Enova International, Inc. (ENVA)
| Market Cap | 4.31B |
| Revenue (ttm) | 1.58B |
| Net Income (ttm) | 326.54M |
| Shares Out | 24.88M |
| EPS (ttm) | 12.29 |
| PE Ratio | 14.07 |
| Forward PE | 10.14 |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 322,140 |
| Open | 173.60 |
| Previous Close | 173.60 |
| Day's Range | 170.00 - 176.02 |
| 52-Week Range | 89.00 - 176.68 |
| Beta | 1.21 |
| Analysts | Strong Buy |
| Price Target | 185.71 (+7.18%) |
| Earnings Date | Apr 23, 2026 |
About ENVA
Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, and internationally. The company offers consumer and small business installment loans; consumer and small business line of credit accounts; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan. It also provid... [Read more]
Financial Performance
In 2025, Enova International's revenue was $1.49 billion, an increase of 20.33% compared to the previous year's $1.24 billion. Earnings were $308.39 million, an increase of 47.24%.
Financial StatementsAnalyst Forecast
According to 7 analysts, the average rating for ENVA stock is "Strong Buy." The 12-month stock price target is $185.71, which is an increase of 7.18% from the latest price.
News
Enova International Earnings Call Transcript: Q1 2026
First quarter 2026 saw 33% originations growth and 17% revenue growth, with strong credit metrics and record profitability. SMB and consumer segments both set revenue records, and guidance for 2026 was raised, excluding any impact from the pending Grasshopper Bank acquisition.
Enova Reports First Quarter 2026 Results
Originations rose 33% and total company revenue increased 17% from the first quarter of 2025 Diluted earnings per share of $3.46 increased 29% and adjusted earnings per share1 of $3.87 rose 30% compar...
Enova Announces Date of First Quarter 2026 Financial Results Conference Call
CHICAGO, April 9, 2026 /PRNewswire/ -- Enova International (NYSE: ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced the company's first...
New Report: Small Businesses Enter 2026 with Sustained Confidence, Expanding Access to Capital and Growing Use of AI
94% of small businesses anticipate growth over the next year as owners invest in efficiency and plan ahead amid evolving market conditions CHICAGO, Jan. 28, 2026 /PRNewswire/ -- Small business confide...
Enova International Earnings Call Transcript: Q4 2025
Record 2025 results featured 27% originations growth, 20% revenue growth, and 42% adjusted EPS growth, with strong credit performance and stable operating metrics. 2026 guidance calls for 15% originations growth and at least 20% adjusted EPS growth, excluding the pending Grasshopper Bank acquisition, which is expected to close in H2 2026.
Enova Reports Fourth Quarter and Full Year 2025 Results
Originations rose 32% and total company revenue increased 15% from the fourth quarter of 2024 Diluted earnings per share of $3.00 increased 30% and adjusted earnings per share1 of $3.46 rose 33% compa...
Enova Announces Date of Fourth Quarter and Full Year 2025 Financial Results Conference Call
CHICAGO, Jan. 13, 2026 /PRNewswire/ -- Enova International (NYSE: ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced the company's fourt...
Enova Celebrates 13-Year Streak on the Computerworld 2026 Best Places to Work in IT List
Enova ranks No. 15 among midsize organizations for its collaborative culture, continuous learning and people-first workplace CHICAGO , Dec. 23, 2025 /PRNewswire/ -- Foundry's Computerworld has named E...
Enova Plans to Acquire Grasshopper to Gain Digital Banking Infrastructure
Enova International plans to acquire Grasshopper Bancorp and its wholly owned subsidiary Grasshopper Bank to create what it says will be a “stronger, more diversified financial services provider.” The...
Enova International Transcript: M&A Announcement
A $369 million cash and stock acquisition of Grasshopper Bancorp will create a digital-first bank-holding company, expanding geographic reach, product offerings, and funding sources. The deal is expected to deliver significant revenue and funding synergies, with EPS accretion over 25% within two years post-close.
Enova Announces Definitive Agreement to Acquire Grasshopper Bank
Will Unite a Leading Online Consumer and Small Business Lender with a Dynamic Digital-First Bank CHICAGO , Dec. 11, 2025 /PRNewswire/ -- Enova International, Inc. (NYSE: ENVA) ("Enova"), a leading fin...
Enova International Transcript: Stephens Annual Investment Conference
The firm has evolved into a leading online lender for both consumers and small businesses, leveraging machine learning for underwriting and maintaining strong credit performance. Small business lending is outpacing consumer growth, with robust funding, high returns, and a flexible, online-only model supporting continued expansion.
ENOVA ANNOUNCES NEW $400 MILLION SHARE REPURCHASE PROGRAM
CHICAGO , Nov. 12, 2025 /PRNewswire/ -- Enova International (NYSE: ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced that its Board of ...
Enova To Present at the Stephens Investment NASH2025 Conference
CHICAGO , Nov. 5, 2025 /PRNewswire/ -- Enova International (NYSE: ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced that Steve Cunningh...
Enova Sees Subprime Borrowers Managing Debt, Driving Strong Loan Growth
Enova International's third quarter results, released Thursday (Oct. 23) after the market closed, showed that consumers, including subprime consumers, are managing their finances with aplomb, and that...
Enova International Earnings Call Transcript: Q3 2025
Q3 2025 saw robust loan and revenue growth, record receivables, and strong credit metrics, with small business lending leading segment gains. Guidance calls for double-digit revenue and EPS growth in Q4, supported by ample liquidity and favorable market conditions.
Enova Reports Third Quarter 2025 Results
Originations rose 22% and total company revenue increased 16% from the third quarter of 2024 Diluted earnings per share of $3.03 increased 93% and adjusted earnings per share1 of $3.36 rose 37% compar...
New Report: Small Businesses Remain Confident in Growth Opportunities, while Exploring AI and Waiting Out Tariff Effects
93% of small businesses anticipate growth in the next year, 52% report AI use across operations and two-thirds say tariffs have yet to affect the bottom line CHICAGO , Oct. 22, 2025 /PRNewswire/ -- Sm...
Enova Announces Date of Third Quarter 2025 Financial Results Conference Call
CHICAGO , Oct. 9, 2025 /PRNewswire/ -- Enova International (NYSE: ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced the company's third...
Top 2 Financial Stocks You May Want To Dump This Quarter
As of Sept. 4, 2025, two stocks in the financial sector could be flashing a real warning to investors who value momentum as a key criteria in their trading decisions.
Enova International Transcript: Jefferies Fintech Conference
Leadership transition is set for January, with a focus on continuity and strategic consistency. The company leverages machine learning for online lending to non-prime consumers and SMBs, maintaining strong credit performance and liquidity. Ongoing innovation and customer-centric product development remain priorities.
New Report: Small Businesses Anticipate Strong Growth While Proactively Planning for AI Implementation and Tariffs
Survey Finds 92% of Small Businesses Expect to Grow Over the Next Year, and Majority of Those Adopting AI Use It to Improve Marketing CHICAGO , Aug. 26, 2025 /PRNewswire/ -- Small businesses continued...
Enova To Present at the Jefferies Fintech Conference
CHICAGO , Aug. 20, 2025 /PRNewswire/ -- Enova International (NYSE: ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced that Steve Cunning...