United Community Banks, Inc. (UCB)
NYSE: UCB · Real-Time Price · USD
30.59
-0.34 (-1.10%)
At close: Mar 9, 2026, 4:00 PM EDT
30.59
0.00 (0.00%)
After-hours: Mar 9, 2026, 6:01 PM EDT
United Community Banks Ratios and Metrics
Market cap in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
| Mar '26 Mar 9, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| Market Capitalization | 3,659 | 3,795 | 3,854 | 3,481 | 3,590 | 3,209 | |
| Market Cap Growth | -5.82% | -1.54% | 10.71% | -3.02% | 11.86% | 30.27% | |
| Last Close Price | 30.93 | 31.22 | 31.28 | 27.38 | 30.58 | 31.68 | |
| PE Ratio | 11.68 | 11.93 | 15.76 | 19.25 | 13.34 | 12.28 | |
| PS Ratio | 3.53 | 3.74 | 4.28 | 4.33 | 4.35 | 4.31 | |
| PB Ratio | 1.03 | 1.04 | 1.12 | 1.07 | 1.33 | 1.44 | |
| P/FCF Ratio | 10.06 | 10.65 | 12.73 | 15.72 | 6.36 | 9.64 | |
| P/OCF Ratio | 9.33 | 9.88 | 11.02 | 11.84 | 5.91 | 8.93 | |
| Debt / Equity Ratio | 0.08 | 0.08 | 0.17 | 0.14 | 0.44 | 0.14 | |
| Debt / FCF Ratio | 0.83 | 0.83 | 1.89 | 2.05 | 2.08 | 0.91 | |
| Net Debt / Equity Ratio | -0.04 | -0.04 | 0.00 | -0.18 | 0.18 | -0.93 | |
| Net Debt / FCF Ratio | -0.38 | -0.38 | 0.02 | -2.71 | 0.85 | -6.18 | |
| Return on Equity (ROE) | 9.28% | 9.28% | 7.54% | 6.29% | 11.27% | 12.76% | |
| Return on Assets (ROA) | 1.18% | 1.18% | 0.92% | 0.73% | 1.23% | 1.39% | |
| Earnings Yield | 8.88% | 8.64% | 6.55% | 5.39% | 7.73% | 8.41% | |
| FCF Yield | 9.94% | 9.39% | 7.85% | 6.36% | 15.73% | 10.37% | |
| Dividend Yield | 3.27% | 3.14% | 3.00% | 3.36% | 2.81% | 2.46% | |
| Payout Ratio | 37.79% | 37.56% | 46.99% | 59.57% | 33.79% | 27.35% | |
| Buyback Yield / Dilution | -1.28% | -1.28% | -1.83% | -10.27% | -21.20% | -5.83% | |
| Total Shareholder Return | 2.05% | 1.86% | 1.18% | -6.91% | -18.39% | -3.36% | |
Source: S&P Capital IQ. Banks template.
Financial Sources.