United Community Banks, Inc. (UCB)
NYSE: UCB · Real-Time Price · USD
31.11
-0.25 (-0.80%)
Dec 5, 2025, 4:00 PM EST - Market closed
United Community Banks Ratios and Metrics
Market cap in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| Current | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
| Dec '25 Dec 5, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
| Market Capitalization | 3,782 | 3,854 | 3,481 | 3,590 | 3,209 | 2,463 | |
| Market Cap Growth | -4.37% | 10.71% | -3.02% | 11.86% | 30.27% | 1.00% | |
| Last Close Price | 31.11 | 31.52 | 27.60 | 30.81 | 31.92 | 24.67 | |
| PE Ratio | 12.35 | 15.76 | 19.25 | 13.34 | 12.28 | 15.47 | |
| PS Ratio | 3.80 | 4.28 | 4.33 | 4.35 | 4.31 | 4.27 | |
| PB Ratio | 1.05 | 1.12 | 1.07 | 1.33 | 1.44 | 1.23 | |
| P/FCF Ratio | 8.61 | 12.73 | 15.72 | 6.36 | 9.64 | 17.57 | |
| P/OCF Ratio | 8.10 | 11.02 | 11.84 | 5.91 | 8.93 | 15.53 | |
| Debt / Equity Ratio | 0.06 | 0.17 | 0.14 | 0.44 | 0.14 | 0.19 | |
| Debt / FCF Ratio | 0.48 | 1.89 | 2.05 | 2.08 | 0.91 | 2.78 | |
| Return on Equity (ROE) | 9.06% | 7.54% | 6.29% | 11.27% | 12.76% | 9.01% | |
| Return on Assets (ROA) | 1.14% | 0.92% | 0.73% | 1.23% | 1.39% | 1.07% | |
| Earnings Yield | 8.09% | 6.55% | 5.39% | 7.73% | 8.41% | 6.66% | |
| FCF Yield | 11.62% | 7.85% | 6.36% | 15.73% | 10.37% | 5.69% | |
| Dividend Yield | 3.21% | 2.98% | 3.33% | 2.79% | 2.44% | 2.92% | |
| Payout Ratio | 38.89% | 46.99% | 59.57% | 33.79% | 27.35% | 38.06% | |
| Buyback Yield / Dilution | -1.01% | -1.83% | -10.27% | -21.20% | -5.83% | -4.44% | |
| Total Shareholder Return | 2.21% | 1.15% | -6.94% | -18.41% | -3.38% | -1.52% | |
Source: S&P Capital IQ. Banks template.
Financial Sources.