Synchrony Financial Statistics
Total Valuation
SYF has a market cap or net worth of $25.69 billion. The enterprise value is $21.56 billion.
Important Dates
The last earnings date was Tuesday, April 21, 2026, before market open.
| Earnings Date | Apr 21, 2026 |
| Ex-Dividend Date | May 5, 2026 |
Share Statistics
SYF has 336.95 million shares outstanding. The number of shares has decreased by -8.30% in one year.
| Current Share Class | 336.95M |
| Shares Outstanding | 336.95M |
| Shares Change (YoY) | -8.30% |
| Shares Change (QoQ) | -3.19% |
| Owned by Insiders (%) | 0.48% |
| Owned by Institutions (%) | 108.47% |
| Float | 334.69M |
Valuation Ratios
The trailing PE ratio is 7.87 and the forward PE ratio is 7.92. SYF's PEG ratio is 0.86.
| PE Ratio | 7.87 |
| Forward PE | 7.92 |
| PS Ratio | 2.60 |
| Forward PS | 1.40 |
| PB Ratio | 1.68 |
| P/TBV Ratio | 2.03 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | 2.61 |
| PEG Ratio | 0.86 |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 6.13 |
| EV / Sales | 2.18 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 21.78%.
| Return on Equity (ROE) | 21.78% |
| Return on Assets (ROA) | 2.96% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 7.23% |
| Revenue Per Employee | $494,600 |
| Profits Per Employee | $175,850 |
| Employee Count | 20,000 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, SYF has paid $1.08 billion in taxes.
| Income Tax | 1.08B |
| Effective Tax Rate | 23.14% |
Stock Price Statistics
The stock price has increased by +48.29% in the last 52 weeks. The beta is 1.38, so SYF's price volatility has been higher than the market average.
| Beta (5Y) | 1.38 |
| 52-Week Price Change | +48.29% |
| 50-Day Moving Average | 70.38 |
| 200-Day Moving Average | 74.09 |
| Relative Strength Index (RSI) | 60.78 |
| Average Volume (20 Days) | 3,683,126 |
Short Selling Information
The latest short interest is 14.66 million, so 4.35% of the outstanding shares have been sold short.
| Short Interest | 14.66M |
| Short Previous Month | 15.52M |
| Short % of Shares Out | 4.35% |
| Short % of Float | 4.38% |
| Short Ratio (days to cover) | 4.15 |
Income Statement
In the last 12 months, SYF had revenue of $9.89 billion and earned $3.52 billion in profits. Earnings per share was $9.69.
| Revenue | 9.89B |
| Gross Profit | 9.89B |
| Operating Income | 4.92B |
| Pretax Income | 4.68B |
| Net Income | 3.52B |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $9.69 |
Full Income StatementBalance Sheet
The company has $20.56 billion in cash and $16.43 billion in debt, giving a net cash position of $4.13 billion or $12.26 per share.
| Cash & Cash Equivalents | 20.56B |
| Total Debt | 16.43B |
| Net Cash | 4.13B |
| Net Cash Per Share | $12.26 |
| Equity (Book Value) | 16.48B |
| Book Value Per Share | 45.27 |
| Working Capital | -66.29B |
Full Balance SheetCash Flow
| Operating Cash Flow | 9.83B |
| Capital Expenditures | n/a |
| Depreciation & Amortization | n/a |
| Net Borrowing | -595.00M |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 49.74% |
| Pretax Margin | 47.35% |
| Profit Margin | 36.39% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |