Synchrony Financial (SYF)

NYSE: SYF · Real-Time Price · USD
78.66
+0.14 (0.18%)
Jun 26, 2026, 4:00 PM EDT - Market closed
0.18%
Market Cap 26.46B
Revenue (ttm) 9.89B
Net Income (ttm) 3.52B
Shares Out 336.37M
EPS (ttm) 9.69
PE Ratio 8.11
Forward PE 8.18
Dividend $1.20 (1.53%)
Ex-Dividend Date May 5, 2026
Volume 4,967,842
Open 78.49
Previous Close 78.52
Day's Range 77.66 - 79.40
52-Week Range 63.08 - 88.77
Beta 1.32
Analysts Buy
Price Target 89.43 (+13.69%)
Earnings Date Jul 21, 2026

About SYF

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. The company provides credit products, such as credit cards, commercial credit products, and consumer installment loans. It also offers private label credit cards, dual and general purpose co-branded cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, savings accounts, and sweep and affi... [Read more]

Industry Credit Services
Sector Financials
Founded 1932
Employees 20,000
Stock Exchange NYSE
Ticker Symbol SYF
Full Company Profile

Financial Performance

In 2025, Synchrony Financial's revenue was $9.76 billion, an increase of 3.88% compared to the previous year's $9.39 billion. Earnings were $3.47 billion, an increase of 1.23%.

Financial Statements

Analyst Forecast

According to 24 analysts, the average rating for SYF stock is "Buy." The 12-month stock price target is $89.43, which is an increase of 13.69% from the latest price.

Price Target
$89.43
(13.69% upside)
Analyst Consensus: Buy
Stock Forecasts

News

Synchrony Financial Transcript: AGM 2026

The meeting covered director elections, auditor ratification, and executive compensation approval. All proposals passed, with no shareholder questions submitted. Final voting results will be filed on Form 8-K within four business days.

2 days ago - Transcripts

Synchrony to Announce Second Quarter 2026 Financial Results on July 21, 2026

STAMFORD, Conn., June 23, 2026 /PRNewswire/ -- Synchrony (NYSE: SYF) plans to report its second quarter 2026 results on Tuesday, July 21, 2026.

3 days ago - PRNewsWire

Synchrony Moves Dental Financing Beyond the Credit Score

Watch more: Synchrony SMB Series With Beto Casellas of Synchrony and Dr. Priveer Sharma of Sharma Oral Surgery  A patient sits in the chair needing an implant or a set of extractions and can't pay for...

3 days ago - PYMNTS

Synchrony's CareCredit Makes It Easy to Pay for Your Pet's Training, Boarding, Daycare and Grooming with Pet Resort Hospitality Group Partnership

Key Highlights Pay with the CareCredit credit card at more places: CareCredit is now accepted at 40 Pet Resort Hospitality Group locations in 12 states for training, boarding, daycare and grooming. Su...

16 days ago - PRNewsWire

Synchrony Named No. 1 Best Workplace in New York by Fortune and Great Place To Work

Top honor highlights Synchrony's high-trust culture built for New York speed, with flexibility, collaboration, AI fluency and its NYC Experience Center accelerating innovation and business results NEW...

17 days ago - PRNewsWire

Synchrony Financial Transcript: Morgan Stanley US Financials Conference 2026

Record attendance at the conference highlighted strong loan growth, resilient consumer spending, and robust partnership renewals. Technology investments in AI and cloud, along with disciplined credit and capital management, position the business for continued growth and digital innovation.

17 days ago - Transcripts

CareCredit Now Available at LiveLoveSpa.com Checkout, Marking First eCommerce Partnership in the Cosmetic Space

LiveLoveSpa.com becomes the first eCommerce partner in the cosmetic space to offer the CareCredit credit card as a seamless checkout option, giving consumers more options to pay for skincare and beaut...

23 days ago - PRNewsWire

Synchrony to Participate in the Morgan Stanley US Financials Conference

STAMFORD, Conn., June 2, 2026 /PRNewswire/ -- Synchrony (NYSE: SYF) Chief Financial Officer, Brian J.

24 days ago - PRNewsWire

Synchrony initiated with a Hold at Loop Capital

Loop Capital last night initiated coverage of Synchrony (SYF) with a Hold rating and $81 price target The firm sees a “stable to improving” trajectory for the financials space and…

5 weeks ago - TheFly

Synchrony initiated with a Hold at Loop Capital

Loop Capital initiated coverage of Synchrony (SYF) with a Hold rating and $81 price target

5 weeks ago - TheFly

The Issuers Pulling Ahead Are Building Into Customers' Money Flows

The competition among card issuers is no longer centered only on rewards rates or promotional offers. Increasingly, it is about whether an issuer can become embedded deeply enough in a customer's dail...

