Synchrony Financial (SYF)
NYSE: SYF · Real-Time Price · USD
75.88
-0.37 (-0.49%)
Apr 29, 2026, 11:02 AM EDT - Market open
Synchrony Financial Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Cash & Equivalents | 20,559 | 14,973 | 14,711 | 14,259 | 10,294 | 8,337 | Upgrade
|
| Investment Securities | 3,419 | 4,219 | 3,734 | 3,270 | 3,881 | 2,247 | Upgrade
|
| Mortgage-Backed Securities | 291 | 297 | 289 | 354 | 418 | 461 | Upgrade
|
| Total Investments | 3,710 | 4,516 | 4,023 | 3,624 | 4,299 | 2,708 | Upgrade
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| Gross Loans | 100,085 | 103,808 | 104,721 | 102,988 | 92,470 | 80,740 | Upgrade
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| Allowance for Loan Losses | -10,428 | -10,442 | -10,929 | -10,571 | -9,527 | -8,688 | Upgrade
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| Net Loans | 89,657 | 93,366 | 93,792 | 92,417 | 82,943 | 72,052 | Upgrade
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| Goodwill | 1,363 | 1,363 | 1,274 | 1,018 | 1,105 | 1,105 | Upgrade
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| Other Intangible Assets | 1,223 | 1,255 | 854 | 815 | 742 | 1,168 | Upgrade
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| Loans Held for Sale | - | - | - | - | - | 4,361 | Upgrade
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| Restricted Cash | 44 | 44 | 44 | 50 | 136 | 349 | Upgrade
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| Other Current Assets | - | - | - | 256 | - | - | Upgrade
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| Long-Term Deferred Tax Assets | - | 2,078 | 2,290 | 2,195 | - | - | Upgrade
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| Other Long-Term Assets | 4,945 | 1,500 | 2,475 | 2,845 | 5,045 | 5,668 | Upgrade
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| Total Assets | 121,501 | 119,095 | 119,463 | 117,479 | 104,564 | 95,748 | Upgrade
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| Accrued Expenses | 4,002 | 3,531 | 3,394 | 4,256 | 3,902 | 5,088 | Upgrade
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| Interest Bearing Deposits | 69,678 | 68,448 | 70,464 | 70,789 | 64,136 | 56,911 | Upgrade
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| Institutional Deposits | 12,800 | 12,300 | 11,200 | 10,000 | 7,200 | 5,000 | Upgrade
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| Non-Interest Bearing Deposits | 416 | 396 | 398 | 364 | 399 | 359 | Upgrade
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| Total Deposits | 82,894 | 81,144 | 82,062 | 81,153 | 71,735 | 62,270 | Upgrade
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| Current Portion of Long-Term Debt | - | 2,250 | - | - | - | - | Upgrade
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| Other Current Liabilities | - | - | - | 107 | - | - | Upgrade
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| Long-Term Debt | 16,428 | 12,932 | 15,462 | 15,982 | 14,191 | 14,507 | Upgrade
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| Long-Term Unearned Revenue | 1,700 | 1,800 | 1,800 | 1,900 | 1,700 | - | Upgrade
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| Pension & Post-Retirement Benefits | - | 165 | 165 | 171 | 163 | 228 | Upgrade
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| Other Long-Term Liabilities | - | 507 | - | 7 | - | - | Upgrade
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| Total Liabilities | 105,024 | 102,329 | 102,883 | 103,576 | 91,691 | 82,093 | Upgrade
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| Preferred Stock, Redeemable | 1,222 | 1,222 | 1,222 | 734 | 734 | 734 | Upgrade
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| Common Stock | 1 | 1 | 1 | 1 | 1 | 1 | Upgrade
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| Additional Paid-In Capital | 9,844 | 9,902 | 9,853 | 9,775 | 9,718 | 9,669 | Upgrade
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| Retained Earnings | 25,210 | 24,598 | 21,635 | 18,662 | 16,716 | 14,245 | Upgrade
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| Treasury Stock | -19,744 | -18,909 | -16,072 | -15,201 | -14,171 | -10,925 | Upgrade
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| Comprehensive Income & Other | -56 | -48 | -59 | -68 | -125 | -69 | Upgrade
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| Total Common Equity | 15,255 | 15,544 | 15,358 | 13,169 | 12,139 | 12,921 | Upgrade
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| Shareholders' Equity | 16,477 | 16,766 | 16,580 | 13,903 | 12,873 | 13,655 | Upgrade
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| Total Liabilities & Equity | 121,501 | 119,095 | 119,463 | 117,479 | 104,564 | 95,748 | Upgrade
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| Total Debt | 16,428 | 15,182 | 15,462 | 15,982 | 14,191 | 14,507 | Upgrade
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| Net Cash (Debt) | 4,131 | -209 | -751 | -1,723 | -3,897 | -6,170 | Upgrade
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| Net Cash Per Share | 11.38 | -0.56 | -1.87 | -4.07 | -8.06 | -10.84 | Upgrade
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| Filing Date Shares Outstanding | 336.95 | 347.6 | 388.75 | 406.84 | 437.04 | 521.27 | Upgrade
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| Total Common Shares Outstanding | 337 | 347.4 | 388.26 | 406.88 | 438.22 | 526.83 | Upgrade
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| Book Value Per Share | 45.27 | 44.74 | 39.56 | 32.37 | 27.70 | 24.53 | Upgrade
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| Tangible Book Value | 12,669 | 12,926 | 13,230 | 11,336 | 10,292 | 10,648 | Upgrade
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| Tangible Book Value Per Share | 37.59 | 37.21 | 34.08 | 27.86 | 23.49 | 20.21 | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.