Synchrony Financial (SYF)
| Market Cap | 26.46B |
| Revenue (ttm) | 9.89B |
| Net Income (ttm) | 3.52B |
| Shares Out | 336.37M |
| EPS (ttm) | 9.69 |
| PE Ratio | 8.11 |
| Forward PE | 8.18 |
| Dividend | $1.20 (1.53%) |
| Ex-Dividend Date | May 5, 2026 |
| Volume | 4,967,842 |
| Open | 78.49 |
| Previous Close | 78.52 |
| Day's Range | 77.66 - 79.40 |
| 52-Week Range | 63.08 - 88.77 |
| Beta | 1.32 |
| Analysts | Buy |
| Price Target | 89.43 (+13.69%) |
| Earnings Date | Jul 21, 2026 |
About SYF
Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. The company provides credit products, such as credit cards, commercial credit products, and consumer installment loans. It also offers private label credit cards, dual and general purpose co-branded cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, savings accounts, and sweep and affi... [Read more]
Financial Performance
In 2025, Synchrony Financial's revenue was $9.76 billion, an increase of 3.88% compared to the previous year's $9.39 billion. Earnings were $3.47 billion, an increase of 1.23%.
Financial StatementsAnalyst Forecast
According to 24 analysts, the average rating for SYF stock is "Buy." The 12-month stock price target is $89.43, which is an increase of 13.69% from the latest price.
News
Synchrony Financial Transcript: AGM 2026
The meeting covered director elections, auditor ratification, and executive compensation approval. All proposals passed, with no shareholder questions submitted. Final voting results will be filed on Form 8-K within four business days.
Synchrony to Announce Second Quarter 2026 Financial Results on July 21, 2026
STAMFORD, Conn., June 23, 2026 /PRNewswire/ -- Synchrony (NYSE: SYF) plans to report its second quarter 2026 results on Tuesday, July 21, 2026.
Synchrony Moves Dental Financing Beyond the Credit Score
Watch more: Synchrony SMB Series With Beto Casellas of Synchrony and Dr. Priveer Sharma of Sharma Oral Surgery A patient sits in the chair needing an implant or a set of extractions and can't pay for...
Synchrony's CareCredit Makes It Easy to Pay for Your Pet's Training, Boarding, Daycare and Grooming with Pet Resort Hospitality Group Partnership
Key Highlights Pay with the CareCredit credit card at more places: CareCredit is now accepted at 40 Pet Resort Hospitality Group locations in 12 states for training, boarding, daycare and grooming. Su...
Synchrony Named No. 1 Best Workplace in New York by Fortune and Great Place To Work
Top honor highlights Synchrony's high-trust culture built for New York speed, with flexibility, collaboration, AI fluency and its NYC Experience Center accelerating innovation and business results NEW...
Synchrony Financial Transcript: Morgan Stanley US Financials Conference 2026
Record attendance at the conference highlighted strong loan growth, resilient consumer spending, and robust partnership renewals. Technology investments in AI and cloud, along with disciplined credit and capital management, position the business for continued growth and digital innovation.
CareCredit Now Available at LiveLoveSpa.com Checkout, Marking First eCommerce Partnership in the Cosmetic Space
LiveLoveSpa.com becomes the first eCommerce partner in the cosmetic space to offer the CareCredit credit card as a seamless checkout option, giving consumers more options to pay for skincare and beaut...
Synchrony to Participate in the Morgan Stanley US Financials Conference
STAMFORD, Conn., June 2, 2026 /PRNewswire/ -- Synchrony (NYSE: SYF) Chief Financial Officer, Brian J.
The Issuers Pulling Ahead Are Building Into Customers' Money Flows
The competition among card issuers is no longer centered only on rewards rates or promotional offers. Increasingly, it is about whether an issuer can become embedded deeply enough in a customer's dail...
