Synchrony Financial (SYF)

NYSE: SYF · Real-Time Price · USD
80.36
-0.04 (-0.05%)
At close: Dec 5, 2025, 4:00 PM EST
79.75
-0.61 (-0.76%)
After-hours: Dec 5, 2025, 7:35 PM EST
-0.05%
Market Cap 28.94B
Revenue (ttm) 9.65B
Net Income (ttm) 3.49B
Shares Out 360.17M
EPS (ttm) 9.10
PE Ratio 8.83
Forward PE 8.81
Dividend $1.20 (1.49%)
Ex-Dividend Date Nov 5, 2025
Volume 2,620,372
Open 79.38
Previous Close 80.40
Day's Range 79.22 - 80.65
52-Week Range 40.55 - 80.65
Beta 1.45
Analysts Buy
Price Target 80.35 (-0.01%)
Earnings Date Oct 15, 2025

About SYF

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual and general purpose co-branded cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, savings accounts, and sweep and affi... [Read more]

Industry Credit Services
Sector Financials
Founded 1932
Employees 20,000
Stock Exchange NYSE
Ticker Symbol SYF
Full Company Profile

Financial Performance

In 2024, Synchrony Financial's revenue was $9.39 billion, an increase of 22.58% compared to the previous year's $7.66 billion. Earnings were $3.43 billion, an increase of 56.06%.

Financial Statements

Analyst Forecast

According to 20 analysts, the average rating for SYF stock is "Buy." The 12-month stock price target is $80.35, which is a decrease of -0.01% from the latest price.

Price Target
$80.35
(-0.01% downside)
Analyst Consensus: Buy
Stock Forecasts

News

Synchrony and METUS Renew Relationship to Offer Customers Flexible HVAC Financing for Greater Comfort

Decade-long Collaboration Continues to Provide Financing Tools for Contractors Nationwide Key Insights: Synchrony and Mitsubishi Electric Trane HVAC US LLC (METUS) renewed their strategic residential ...

1 day ago - PRNewsWire

Synchrony to Participate in the 2025 Goldman Sachs Financial Services Conference

STAMFORD, Conn. , Dec. 2, 2025 /PRNewswire/ -- Synchrony (NYSE: SYF) President and Chief Executive Officer, Brian D.

3 days ago - PRNewsWire

Synchrony and The Toro Company Launch New Credit Card for Financing Lawn Equipment

Program Designed to Boost Dealer Sales by Offering Flexible Consumer Financing on Toro, Exmark, Spartan and Z Turf Equipment Products STAMFORD, Conn. , Nov. 20, 2025 /PRNewswire/ -- Synchrony (NYSE: S...

15 days ago - PRNewsWire

Synchrony Financial: Credit Continues To Defy Fears (Rating Upgrade)

Synchrony Financial (SYF) is upgraded to a buy, with shares offering over 15% upside and a fair value of $83-$90. Q3 results showed strong credit quality, reserve releases, and stable delinquencies, s...

20 days ago - Seeking Alpha

Synchrony Financial (SYF) Presents at KBW Fintech Payments Conference 2025 Transcript

Synchrony Financial ( SYF) KBW Fintech Payments Conference 2025 November 12, 2025 10:10 AM EST Company Participants Brian Wenzel - Executive VP & CFO Conference Call Participants Sanjay Sakhrani - Ke...

23 days ago - Seeking Alpha

Synchrony to Participate in the 2025 KBW Fintech Payments Conference

STAMFORD, Conn. , Nov. 5, 2025 /PRNewswire/ -- Synchrony (NYSE: SYF) Chief Financial Officer, Brian J.

4 weeks ago - PRNewsWire

Synchrony Announces Quarterly Common Stock Dividend of $0.30 Per Share

Company also declares preferred stock dividends  STAMFORD, Conn. , Oct. 23, 2025 /PRNewswire/ -- Synchrony Financial (NYSE: SYF) announced today that its Board of Directors declared a quarterly cash d...

6 weeks ago - PRNewsWire

These Analysts Increase Their Forecasts On Synchrony Financial After Upbeat Q3 Earnings

Synchrony Financial (NYSE:SYF) reported better-than-expected earnings for the third quarter on Wednesday.

7 weeks ago - Benzinga

Synchrony Financial: Upgrading The Customer Base Pays Off

Synchrony Financial remains a Buy, supported by improved credit quality, strong net interest margins, and aggressive share buybacks. Synchrony's upgraded customer base has led to lower delinquencies a...

7 weeks ago - Seeking Alpha

Synchrony Financial (SYF) Q3 2025 Earnings Call Transcript

Synchrony Financial (NYSE:SYF) Q3 2025 Earnings Call October 15, 2025 8:00 AM EDT Company Participants Kathryn Miller - Senior Vice President of Investor Relations Brian Doubles - President, CEO & Di...