Other symbols: ALLYAXPCBCOFHBANMAPNC
5 weeks ago - PYMNTS

Synchrony and CareCredit Lend a Helping Paw to College Puppy Raisers Training Canine Companions' Next Generation of Service Dogs

Donation helps cover veterinary care to reduce a key financial hurdle for student puppy raisers in 23 states Key Highlights  $150,000 CareCredit donation to Canine Companions to help train and place s...

6 weeks ago - PRNewsWire

DICK'S Sporting Goods and Synchrony Level Up the DICK'S Credit Card, Offering Members 10% Back in ScoreCard Rewards on Qualifying Purchases

Key Highlights: Built for how athletes shop today: Synchrony and DICK'S Sporting Goods are giving athletes more value, choice and convenience with the DICK'S Credit Card: The Card for Sport, formerly ...

Other symbols: DKS
7 weeks ago - PRNewsWire

Synchrony expands co-brand partnership with Lowe’s

Synchrony (SYF) announced an expanded co-brand partnership with Lowe’s (LOW), with Synchrony now issuing the MyLowe’s Pro Rewards American Express Card. The new card complements the existing MyLowe’s ...

Other symbols: AXPLOW
2 months ago - TheFly

Synchrony Expands Partnership with Lowe's as New Issuer of Co-Brand Credit Card for Home Improvement Professionals

STAMFORD, Conn., April 30, 2026 /PRNewswire/ -- Synchrony (NYSE: SYF), a leading consumer financing company, today announced an expanded co-brand partnership with Lowe's (NYSE: LOW), with Synchrony no...

Other symbols: AXPLOW
2 months ago - PRNewsWire

From Saving Today to Investing Tomorrow Most Consumers Want Financial Literacy Taught in Schools

New consumer insights from Synchrony survey highlight financial confidence trends, education gaps, and the need for continued financial wellness initiatives Key Highlights With only 39% of consumers r...

2 months ago - PRNewsWire

Synchrony Financial Proxy statement: Proxy filing

Synchrony Financial filed a proxy statement on April 29, 2026, providing details for shareholder voting and corporate governance matters.

2 months ago - Filings

Synchrony Financial Proxy statement: Proxy filing

Synchrony Financial filed a proxy statement on April 29, 2026, providing details for shareholder voting and corporate governance matters.

2 months ago - Filings

Synchrony price target raised to $82 from $71 at Truist

Truist analyst Brian Foran raised the firm’s price target on Synchrony (SYF) to $82 from $71 and keeps a Hold rating on the shares. The firm is positive on the…

2 months ago - TheFly

Chico's FAS Unveils First-Ever Credit Card Program and Reimagined Loyalty Experience Across Chico's, Soma, and White House Black Market in partnership with Synchrony and Mastercard

Updated Loyalty Programs Introduce First-Ever Credit Cards for the Brands, Offering Enhanced Rewards and Expanded Payment Options Key Highlights: Chico's FAS and Synchrony have launched co-branded Mas...

2 months ago - PRNewsWire

Synchrony price target raised to $86 from $83 at Baird

Baird raised the firm’s price target on Synchrony (SYF) to $86 from $83 and keeps an Outperform rating on the shares. The firm updated its model following solid Q1 results…

2 months ago - TheFly

Synchrony price target raised to $91 from $90 at BofA

BofA raised the firm’s price target on Synchrony (SYF) to $91 from $90 and keeps a Buy rating on the shares after the company reported “mixed” Q1 earnings. Following the…

2 months ago - TheFly

Synchrony price target raised to $93 from $82 at Barclays

Barclays raised the firm’s price target on Synchrony (SYF) to $93 from $82 and keeps an Overweight rating on the shares following the Q1 report. The company’s loan growth inflected…

2 months ago - TheFly

Synchrony downgraded to Neutral from Buy at BTIG

BTIG downgraded Synchrony (SYF) to Neutral from Buy without a price target The firm cites valuation for the downgrade with the shares its prior price target Synchrony has also done…

2 months ago - TheFly

Synchrony CFO Flags Momentum in Spending and Credit

Consumers are continuing to rely on cards as both a spending tool and a way to manage liquidity, and Synchrony's latest quarter, as announced on Tuesday (April 21), indicates that balance remains inta...

2 months ago - PYMNTS