
| Total Interest Expense | 352.81 | 339.31 | 290.44 | 194.78 | 115.89 | 76.51 | Upgrade
|
| Net Interest Income | 2,928 | 2,812 | 2,367 | 1,923 | 1,620 | 1,131 | Upgrade
|
| Other Revenue | -1,348 | -1,321 | -1,128 | -887.72 | -618.52 | -183.67 | Upgrade
|
| Revenue Before Loan Losses | 1,580 | 1,491 | 1,239 | 1,035 | 1,002 | 947.75 | Upgrade
|
| Revenue | 1,580 | 1,491 | 1,239 | 1,035 | 1,002 | 947.75 | Upgrade
|
| Revenue Growth (YoY) | 21.15% | 20.33% | 19.69% | 3.34% | 5.69% | 58.62% | Upgrade
|
| Cost of Services Provided | 1,115 | 1,049 | 904.48 | 769.63 | 696.71 | 575.82 | Upgrade
|
| Total Operating Expenses | 1,156 | 1,091 | 944.69 | 807.79 | 733.57 | 611.2 | Upgrade
|
| Operating Income | 424.48 | 400.13 | 294.32 | 227.36 | 268.11 | 336.55 | Upgrade
|
| Earnings From Equity Investments | 1.74 | 1.56 | -16.46 | 0.12 | 6.44 | 2.95 | Upgrade
|
| Currency Exchange Gain (Loss) | 0.32 | 0.37 | -1.06 | 0.06 | -0.65 | -0.38 | Upgrade
|
| EBT Excluding Unusual Items | 426.54 | 402.05 | 276.79 | 227.53 | 272.57 | 338.38 | Upgrade
|
| Other Unusual Items | -1.02 | -1.02 | -5.69 | -0.28 | - | -0.38 | Upgrade
|
| Pretax Income | 422.87 | 401.03 | 271.1 | 227.25 | 272.57 | 337.16 | Upgrade
|
| Income Tax Expense | 96.33 | 92.65 | 61.65 | 52.13 | 65.15 | 80.09 | Upgrade
|
| Earnings From Continuing Ops. | 326.54 | 308.39 | 209.45 | 175.12 | 207.42 | 257.07 | Upgrade
|
| Net Income to Company | 326.54 | 308.39 | 209.45 | 175.12 | 207.42 | 257.07 | Upgrade
|
| Minority Interest in Earnings | - | - | - | - | - | -0.77 | Upgrade
|
| Net Income | 326.54 | 308.39 | 209.45 | 175.12 | 207.42 | 256.3 | Upgrade
|
| Net Income to Common | 326.54 | 308.39 | 209.45 | 175.12 | 207.42 | 256.3 | Upgrade
|
| Net Income Growth | 39.57% | 47.24% | 19.60% | -15.57% | -19.07% | -32.17% | Upgrade
|
| Shares Outstanding (Basic) | 25 | 25 | 27 | 31 | 32 | 36 | Upgrade
|
| Shares Outstanding (Diluted) | 27 | 27 | 28 | 32 | 33 | 38 | Upgrade
|
| Shares Change (YoY) | -3.68% | -5.06% | -11.65% | -4.67% | -11.27% | 16.82% | Upgrade
|
| EPS (Basic) | 13.08 | 12.25 | 7.78 | 5.71 | 6.42 | 7.05 | Upgrade
|
| EPS (Diluted) | 12.29 | 11.52 | 7.43 | 5.49 | 6.19 | 6.79 | Upgrade
|
| EPS Growth | 44.91% | 55.05% | 35.34% | -11.31% | -8.84% | -41.97% | Upgrade
|
| Free Cash Flow | 1,858 | 1,772 | 1,495 | 1,122 | 850.37 | 442.19 | Upgrade
|
| Free Cash Flow Per Share | 69.87 | 66.18 | 53.02 | 35.14 | 25.40 | 11.72 | Upgrade
|
| Operating Margin | 26.86% | 26.84% | 23.75% | 21.96% | 26.77% | 35.51% | Upgrade
|
| Profit Margin | 20.66% | 20.68% | 16.91% | 16.92% | 20.71% | 27.04% | Upgrade
|
| Free Cash Flow Margin | 117.55% | 118.85% | 120.67% | 108.36% | 84.89% | 46.66% | Upgrade
|
| Effective Tax Rate | 22.78% | 23.10% | 22.74% | 22.94% | 23.90% | 23.75% | Upgrade
|
| Revenue as Reported | 1,933 | 1,830 | 1,529 | 1,230 | 1,118 | 1,024 | Upgrade
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Source: S&P Capital IQ. Financial Services template. Financial Sources.