MetroCity Bankshares, Inc. (MCBS)
NASDAQ: MCBS · Real-Time Price · USD
28.20
-0.14 (-0.49%)
At close: Mar 9, 2026, 4:00 PM EDT
28.20
0.00 (0.00%)
After-hours: Mar 9, 2026, 4:10 PM EDT
MetroCity Bankshares Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
| Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| Net Income | - | 64.5 | 51.61 | 62.6 | 61.7 | |
| Depreciation & Amortization | - | 2.96 | 2.69 | 3.88 | 2.81 | |
| Gain (Loss) on Sale of Assets | - | 0.44 | -0.31 | 0.02 | 0.11 | |
| Gain (Loss) on Sale of Investments | - | 0.04 | -0.04 | 1.09 | 0.11 | |
| Provision for Credit Losses | - | 0.52 | -0.02 | -2.77 | 6.93 | |
| Net Decrease (Increase) in Loans Originated / Sold - Operating | - | 2.95 | 3.3 | 99 | 10.95 | |
| Accrued Interest Receivable | - | -0.73 | -1.95 | -2.12 | -0.38 | |
| Change in Other Net Operating Assets | - | -4.65 | 25.29 | -24.42 | -4.18 | |
| Other Operating Activities | - | 0.35 | 1.01 | -2.96 | -3.07 | |
| Operating Cash Flow | - | 63.5 | 82.1 | 134.69 | 65.43 | |
| Operating Cash Flow Growth | - | -22.65% | -39.05% | 105.85% | -54.10% | |
| Capital Expenditures | - | -1.29 | -4.93 | -2.35 | -0.38 | |
| Investment in Securities | - | 0.64 | 1.27 | 2.89 | -19.39 | |
| Net Decrease (Increase) in Loans Originated / Sold - Investing | - | 7.66 | -110.36 | -646.6 | -875.71 | |
| Other Investing Activities | - | -1.14 | 3.76 | -5.75 | -35.07 | |
| Investing Cash Flow | - | 5.87 | -110.27 | -651.82 | -930.55 | |
| Long-Term Debt Issued | - | 450 | 425 | 525 | 640 | |
| Long-Term Debt Repaid | - | -400 | -475.39 | -650.07 | -250.02 | |
| Net Debt Issued (Repaid) | - | 50 | -50.39 | -125.07 | 389.98 | |
| Issuance of Common Stock | - | 0.9 | - | - | - | |
| Repurchase of Common Stock | - | -0.01 | -2.02 | -8.2 | -5.54 | |
| Common Dividends Paid | - | -21.05 | -18.2 | -15.29 | -11.79 | |
| Net Increase (Decrease) in Deposit Accounts | - | 5.86 | 64.1 | 403.82 | 783.13 | |
| Financing Cash Flow | - | 35.7 | -6.51 | 255.27 | 1,156 | |
| Net Cash Flow | - | 105.07 | -34.68 | -261.86 | 290.65 | |
| Free Cash Flow | - | 62.22 | 77.17 | 132.34 | 65.05 | |
| Free Cash Flow Growth | - | -19.38% | -41.69% | 103.45% | -54.20% | |
| Free Cash Flow Margin | - | 44.22% | 64.47% | 94.30% | 49.86% | |
| Free Cash Flow Per Share | - | 2.43 | 3.02 | 5.15 | 2.52 | |
| Cash Interest Paid | - | 95.4 | 89.59 | 25.07 | 4.59 | |
| Cash Income Tax Paid | - | 21.5 | 17.97 | 34.31 | 23.51 | |
Source: S&P Capital IQ. Banks template.
Financial Sources.