7 weeks ago - Seeking Alpha

Synchrony's Q3 Shows Strength, Not Strain, as Consumers Hold the Line

Today's economy remains oscillating between resilience, restraint and a hopeful rebound. This makes few barometers of consumer health as revealing as their spending habits, and puts Synchrony, the cou...

7 weeks ago - PYMNTS

Bank On Big Dividends For Your Retirement; Yields +7%

Banks have catered to the ever-evolving trade and commerce for centuries. We like investing in essential sectors, but seek to get paid for our time and money. We discuss two steady dividend-payers fro...

Other symbols: BTO
7 weeks ago - Seeking Alpha

Synchrony Financial Posts Higher Profit, Revenue

Synchrony Financial logged higher profit and revenue in the third quarter as it returned to purchase volume growth, driven by stronger spending trends.

7 weeks ago - WSJ

Synchrony Reports Third Quarter 2025 Results; Company also Announces Approval of $1 Billion Increase in Share Repurchase Authority

STAMFORD, Conn. , Oct. 15, 2025 /PRNewswire/ -- Synchrony Financial (NYSE: SYF) today announced its third quarter 2025 results for the period ending September 30, 2025.

7 weeks ago - PRNewsWire

OPEIU and CWA Call on Synchrony Financial To Disclose Material Relationships Compromising Director Independence

New York, NY, Oct. 14, 2025 (GLOBE NEWSWIRE) -- The Office and Professional Employees International Union (OPEIU) and the Communications Workers of America (CWA) union filed complaints with the Securi...

7 weeks ago - GlobeNewsWire

Synchrony and Pumpkin Pet Insurance Partner to Deliver Simple Reimbursements for Pet Owners Through CareCredit

Synchrony Expands its Innovative Solution to Help Pet Parents Minimize Out of Pocket Costs STAMFORD, Conn. and NEW YORK , Oct. 14, 2025 /PRNewswire/ -- Synchrony (NYSE: SYF), a leading consumer financ...

7 weeks ago - PRNewsWire

Synchrony Financial Earnings Are Imminent; These Most Accurate Analysts Revise Forecasts Ahead Of Earnings Call

Synchrony Financial (NYSE:SYF) will release earnings results for the third quarter, before the opening bell on Wednesday, Oct. 15.

7 weeks ago - Benzinga

Synchrony Financial: Even After The Recent Gain, I Still See Value In This Stock

Synchrony Financial is rated a buy due to stable asset quality, NIM expansion potential, and attractive valuation despite recent stock gains. SYF benefits from proactive pricing changes and improved c...

2 months ago - Seeking Alpha

PSG Completes Sale of Versatile Credit to Synchrony

BOSTON--(BUSINESS WIRE)--PSG, a leading growth equity firm that specializes in partnering with software and technology-enabled services companies to capitalize on transformational growth, today announ...

2 months ago - Business Wire

Versatile Credit Bringing Leading Credit Access Platform to Synchrony

Synchrony Acquired Versatile Credit's Multi-Source Financing Platform, Expanding Technological Capabilities Versatile Credit Will Continue Serving Many Lenders And Merchants STAMFORD, Conn. and MECHAN...

2 months ago - PRNewsWire

mClub® Selects Synchrony's CareCredit® as Exclusive Financing Partner, Bolstering Independent Veterinary Practices with Comprehensive Pet Care Solutions

Synchrony's CareCredit Partnership Helps mClub Members Deliver a Lifetime of Pet Care STAMFORD, Conn. and LAKEVILLE, Minn.

2 months ago - PRNewsWire

Synchrony Names Deborah Ellinger to Board of Directors

Strategic leader and boardroom veteran enhances expertise in health and wellness, and consumer retail STAMFORD, Conn. , Sept. 29, 2025 /PRNewswire/ -- Synchrony Financial (NYSE: SYF), a premier consum...

2 months ago - PRNewsWire

New Sun Country Airlines Credit Card from Synchrony Rewards Travelers Every Time They Fly

New "Plus Status" Offering Allows Travelers to Earn Additional Benefits for Flights and Everyday Purchases STAMFORD, Conn. and MINNEAPOLIS , Sept.

Other symbols: SNCY
2 months ago - PRNewsWire

These 15 stocks have beaten the S&P 500 this year — while getting cheaper in the process

Gains haven't been limited to the companies at the top of the S&P 500.

2 months ago - Market Watch

Synchrony and University of Illinois Urbana-Champaign Celebrate Major Expansion as Emerging Technology Center Surpasses 400 Internships, Empowering the Next Generation of Innovators

University Leaders Join Ceremony to Unveil Expanded Center to Train Students in Tech Skills of the Future  CHAMPAIGN, Ill. , Sept. 18, 2025 /PRNewswire/ -- University of Illinois Urbana-Champaign (U.

2 months ago - PRNewsWire