Synchrony and CareCredit Lend a Helping Paw to College Puppy Raisers Training Canine Companions' Next Generation of Service Dogs
Donation helps cover veterinary care to reduce a key financial hurdle for student puppy raisers in 23 states Key Highlights $150,000 CareCredit donation to Canine Companions to help train and place s...
DICK'S Sporting Goods and Synchrony Level Up the DICK'S Credit Card, Offering Members 10% Back in ScoreCard Rewards on Qualifying Purchases
Key Highlights: Built for how athletes shop today: Synchrony and DICK'S Sporting Goods are giving athletes more value, choice and convenience with the DICK'S Credit Card: The Card for Sport, formerly ...
Synchrony Expands Partnership with Lowe's as New Issuer of Co-Brand Credit Card for Home Improvement Professionals
STAMFORD, Conn., April 30, 2026 /PRNewswire/ -- Synchrony (NYSE: SYF), a leading consumer financing company, today announced an expanded co-brand partnership with Lowe's (NYSE: LOW), with Synchrony no...
From Saving Today to Investing Tomorrow Most Consumers Want Financial Literacy Taught in Schools
New consumer insights from Synchrony survey highlight financial confidence trends, education gaps, and the need for continued financial wellness initiatives Key Highlights With only 39% of consumers r...
Synchrony Financial Proxy statement: Proxy filing
Synchrony Financial filed a proxy statement on April 29, 2026, providing details for shareholder voting and corporate governance matters.
Synchrony Financial Proxy statement: Proxy filing
Synchrony Financial filed a proxy statement on April 29, 2026, providing details for shareholder voting and corporate governance matters.
Chico's FAS Unveils First-Ever Credit Card Program and Reimagined Loyalty Experience Across Chico's, Soma, and White House Black Market in partnership with Synchrony and Mastercard
Updated Loyalty Programs Introduce First-Ever Credit Cards for the Brands, Offering Enhanced Rewards and Expanded Payment Options Key Highlights: Chico's FAS and Synchrony have launched co-branded Mas...
Synchrony CFO Flags Momentum in Spending and Credit
Consumers are continuing to rely on cards as both a spending tool and a way to manage liquidity, and Synchrony's latest quarter, as announced on Tuesday (April 21), indicates that balance remains inta...
Synchrony Financial Earnings Call Transcript: Q1 2026
Record Q1 purchase volume and strong credit performance drove higher net earnings and robust capital returns. Guidance remains positive for loan growth and EPS, with disciplined expense management and continued investment in technology and partnerships.
Synchrony Financial Slides: Q1 2026
Synchrony Financial has posted slides in relation to its Q1 2026 quarterly earnings report, which was published on April 21, 2026.
Synchrony Financial Earnings release: Q1 2026
Synchrony Financial released its Q1 2026 earnings on April 21, 2026, summarizing the period's financial results.
Synchrony Financial Quarterly report: Q1 2026
Synchrony Financial has published its Q1 2026 quarterly earnings report on April 21, 2026.
Synchrony Reports First Quarter 2026 Results
Company Announces Quarterly Common Stock Dividend of $0.30 Per Share and Plans to Increase Quarterly Common Stock Dividend to $0.34 Per Share Company also Announces Approval of a $6.5 Billion Share Re...
The Big 3: PFE, V, SYF
Dan Deming is impressed with the sharp stock market rally to all-time highs, though he urges caution for a potential stall in the price action. For today's Big 3, he sees Pfizer's (PFE) support making...
New RH Credit Card from Synchrony Helps Clients Move Confidently From Vision To Fully Realized Spaces
New Financing Program Extends the RH Experience With Financing Options Across Galleries, Outlets and RH.com STAMFORD, Conn., April 14, 2026 /PRNewswire/ -- Synchrony (NYSE: SYF), a leading consumer fi...
Consumers' Vision Care Decisions Clouded by Costs, According to New Study from CareCredit, a Synchrony Solution
VisionIQ, a national consumer survey, reveals cost is a major barrier to vision products and services; 55% of patients are more likely to choose optometrists and ophthalmologists offering payment opti...