Synchrony Financial (SYF)
NYSE: SYF · Real-Time Price · USD
76.25
-0.50 (-0.65%)
Apr 28, 2026, 4:00 PM EDT - Market closed
Synchrony Financial Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Net Income | 3,600 | 3,552 | 3,499 | 2,238 | 3,016 | 4,221 | Upgrade
|
| Depreciation & Amortization | 532 | 514 | 481 | 458 | 419 | 390 | Upgrade
|
| Gain (Loss) on Sale of Assets | - | - | -1,069 | - | - | - | Upgrade
|
| Provision for Credit Losses | 5,069 | 5,225 | 6,733 | 5,965 | 3,375 | 726 | Upgrade
|
| Accrued Interest Receivable | -689 | -598 | 33 | -645 | -197 | 424 | Upgrade
|
| Change in Other Net Operating Assets | 549 | 437 | -238 | 300 | -72 | 597 | Upgrade
|
| Other Operating Activities | 773 | 721 | 409 | 277 | 153 | 741 | Upgrade
|
| Operating Cash Flow | 9,834 | 9,851 | 9,848 | 8,593 | 6,694 | 7,099 | Upgrade
|
| Operating Cash Flow Growth | 0.35% | 0.03% | 14.61% | 28.37% | -5.71% | -5.18% | Upgrade
|
| Cash Acquisitions | -161 | -161 | -1,935 | - | - | - | Upgrade
|
| Investment in Securities | -300 | 765 | 805 | 1,388 | 118 | 2,090 | Upgrade
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| Divestitures | - | - | 491 | - | - | - | Upgrade
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| Net Decrease (Increase) in Loans Originated / Sold - Investing | -5,676 | -4,606 | -7,576 | -14,900 | -9,803 | -6,355 | Upgrade
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| Other Investing Activities | -796 | -852 | -688 | -722 | -549 | -549 | Upgrade
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| Investing Cash Flow | -6,933 | -4,854 | -8,903 | -14,234 | -10,234 | -4,814 | Upgrade
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| Long-Term Debt Issued | - | 4,030 | 2,439 | 3,034 | 4,955 | 3,105 | Upgrade
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| Long-Term Debt Repaid | - | -4,325 | -2,975 | -1,257 | -5,284 | -4,386 | Upgrade
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| Net Debt Issued (Repaid) | -595 | -295 | -536 | 1,777 | -329 | -1,281 | Upgrade
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| Repurchase of Common Stock | -3,236 | -2,941 | -1,008 | -1,112 | -3,320 | -2,876 | Upgrade
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| Preferred Stock Issued | - | - | 488 | - | - | - | Upgrade
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| Common Dividends Paid | -434 | -427 | -398 | -406 | -434 | -500 | Upgrade
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| Preferred Dividends Paid | -83 | -83 | -72 | -42 | -42 | -42 | Upgrade
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| Total Dividends Paid | -517 | -510 | -470 | -448 | -476 | -542 | Upgrade
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| Net Increase (Decrease) in Deposit Accounts | -548 | -926 | 879 | 9,437 | 9,453 | -534 | Upgrade
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| Other Financing Activities | -79 | -63 | 36 | -22 | -44 | 29 | Upgrade
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| Financing Cash Flow | -4,975 | -4,735 | -611 | 9,632 | 5,284 | -5,204 | Upgrade
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| Net Cash Flow | -2,074 | 262 | 334 | 3,991 | 1,744 | -2,919 | Upgrade
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| Cash Interest Paid | 4,162 | 4,162 | 4,662 | 3,551 | 1,356 | 1,034 | Upgrade
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| Cash Income Tax Paid | 710 | 710 | 1,087 | 1,125 | 1,290 | 1,112 | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.